Angie & Victoria Pettyjohn - Sherwood Mortgage Group

Angie & Victoria Pettyjohn - Sherwood Mortgage Group LIC # M-17003102
LIC # M-11001251

🏡 Family-run mortgage business

Our main objective is to deliver value to the mortgage consumer.
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We work with First Time Home Buyers to complicated Real Estate Investor portfolios. Traditional financing or Private Mortgages.

Think a mortgage broker is only for getting a mortgage? Think again.Whether you're buying your first home, considering i...
06/18/2026

Think a mortgage broker is only for getting a mortgage? Think again.

Whether you're buying your first home, considering investment opportunities, helping your kids become homeowners, or just wondering what your options are, we're here to be your go-to resource!

Our free consultation calls are designed to answer your questions, share advice, and help you build a plan that works for your financial goals.

Schedule your quick call with us today!

🏡 Angie Pettyjohn, Mortgage Broker | M11001251
🏡 Victoria Pettyjohn, Mortgage Broker | M17003102
🏡 Sherwood Mortgage Group | License #12176 ⠀⠀

A basement rental unit can be a smart way to generate extra income and help offset your monthly mortgage costs. And even...
06/16/2026

A basement rental unit can be a smart way to generate extra income and help offset your monthly mortgage costs. And even better? In some cases, lenders may even consider rental income when qualifying you for a mortgage.

Before getting started, it's really important to understand local zoning, permit requirements, and safety regulations. A little planning now can save a lot of headaches later!

Thinking about buying a home with income potential? Schedule your consultation call with us first. We're happy to help you explore your options!

🏡 Angie Pettyjohn, Mortgage Broker | M11001251
🏡 Victoria Pettyjohn, Mortgage Broker | M17003102
🏡 Sherwood Mortgage Group | License #12176⠀⠀

Big news for GTA homeowners!A new Bank of Canada report warns that falling home prices are shrinking equity buffers. Thi...
06/12/2026

Big news for GTA homeowners!

A new Bank of Canada report warns that falling home prices are shrinking equity buffers. This means refinancing at renewal is becoming much harder - especially in the Toronto area, where the Bank estimates 9% of borrowers renewing in 2027 may not qualify under standard lender rules.

If your home value has dipped and you were planning to refinance to lower your payments, waiting for your renewal notice is a massive financial risk.

Our pro tip: Schedule a consultation call with us before your renewal date!

Unlike traditional banks with strict, rigid rules, our mortgage team can:
✔️ Shop the entire market to find flexible alternative or credit union options.
✔️ Plan 6-12 months in advance to protect your cash flow and equity.
✔️ Create custom solutions if you're shopping in the changing condo or housing market.

Don’t wait to find out where you stand! Book your free call with us today, and let us give you peace of mind about your financial situation.

🏡 Angie Pettyjohn, Mortgage Broker | M11001251
🏡 Victoria Pettyjohn, Mortgage Broker | M17003102
🏡 Sherwood Mortgage Group | License #12176⠀⠀

Big news! The Bank of Canada has held rates at 2.25% again.This morning, the BoC announced it is keeping its benchmark p...
06/10/2026

Big news! The Bank of Canada has held rates at 2.25% again.

This morning, the BoC announced it is keeping its benchmark policy rate unchanged for the fifth consecutive time. However, they aren't ruling out future adjustments just yet as they weigh a few conflicting economic signals.

➡️ Swipe right for a quick breakdown of what’s happening in the Canadian economy right now.

Thinking of buying this summer? Remember, timing is everything! That's why getting pre-approved for a mortgage now is the smartest move you can make. It protects you from potential future rate increases and ensures you can move quickly the moment you find the perfect place.

Have questions about what these numbers mean for you? Book your free consultation call today!

🏡 Angie Pettyjohn, Mortgage Broker | M11001251
🏡 Victoria Pettyjohn, Mortgage Broker | M17003102
🏡 Sherwood Mortgage Group | License #12176 ⠀⠀

Yes, in fact. It can!A mortgage pre-approval is based on your financial situation at the time you apply for one. That me...
06/08/2026

Yes, in fact. It can!

A mortgage pre-approval is based on your financial situation at the time you apply for one. That means if your income, debt levels, credit score, employment status, or interest rates change, your approved amount could increase or decrease.

That's why it's important to avoid taking on new debt, changing jobs, or making major financial purchases before closing on a home.

If your circumstances change after we've completed your pre-approval, please let us know! Keeping us informed helps ensure there are no surprises along the way (Which makes for a fun and less stressful home-buying experience!).

🏡 Angie Pettyjohn, Mortgage Broker | M11001251
🏡 Victoria Pettyjohn, Mortgage Broker | M17003102
🏡 Sherwood Mortgage Group | License #12176⠀⠀

TWO YEARS IN A ROW! ✨ We won platinum!We're so thrilled to share that we’ve been awarded PLATINUM in the Mortgage & Brok...
06/05/2026

TWO YEARS IN A ROW! ✨ We won platinum!

We're so thrilled to share that we’ve been awarded PLATINUM in the Mortgage & Brokers Category at CommunityVotes Oakville 2026 for the second consecutive year!

From the bottom of our hearts, THANK YOU to everyone who took the time to vote, support, and cheer us on - our amazing clients, followers, friends, family, and the incredible team at Sherwood Mortgage Group. Winning this award once was amazing, but keeping the streak alive means the world to us.

We are beyond grateful for your continued trust, and we're so lucky to do what we love every single day!

No, that is NOT a typo. In the GTA, the average home price once sat comfortably at $67,333.Before we get too jealous, h...
06/03/2026

No, that is NOT a typo. In the GTA, the average home price once sat comfortably at $67,333.

Before we get too jealous, here is the catch: the Bank of Canada interest rate was hovering around 9% and climbing fast toward the double-digit peak of the 80s.

Remember that markets evolve and numbers change, but one thing remains constant: real estate is still the ultimate long-term wealth builder! You don't need a time machine to win in today's market - you just need a solid strategy.

If you're looking to start investing in real estate in 2026, we're your first step. Book your consultation call with us and we'll answer any questions you may have about getting started!

🏡 Angie Pettyjohn, Mortgage Broker | M11001251
🏡 Victoria Pettyjohn, Mortgage Broker | M17003102
🏡 Sherwood Mortgage Group | License #12176⠀⠀

Built on experience. Strengthened by family. What started as one woman’s passion in 2009 has grown into a dynamic mother...
05/28/2026

Built on experience. Strengthened by family.

What started as one woman’s passion in 2009 has grown into a dynamic mother-daughter powerhouse. From agent to co-owners, we have spent over a decade building The Pettyjohn Team on trust, complementary strengths, and a whole lot of heart!

With two generations covering every corner of your mortgage needs, you’ll always have a family in your corner. 🤍

🏡 Angie Pettyjohn, Mortgage Broker | M11001251
🏡 Victoria Pettyjohn, Mortgage Broker | M17003102
🏡 Sherwood Mortgage Group | License #12176⠀⠀

If you've trusted us to help you with your mortgage needs, we'd love your support! We're happy to announce that we have ...
05/28/2026

If you've trusted us to help you with your mortgage needs, we'd love your support! We're happy to announce that we have been nominated in the Mortgage & Brokers category for CommunityVotes Oakville 2026.

Here's how to vote:
✔️ Login to Oakville.CommunityVotes. Voting is open from now until this Sunday, May 31st.
✔️ Vote by clicking the link here: https://oakville.communityvotes.com/2026/01/financial/mortgages-and-brokers

Your trust, referrals, and support mean the absolute world to our team. Thank you for taking a quick moment to cast your vote!

🏡 Angie Pettyjohn, Mortgage Broker | M11001251
🏡 Victoria Pettyjohn, Mortgage Broker | M17003102
🏡 Sherwood Mortgage Group | License #12176 ⠀⠀

Wondering how much you need for a down payment in Canada in 2026? Here's the answer: The minimum down payment starts at ...
05/26/2026

Wondering how much you need for a down payment in Canada in 2026?

Here's the answer: The minimum down payment starts at 5% for homes priced up to $500,000, with different requirements applying for higher-priced properties.

Not sure what that means for your home-buying goals? That’s where we come in!

We’ll walk you through exactly what applies to your situation, help you understand your options, and make sure you feel confident before you start house hunting.

Have questions about down payments, mortgage approvals, or buying your first home this summer? Book your free consultation call today!

🏡 Angie Pettyjohn, Mortgage Broker | M11001251
🏡 Victoria Pettyjohn, Mortgage Broker | M17003102
🏡 Sherwood Mortgage Group | License #12176⠀⠀

Address

Toronto, ON

Telephone

+14169709107

Website

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