MortgagebyAsh.com

09/15/2021

A mortgage pre-approval is a quick and easy process that lets you know the maximum amount of mortgage you qualify for and allows you to estimate your mortgage payments.
Reach out to us for a free pre-approval today!
Call : 4166052248

09/10/2021

Be ready for the fall market! Rates are low and can be locked in for 90 days. If you are thinking about buying a new home, contact us so you can be ready to make an offer.
Call : 416-605-2248

09/08/2021

As expected, the Bank of Canada has held the target for the overnight rate at .25%. Global economic growth has been strong into the third quarter but there is still uncertainty with COVID-19 and “financial conditions remain highly accommodative”. You can read the full report here: https://www.bankofcanada.ca/2021/09/fad-press-release-2021-09-08/
The next interest rate announcement is scheduled for October 27th.

09/06/2021

09/04/2021

Enjoy the long weekend!

09/03/2021

Pre - Approvals for First Time Home Buyers.
Mortgage Renewals.
Self Employed income.
Investment Property Mortgage.
Home Equity Loans & Line of Credit.
Emergency Funds (some conditions apply)
Switch High interest Mortgage to Lower Rates.(Oac)
We have Solution For All Situations.
Contact us at : 416-605-2248

09/01/2021

A recent study found that 60% of homeowners plan to renovate their home within the next 2 years. If you are considering a renovation, reach out to us. We can provide you the best available options to you to fund the improvements with the equity in your home.
Call us at 416-605-2248

08/30/2021

Canada Mortgage and Housing Corporation (CMHC) 2021 Mortgage Consumer Survey found that there were more first-time buyers this year than repeat buyers. If you are a first-time buyer reach out to us, We specialize in helping first time buyers get approved.

You need choice in lenders and products, you need convenience - you’re busy, and you need great counsel. This is most likely the biggest financial purchase of your life and we’ve got your back!
Call us for details at : 416-605-2248

08/26/2021

Looking to buy a home? Shop with confidence with a mortgage pre-approval and lock in a low rate for up to 120 days. The process is quick and simple.
Contact us to get started, we’re here to help!
Call: 416-605-2248

08/25/2021

Your credit score determines what loans you qualify for and the interest rate you will pay. Here are 4 tips to help you increase your credit score.

1. Pay all your bills on time.
2. Avoid maxing out your credit. Balances above 50% of your credit limit will harm your credit. Aim for balances under 30%.
3. Have a variety of credit accounts. Having a mix of credit products (credit card, retails store card, line of credit, car loan etc.) will produce more points on your file than having only one type of credit.
4. Use your credit! The biggest tip to a good score is to use credit and repay that credit on time all the time.
For your personal credit evaluation and mortgage qualifying process, call us at 416-605-2248

08/19/2021

It is important to regularly evaluate the options that are available to reduce personal debt, increase cash flow and identify potential savings.

We have access to a variety of solutions that can eliminate debts such as credit cards and other loans without affecting your existing mortgage. It may also be possible to roll your debts into your existing mortgage and reduce your monthly payments.

Reach out to us at : 416-605-2248