Irina Malovik

Irina Malovik Hi, my name is Irina and I'm a life insurance broker.

If you’re wondering why you should buy life insurance, here are five reasons to consider it.Number 1: To protect your lo...
05/23/2023

If you’re wondering why you should buy life insurance, here are five reasons to consider it.

Number 1: To protect your loved ones from financial loss

Number 2: To help pay off a mortgage or other debts

Number 3: To transfer wealth to the next generation

Number 4: To make a generous impact

Number 5: To give you peace of mind

There are many reasons to buy life insurance, but no matter what motivates your decision, it will feel good to know you’ve protected what’s most important to you.

Need more information? call me at 416-994-5551

No one likes to think about getting sick or injured, but it's important to plan ahead for the unexpected. Disability ins...
05/08/2023

No one likes to think about getting sick or injured, but it's important to plan ahead for the unexpected. Disability insurance can provide peace of mind and financial protection in case of an unforeseen event.

Disability insurance can help protect you and your family from an unexpected illness or accident that leaves you unable to work and earn an income.

Generally, disability insurance replaces between 60% and 85% of your regular income, up to a maximum amount, for a specified time if you temporarily can't work.

Don't wait until it's too late. Contact me to learn more about disability insurance options.

A registered retirement savings plan (RRSP) provides tax advantages to help fund the retirement you want. In a uncertain...
02/08/2023

A registered retirement savings plan (RRSP) provides tax advantages to help fund the retirement you want. In a uncertain economy, it's important to work with an advisor to get the investment expertise you need to match your retirement goals and risk tolerance

Whether you're married with kids or have a partner or other relatives who depend on you financially, having life insuran...
02/01/2023

Whether you're married with kids or have a partner or other relatives who depend on you financially, having life insurance can be crucial. Life insurance provides money, or what's known as a death benefit, to your chosen beneficiary after you die. Buying life insurance can help reduce stress by providing your loved ones with money when needed.

As a business owner you have options: your life insurance policy can be personally or corporately owned.There are tax ad...
01/15/2023

As a business owner you have options: your life insurance policy can be personally or corporately owned.

There are tax advantages to a business-owned policy. It provides a one-time, tax-free payout for your business if you, your business partner or key employees die.

One of the top benefits of life insurance is financial. Another is emotional.Financially, life insurance can provide you...
01/08/2023

One of the top benefits of life insurance is financial. Another is emotional.

Financially, life insurance can provide your loved ones with a monetary safety net so they don’t have to struggle after your death. Some types of life insurance even have financial benefits you can use during your lifetime.

Emotionally, life insurance gives you one less thing to worry about. You can sleep better at night knowing that your family will be able to pay the bills if you pass away.

Here are ways life insurance provides valuable benefits.

Knowing you and your family have meaningful protection in place in the event you can’t work because of an accident, illn...
01/04/2023

Knowing you and your family have meaningful protection in place in the event you can’t work because of an accident, illness, or injury, will give you peace of mind in general so that you don’t have to worry about the “what ifs.”

Have you ever consider disability insurance? Share your experience below.


Unexpected illnesses can cause immense strain on finances. Critical illness insurance is a type of coverage that can hel...
01/02/2023

Unexpected illnesses can cause immense strain on finances. Critical illness insurance is a type of coverage that can help cover the costs associated with major medical events.

Have you ever thought about investing in critical illness insurance?

From the first day the policy is in effect, UL can provide an income tax-free death benefit to help protect your family’...
12/27/2022

From the first day the policy is in effect, UL can provide an income tax-free death benefit to help protect your family’s financial wellbeing. And as long as you keep a positive cash value amount, your coverage can’t be canceled. A built-in cash value grows over time and earns interest. You can take out policy loans against the cash value, use it to pay your premiums, or even use your coverage for cash to supplement your income in retirement.

Why is life insurance so important?It protects you and your family in the event of an unfortunate situation. Life insura...
12/09/2022

Why is life insurance so important?
It protects you and your family in the event of an unfortunate situation. Life insurance ensures that if anything were to happen to you tomorrow, your spouse, children, parents, and/or other dependents would still be taken care of financially without having to worry about selling all their belongings just to make ends meet.
Need more information , call me
416-994-5551

Death benefits sounds ominous, doesn't it? But don't worry - death benefits can actually help your family by giving them...
12/06/2022

Death benefits sounds ominous, doesn't it? But don't worry - death benefits can actually help your family by giving them money after you're gone.
It provides income and stability for families when they need it most, giving them peace of mind so they can focus on their loved ones instead of their finances.
Need more information , call me
416-664-5551.

Disability insurance can help protect you and your family from an unexpected illness or accident that leaves you unable ...
12/05/2022

Disability insurance can help protect you and your family from an unexpected illness or accident that leaves you unable to work and earn an income.

Generally, disability insurance replaces income for a specified time if you:

temporarily can't work
are permanently disabled due to an injury or illness

Need more information , call me
416-994-5551

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Toronto, ON

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+14169945551

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