Mortgages Done Different

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Mortgages Done Different Started @ CIBC mortgages 2006 since then have seen everything you expect in “Bank-Land”. Are you still getting your mortgage the old fashioned way? Tough file?

Help when your Bank says No. Self employed? Consumer Proposal?

When is the new normal coming
10/07/2026

When is the new normal coming

The GTA’s sales-to-new-listings ratio rose in September, but only because listings fell faster than sales. Daniel Foch explains why prices are still slipping. Learn more here: https://realestatemagazine.ca/vw4u

10/05/2026

🧐How can we help? Get to know our team. Let’s make it different! ✨

10/03/2026
🏡 Ready to make your move? Here’s your home-buying to-do list:💰 Know your buying power — understand your budget before y...
09/30/2026

🏡 Ready to make your move? Here’s your home-buying to-do list:

💰 Know your buying power — understand your budget before you start shopping.

🔎 Find your dream home — focus on what fits your needs and your financial goals.

🔑 Make your move — when the right home comes along, be ready to act.

🤝 Let your broker do the heavy lifting — from financing to the final details, you don’t have to do it alone.

✨Ready to start your home-buying journey? Let’s make it different.

09/22/2026

✨Did you know changing jobs before closing can affect your mortgage?🔂

Even if your new job PAYS MORE!💰

So if you’re buying a home, come chat with us BEFORE making a major employment change. 🏡

09/19/2026

🏡 Did you know you don’t always need 20% down?
Because here’s the thing…

20% down is NOT the minimum required to buy most homes in Ontario. It’s generally the threshold where you can avoid mortgage default insurance.

✨ So what does that mean for you?

-You may be able to buy with as little as 5% down.

-Your down payment strategy doesn’t have to be “20% or nothing.”

-Shorter time frame to achieving your goals.

Owning your own home might be more possible than you think. 🤔🏡

Let’s run the numbers and see what could work for you!

Address

Bloor
Toronto, ON
M9C1C9

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