Arlene Karram Mortgages

04/05/2022

Monday Motivation …on a Tuesday! 🤪

Sage advice from a wise man!

Hope you are off to an awesome start this week! 💥💥💥

04/02/2022

04/01/2022

Take it easy Dorothy- it’s not that bad…or is it?? 🤪

Like it or not, the past few weeks have certainly shed some light on the sudden shift in the “affordability” category of the Housing Market.

According to RBC Economists, Canada was at its worst level in 31 years at the end of 2021 with no relief in sight for the country’s already-stretched homeowners.

Almost half of median pre-tax household income 49.7% would have been required to cover mortgage payments and other costs tied to owning a home. 💰 🏠💰

According to RBC Assistant Chief Economist Robert Hogue “Rapid price escalation in the early months of 2022 has already raised the bar to impossible levels for many homebuyers.” 📈📈📈

I’m going to sit down with .ca next week on an IG live and discuss what we are seeing in the market in real time and how you can still play your hand…despite the obvious shuffling! 🃏

03/30/2022

If you need me I’m just over here reading through all the lender rate sheets…it’s literally bananas 🍌 🍌

Like it or not, while you were away enjoying March Break at the beach the big banks and most other lenders have been busy moving interest rates up. ⬆️ ⬆️

Now…before you panic 🙀 remember, Real Estate is all about the fundamentals. These rate increases will most likely start to taper the extremely hot market we’ve experienced over the past 24 months, but I don’t foresee a massive drop in prices. 🏠⏰🏠

Take a deep breath
Stick to what you know.
Don’t speculate.
Don’t try to time the market.
Buy and hold.

At this point the mortgage qualification rate hasn’t changed. The reality is that if anything the increased rates will taper the “mom & pop” investor market & make more room for FTHB’s …so if you’ve halted your search or have become discouraged by the intense competition now may be the time to buy!

…and if you have a minute, check out my hilarious friend .ca & her witty parody on

03/11/2021

Ok Friends the March Giveaway Launches today! ✨✨✨{small business edition} ✨✨✨

Enter to win a $500 Gift Certificate to ...voted Toronto’s best Little French Boutique & Spa! ❤️

To enter:
1- Follow &
2- Tag 3 Friends in the comments
3- Like this post

For 5 bonus entries, share this post in your stories and tag us!

Winner will be announced this Saturday March 13th at noon!

🚨 🚨🚨Do not give your credit card information to anyone. The winner will be announced via stories and we will contact you directly! If someone asks for your CC info it’s probably a scam! 🚨🚨🚨

03/08/2021

Happy International Women's Day!

I am so thankful for all of the incredible women in my life who have continued to encourage me, collaborate with me and spur me on!

I am grateful for all the wonderful women in my life who have gone before me and shown me the right path to walk on. I am thankful for the women who have broken down barriers so I can become more successful in life! My personal goal is to pay it forward with the next generation of women who are making great strides in the world specifically in the area of finance. I want to teach women how to become better stewards of their wealth & get strategic with their financial goals!

We are stronger together! We can do hard things!

May we know them.
May we be them.
May we raise them.

03/05/2021

Welcome to my Modern Mortgage Page! I've been active on my Instagram Account for a while now, but thought it was time I expanded my reach to my Facebook Friends!

I work with SAFEBRIDGE Financial Group to provide my clients with exceptional financial services including Mortgages, Insurance and Investments.

Follow along for Mortgage tips, Investment Opportunities and lots of fun along the way!