Chad Darbyshire - CI Assante Wealth Management

06/04/2026

Your Holdco Could Cost You Thousands

Most business owners set up a Holdco for the right reasons—but many don't understand the tax traps that can come with it.

In this short, I cover some of the biggest Holdco mistakes involving passive income, corporate investing, the Capital Dividend Account (CDA), the Lifetime Capital Gains Exemption (LCGE), and more.

Watch the full video on my channel to learn how these rules can impact your wealth, taxes, and business succession plans.

📋 Take the Retirement Reality Check:
Retirement Reality Check: https://form.typeform.com/to/lSIpcQwD



https://youtube.com/shorts/00ZbQPqwLfk

Most business owners set up a Holdco for the right reasons—but many...

06/02/2026

The Hidden Holdco Tax Trap Most Business Owners Miss

Many Canadian business owners set up a holding company to protect assets, invest surplus cash, and improve tax efficiency. But what many don't realize is that a Holdco can create serious tax problems if it's not managed properly.

In this video, I explain one of the biggest Holdco mistakes Canadian business owners make and how passive investment income can impact your small business tax rate.

You'll learn:
How Holdcos work in Canada
When a Holdco becomes risky
The passive income rules business owners need to know
How the Small Business Deduction can be reduced
Tax planning strategies to help avoid costly surprises
Common mistakes I see business owners make

If you're a Canadian business owner with a corporation, Holdco, or investment company, this is information you need to understand before it's too late.

I’m Chad Darbyshire, Wealth Management Advisor for over 18 yrs, and every week I release videos like this to help Canadians reduce tax, invest wisely, and retire with confidence.

👉 Retirement Reality Check: https://form.typeform.com/to/lSIpcQwD
👉 Book a Meeting: https://oaktreeandassociates.ca/contact-4
👉 Email me [email protected]

https://youtu.be/bnZVGmxaoPA

Do you have a Holdco?Many Canadian business owners set up a holdi...

05/29/2026

Think Financial Plans Are Only For The Rich-Don't Make This Mistake

Most Canadians believe financial planning is only for wealthy people. That's one of the biggest retirement mistakes you can make. Whether you're approaching retirement or already retired, having a plan can help reduce taxes, avoid costly mistakes, and create more confidence about your future.

Watch the full video on my channel for the complete strategy.

Stop guessing your retirement. Complete the Retirement Reality Check or book in a call. We'll get back to you!

👉 Retirement Reality Check: https://form.typeform.com/to/lSIpcQwD
👉 Book a Meeting: https://oaktreeandassociates.ca/contact-4



https://youtube.com/shorts/MGJhiTl2WVs

Most Canadians believe financial planning is only for wealthy people. That's one of the biggest retirement mistakes you can make. Whether you're approaching ...

05/28/2026

Most Canadians Have NO Retirement Plan-Here's How To Fix It.

Retirement Planning Isn't Just For Wealthy Canadians.

Most Canadians believe financial planning is only for wealthy people with millions invested. That’s a dangerous myth.

The truth? The people who build wealth and retire comfortably usually have a PLAN long before they become wealthy.

In this video, I break down:
Why financial planning matters even if you’re not rich
The biggest mistakes Canadians make without a plan
How taxes, retirement income, investments, and cash flow all work together
Why “hoping it works out” can cost you hundreds of thousands over time
Simple planning strategies Canadians can start using today

Too many people think they need millions before they deserve professional advice. In reality, having a proper financial plan may be the thing that HELPS you build wealth in the first place.

If you’re a Canadian retiree, business owner, or professional trying to make smarter financial decisions, this video is for you.

I’m Chad Darbyshire, Wealth Management Advisor for over 18 yrs, and every week I release videos to help Canadians reduce tax, invest wisely, and retire with confidence.

📩 Let's connect! Email me, I’ll personally reply. 👉 [email protected]

Stop guessing your retirement. Complete the Retirement Reality Check or book in a call. We'll get back to you!
👉 Retirement Reality Check: https://lnkd.in/eS_N5Zti
👉 Book a Meeting: https://lnkd.in/eyRhszWE
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https://youtu.be/GdRzR-44Cfg

Retirement Planning Isn't Just For Wealthy Canadians.Most Canadia...

05/25/2026

What Made You Wealthy May Not Protect Your RETIREMENT

Past financial success does not guarantee future retirement success. Many Canadians continue using the same financial strategies for decades without realizing their goals, risk tolerance, and retirement needs have changed.

I’m Chad Darbyshire, Wealth Management Advisor for over 18 yrs, and every week I release videos to help Canadians reduce tax, invest wisely, and retire with confidence.

📩 Not ready for a Retirement Reality Check or a Call? Email me and put “YouTube” in the subject line — I’ll personally reply. 👉 [email protected]

Stop guessing your retirement. Complete the Retirement Reality Check or book in a call. We'll get back to you!

👉 Retirement Reality Check: https://form.typeform.com/to/lSIpcQwD
👉 Book a Meeting: https://oaktreeandassociates.ca/contact-4
👉 Our Website: https://oaktreeandassociates.ca



https://youtube.com/shorts/ZhUVmxFkhi4

05/21/2026

Past financial success does not guarantee future retirement success. Many Canadians continue using the same financial strategies for decades without realizing their goals, risk tolerance, and retirement needs have changed.

In this video, I explain why successful investors can still get blindsided, how outdated financial strategies quietly create risk, and why adapting your retirement plan matters more than past performance.

I’m Chad Darbyshire, Wealth Management Advisor for over 18 yrs, and every week I release videos to help Canadians reduce tax, invest wisely, and retire with confidence.

📩 Not ready for a Retirement Reality Check or a Call? Email me and put “YouTube” in the subject line — I’ll personally reply. 👉 [email protected]

Stop guessing your retirement. Complete the Retirement Reality Check or book in a call. We'll get back to you!
👉 Retirement Reality Check: https://form.typeform.com/to/lSIpcQwD
👉 Book a Meeting: https://oaktreeandassociates.ca/contact-4
👉 Our Website: https://oaktreeandassociates.ca



https://youtu.be/vGLUhpIewqY

Past financial success does not guarantee future retirement success...

05/19/2026

Some Canadians look wealthy on paper… but still feel financially stressed every month. Why? Because net worth and usable cash flow are not the same thing.

In this short video, I explain why a high net worth does not automatically create financial confidence, especially in retirement.

I’m Chad Darbyshire, Wealth Management Advisor for over 18 yrs, and I create weekly videos to help Canadians reduce tax, invest wisely, and retire with confidence.

📩 Not ready for a Retirement Reality Check or a Call? Email me and put “YouTube” in the subject line — I’ll personally reply. 👉 [email protected]

Stop guessing your retirement. Complete the Retirement Reality Check or book in a call. We'll get back to you!
👉 Retirement Reality Check: https://form.typeform.com/to/lSIpcQwD
👉 Book a Meeting: https://oaktreeandassociates.ca/contact-4
👉 Our Website: https://oaktreeandassociates.ca



https://youtube.com/shorts/Ge1CrY_bPOA?feature=share

05/15/2026

Many Canadians focus heavily on growing their net worth, but a large portfolio or valuable home does not automatically create financial confidence in retirement.

In this video, I explain the critical difference between net worth and usable cash flow, why some wealthy retirees still feel financially stressed, and how retirement income planning matters far more than simply watching your account balances grow.

I’m Chad Darbyshire, Wealth Management Advisor for over 18 yrs, and every week I release videos to help Canadians reduce tax, invest wisely, and retire with confidence.

📩 Not ready for a Retirement Reality Check or a Call? Email me and put “YouTube” in the subject line — I’ll personally reply. 👉 [email protected]

Stop guessing your retirement. Complete the Retirement Reality Check or book in a call. We'll get back to you!
👉 Retirement Reality Check: https://form.typeform.com/to/lSIpcQwD
👉 Book a Meeting: https://oaktreeandassociates.ca/contact-4
👉 Our Website: https://oaktreeandassociates.ca



https://youtu.be/uMNPdm2RvCg

05/11/2026

Most Investors Have NO IDEA What They Own

One of the biggest investing mistakes Canadians make is buying things they don’t actually understand.

If you can’t clearly explain how an investment works, why you own it, or what it’s supposed to do when markets fall… that’s a problem.

Because when markets get rough, confusion turns into panic.

And panic is what causes people to sell at the worst possible time.

A good investment strategy shouldn’t feel stressful every single day. You should understand what you own and why you own it.

Complex doesn’t automatically mean smart.

Clarity creates confidence. Confidence creates discipline. And discipline is what helps people build wealth over time.

I’m Chad Darbyshire, Wealth Management Advisor based in Vancouver BC. Follow for more Canadian retirement and investing advice.

📩 Not ready for a Retirement Reality Check or a Call? Email me and put “YouTube” in the subject line — I’ll personally reply. 👉 [email protected]

Stop guessing your retirement. Complete the Retirement Reality Check or book in a call. We'll get back to you!

👉 Retirement Reality Check: https://form.typeform.com/to/lSIpcQwD

👉 Book a Meeting: https://oaktreeandassociates.ca/contact-4

👉 Our Website: https://oaktreeandassociates.ca



https://youtube.com/shorts/JpxFiyD5bmw

One of the biggest investing mistakes Canadians make is buying things they don’t actually understand.If you can’t clearly explain how an investment works, wh...

05/08/2026

Most Investors Have NO IDEA What They Own.
Don’t invest in things you don’t understand.

One of the biggest investing mistakes Canadians make is buying investments based on hype, recent performance, or complicated stories without fully understanding the risks. And when markets drop, confusion turns into panic.

In this video, I break down why clarity matters more than complexity, how emotional investing destroys returns, and why understanding your portfolio is critical as you approach retirement.

I’m Chad Darbyshire, Wealth Management Advisor for over 18 yrs, and every week I release videos to help Canadians reduce tax, invest wisely, and retire with confidence.

📩 Not ready for a Retirement Reality Check or a Call? Email me and put “YouTube” in the subject line — I’ll personally reply. 👉 [email protected]

Stop guessing your retirement. Complete the Retirement Reality Check or book in a call. We'll get back to you!
👉 Retirement Reality Check: https://form.typeform.com/to/lSIpcQwD
👉 Book a Meeting: https://oaktreeandassociates.ca/contact-4
👉 Our Website: https://oaktreeandassociates.ca



https://youtu.be/CWHOjxju9ug

Don’t invest in things you don’t understand. One of the biggest investing mistakes Canadians make is buying investments based on hype, recent performance, or...