03/17/2026
Lock it for life or roll the dice? 🎲 🇺🇸 vs 🇨🇦
Which one do you prefer?
In the US, you lock it and leave it. 30 years of the exact same payment. No “renewal shock.
In Canada, we “rent” our interest rates. Every 5 years, it’s a new negotiation. It feels uncertain.