Kristen Quesnel- Mortgage Agent

Kristen Quesnel- Mortgage Agent Licensed Mortgage Agent based in Haldimand/Norfolk County servicing all of Ontario. Feel free to book a chat!

https://calendly.com/kristenquesnel

Lic # M25001706

One year ago, I joined Mortgage Powered Financial Group, and it has easily been one of the best decisions of my life. 🥹🩵...
06/18/2026

One year ago, I joined Mortgage Powered Financial Group, and it has easily been one of the best decisions of my life. 🥹🩵

This year was filled with so many wins, both for my clients and personally. I’ve had the privilege of helping people turn financial stress into manageable payments, budgeting for 6+ months with determined buyers, and ultimately witnessing them walk into their dream homes. Along the way, I’ve connected with amazing BDMs, gained incredible industry friends, and even took home my first-ever industry award! 🥇

On top of all that, I took everything I’ve learned and used it to buy a dream home of my own alongside my best friend and partner. 🏡❤️

None of this would have been possible without my mentor, Sarita Free Sarita, thank you for taking me under your wing, showing me the ropes, and always believing in me, even when I was just starting out. You are a massive part of this success!

Thank you to the best mortgage family a girl could dream of. Cheers to many more years in this wild and wonderful mortgage world! 🥂✨

Happy Thursday, another ⭐️⭐️⭐️⭐️⭐️ review! They kept this one short and sweet, kinda like me🤣🤣 These guys are amazing to...
06/18/2026

Happy Thursday, another ⭐️⭐️⭐️⭐️⭐️ review! They kept this one short and sweet, kinda like me🤣🤣 These guys are amazing to work with. We spent several months working together and they were ultimately able to purchase their first ever home together. I am so happy for them.

Thinking of purchasing a home? Shoot me a message! 🏡

🏡MORTGAGE RENEWAL SHOCK... Let's talk about it!🏡If you bought or renewed your home back in 2021, chances are you got a f...
06/02/2026

🏡MORTGAGE RENEWAL SHOCK... Let's talk about it!🏡
If you bought or renewed your home back in 2021, chances are you got a fantastic low rate, and you are also coming up for renewal.

Nearly 60% of all Canadian mortgages are hitting their renewal date right now. If your notice hasn't arrived yet, it will soon, and seeing today's numbers may feel like a big hit to your already tightened up budget.

But here is the main thing you need to know: You do not just have to sign that paper and accept the new payment. There are always ways to shift things around, find a better option, and protect your monthly cash flow. If you have a renewal coming up, it is absolutely worth it to have a conversation. Don't wait for that auto-renewal letter to show up in your mailbox a month before you're due. Let's get ahead of it instead. Click the link and let's make a plan!🏡🙂: https://calendly.com/kristenquesnel

Another ⭐️⭐️⭐️⭐️⭐️ review, I am so happy for these two and had a great time working with them! If you are looking to sel...
05/22/2026

Another ⭐️⭐️⭐️⭐️⭐️ review, I am so happy for these two and had a great time working with them! If you are looking to sell/buy or buy for the first time I would love to help you and keep the process as smooth as possible🥰🏡🌞

05/19/2026

POV: It’s a long weekend and you’re a Mortgage Agent💀🤣
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When we say we’re available 24/7 we mean it okay!! 😂 I hope everyone had the best May long weekend. I spent mine split between Kingston cottage country and Turkey Point! Lucky is an understatement, phone calls and all! ☀️🌲

Another ⭐️⭐️⭐️⭐️⭐️ review, so grateful to work such awesome people.
05/05/2026

Another ⭐️⭐️⭐️⭐️⭐️ review, so grateful to work such awesome people.

I can empathize with those who feel like getting a Mortgage feels super stressful and confusing. Today I want to break...
04/29/2026

I can empathize with those who feel like getting a Mortgage feels super stressful and confusing. Today I want to break down exactly what most lenders are looking for in order to approve you for a mortgage. While every single file is different, and certainly not all files are this simple, it still usually comes down to these four things. If you’re planning on buying in the next few months, this is what’s being measured:

1. Your Income
Whether you’re salary, hourly, or self-employed, the bank sees you differently. My job is to package and present your specific situation so they see the stability they’re looking for.

2. Your credit
It’s your financial report card! How you repay credit is a big sign to lenders that you are a "good borrower". If you have bruised credit, this simply means we need to approach a lender a little bit differently, chat a bit more, and find a solution.

3. Debt Ratios
Lenders are always focused on your debt-to-income ratio. Car payments, student loans, and credit card minimums all shrink your buying power. If the debt is too heavy, the amount you qualify for will shrink. PRO TIP: If your priority is to buy a house, let's get that done before you take on a car payment. This will directly shrink your borrowing power. (I can attest to this because I myself just bought a home while still driving my 09' honda civic lol)

4. Your Downpayment
Whether it’s an FHSA (HIGHLY RECOMMEND!!), personal savings, or a gift from family, the banks need a clear paper trail. I’m pretty great at organizing all of this, but it's always best practice not to move your down payment funds around alot during this time, or the paperwork can be extensive.
Moral of the story?

Rates move and the world is unpredictable, but these four things are always the baseline when looking for an approval.
The best part about being a Mortgage agent apart from a bank is that I’m not stuck with one bank’s rigid checklist. I have access to all of the major lenders and custom solutions to find the one that actually fits your life. shoot me a DM if you want to see where you stand. 🙂🏡

I'm so lucky to work with rockstars in my field, such as Cynthia Sheppard and I'm not just saying that for the good rev...
04/28/2026

I'm so lucky to work with rockstars in my field, such as Cynthia Sheppard and I'm not just saying that for the good review, 😉 but this one is truly valued. You rock Cynthia! I highly recommend reaching out to her if you’d like to start planning your financial future.

Address

Simcoe, ON

Telephone

+12894566963

Website

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