Nicole & Jamie at Youngs Insurance Brokers

11/20/2025

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Think bad road conditions protect your insurance rates? Think again. Here's the truth: In Ontario, many drivers believe their rates won't increase if road conditions caused their accident. Unfortunately, that's a myth. Ontario's Fault Determination Rules assign fault based solely on the circumstance...

07/30/2025

We appreciate the votes from everyone. As a team with Jamie, we value the support. Our office ranks among the top 3. We congratulate Sylvain on platinum and our colleagues on silver. Our team is dedicated to delivering exceptional service to clients.

04/14/2025

Here comes that No Fault thing again. Tell us what you think- In a parking lot is someone at fault?

04/10/2025

💥Accident forgiveness💥 can be a game-changer when it comes to your insurance premiums.
😬It will protect your preferred driver rating in the event of your first at-fault accident.
💲This means that your premiums will not increase as a result of an insurance claim as long as you remain with the same insurer.
🤔Not sure what this means? That's okay! We do!

Give us a call (705)759-9191 or email [email protected] to make sure this coverage is on your policy.

04/08/2025

🙋‍♀️When is the best time to discuss flood insurance and sewer back up coverage with your broker?

☝️Before you need to.

If you haven't spoken with your broker in a while, please call Jamie and Nicole at (705)759-9191 or email [email protected]

Don't wait until it's too late and the bottoms of your pants are all wet.

04/07/2025

Neighbours twinning? That's weird-- but nope. Insurance rates are like finger prints- no two rates are exactly the same. Your rates depend on a lot of things. Age, claims history, distance driven, and even the age of the other drivers in the house are all factors in the rates of your insurance.

04/03/2025

🚙 Telematics devices monitor your driving patterns, from your acceleration and braking habits to the time of day you drive the most.
❗️This wealth of information allows insurance companies to create a customized insurance plan that reflects your actual risk, potentially leading to lower premiums for safe driving.
🦺 Safe drivers can save up to 30% on their next insurance renewal, making it a smart choice for those looking to reduce their car insurance costs while promoting safer driving habits.

Email [email protected] or call (705)759-9191 to find out if your insurance company uses a telematics program

04/01/2025

Will My Insurance Cover Catalytic Converter Theft?
Whether or not you’re covered depends on your auto insurance policy.

✅ Covered: If you have comprehensive, specified perils, or all perils coverage, catalytic converter theft is typically covered. These coverages protect against non-collision risks like theft, vandalism, and weather damage. Your insurer would pay for the replacement (minus your deductible).

❌ Not Covered: If you only have liability and collision coverage, theft is NOT covered. You would have to pay out of pocket for repairs.

If you’re unsure about your coverage, check with your insurance broker to ensure you’re protected against catalytic converter theft.

For more information, call Jamie or Nicole at (705)759-9191 or email [email protected]

03/31/2025

We think your insurance should be as cost-effective as possible as well-- we just want to make sure that your coverage is in line with your needs. That's why we take the time to assess your needs when we write the policy.
Call us for a quote (705)759-9191 or email [email protected]

03/29/2025

We’re here to help you make sure your insurance has you covered! Whether it’s your home, car, cottage, business, or RV, we’ll find the right policy and coverage for you.

Call (705)759-9191 or email [email protected]