Fundamental Wealth - Harbourfront Wealth Management

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Fundamental Wealth - Harbourfront Wealth Management Retirement Planning for Canadians who want to reduce tax, invest smarter and optimize their retirement income. Empowering you to live your best life.

Wealth management is about far more than numbers on spreadsheets. It’s about that feeling you get when your finances are managed in the most effective way possible: Confidence. Your life and goals are unique, and your financial plan should be a reflection. This is why we approach every client interaction with intent. Through our CLEAR process we will truly get to know you and your goals, create the best roadmap to those goals, and then are right there to navigate through the journey, every step of the way.

πŸŽ‰ Happy Birthday, Theresa! πŸŽ‚ Wishing you a wonderful day filled with happiness, laughter, and all the things you love. H...
10/16/2026

πŸŽ‰ Happy Birthday, Theresa! πŸŽ‚
Wishing you a wonderful day filled with happiness, laughter, and all the things you love. Hope you have an amazing birthday! πŸ’

10/14/2026

Your retirement investments need a new job.

The portfolio that helped you accumulate wealth may need to work differently once you're relying on it for income.

In our latest Retiring Canada Podcast episode, β€œWhy Your Retirement Investments Need a New Job,” we discuss:

βœ“ Why retirement investing should begin with future spending
βœ“ How target-date bonds can fit into an income strategy
βœ“ Why next year's money may need a different investment strategy than money for 15 years from now
βœ“ How to start creating your own retirement paycheque

🎧 Listen and learn more at retiringcanada.ca

πŸ¦ƒ Happy Thanksgiving from Retiring Canada.Thanksgiving is a reminder that retirement success isn't measured by account b...
10/12/2026

πŸ¦ƒ Happy Thanksgiving from Retiring Canada.

Thanksgiving is a reminder that retirement success isn't measured by account balances alone.

It's measured by the moments that matter:

πŸ‚ Family gatherings
πŸ‚ Meaningful friendships
πŸ‚ Good health
πŸ‚ The freedom to choose how you spend your time

A well-built retirement plan helps support the life you want to live, but the real reward is being able to enjoy the people and experiences you've worked so hard for.

From our team to your family, we wish you a happy and healthy Thanksgiving.

What are you most thankful for this year? 🍁

πŸ‚ As we head into the Thanksgiving long weekend, here's a question worth thinking about:What are you grateful for that m...
10/09/2026

πŸ‚ As we head into the Thanksgiving long weekend, here's a question worth thinking about:

What are you grateful for that money can't buy?

For many retirees, the answer is time.

Time with family. Time with grandchildren. Time to travel. Time to enjoy a slower pace of life.

Financial planning isn't just about growing wealth. It's about creating the freedom to spend your time on what matters most.

Whether you're gathering around the dinner table, heading to the lake, or enjoying a quiet weekend at home, we hope you take a moment to appreciate the people and experiences that make life meaningful.

Have a wonderful Thanksgiving weekend. 🍁

One of the biggest mistakes I see retirees make is treating these decisions separately.Your investment portfolio should ...
10/08/2026

One of the biggest mistakes I see retirees make is treating these decisions separately.

Your investment portfolio should support your withdrawals. Your withdrawals should support your tax strategy. And your tax strategy should support your long-term retirement goals.

When everything works together, better decisions become easier to make.

That's one of the key themes we discuss in Episode 89 of Retiring Canada.

Should you take your RRIF withdrawals monthly, or wait until the end of the year?The answer depends on your income needs...
10/06/2026

Should you take your RRIF withdrawals monthly, or wait until the end of the year?

The answer depends on your income needs, investments, taxes, and overall retirement plan.

Episode 89: Fall Tax Planning for Retirees in 2026 explores this question alongside unused capital losses, TFSA overcontributions, CRA tax payments, and the challenges of coordinating accounts held with multiple advisors.

🎧 Listen and share the episode
🌐 Visit retiringcanada.ca

A friendly reminder this Saturday:Take the walk. Make the phone call. Enjoy the coffee. Spend time with family.The small...
10/03/2026

A friendly reminder this Saturday:

Take the walk. Make the phone call. Enjoy the coffee. Spend time with family.

The small things are often the big things. Have a great weekend! 😊

September flew by! As we turn the calendar to October, we're looking forward to cooler days, changing leaves, and new op...
10/01/2026

September flew by! As we turn the calendar to October, we're looking forward to cooler days, changing leaves, and new opportunities.

What are you most looking forward to this month?

Happy October from all of us! πŸ‚βœ¨

09/30/2026

πŸ‚ Fall is more than a change of season. It can also be an important time to review your retirement tax plan.

In Episode 89: Fall Tax Planning for Retirees in 2026, we discuss:

βœ… Reviewing current CRA information
βœ… Finding unused capital losses
βœ… Avoiding TFSA and tax-payment issues
βœ… Monthly versus year-end RRIF withdrawals
βœ… Coordinating investments, income, and taxes
βœ… Simplifying accounts and advisory relationships

Listen to the episode and learn which questions to bring to your financial advisor and accountant.

09/27/2026

β˜• Retirement isn't just about having enough money.

It's about creating more moments that matter.

A morning coffee with your spouse. A round of golf with friends. An afternoon spent with grandchildren. A walk by the lake with no schedule to keep.

When we talk about retirement planning, we're really talking about planning for the life you want to live.

What's one thing you're looking forward to doing more of in retirement?

Address

1302 8th Street East
Saskatoon, SK
S7H0S8

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30pm - 4:30am
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30am

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