Sherri Vigna - Mortgage Broker

09/26/2026

Here's something a lot of buyers don't expect.

September brings more new listings than any other month here in Southern Ontario.

That comes straight from CREA's monthly market data.

Spring gets all the attention, so most people wait for it.

Meanwhile, fall quietly delivers the largest single-month jump in inventory all year.

The buyers who do well in that window tend to have one thing in common.

They sorted out their financing in August.

A signed pre-approval means you're ready to move the moment the right home appears, while others are still scrambling to get their paperwork started.

Timing your financing early is one of the simplest ways to give yourself room to breathe when the listings roll in.

If you're thinking about a fall purchase, August is the month to get your pre-approval in place.

I'm always happy to help you map out a clear path forward.

❤Sherri
📲 Contact via website
🌐 https://www.thebettermortgage.ca/

08/07/2026

03/07/2026

Hello World!
I’m Piper 🐶. I’ve just found my furever home, and couldn’t be happier.

Big thanks to my foster mom for taking such good care of me until I found my place.
And thank you to for looking out for all the doggies that need a family.

02/06/2026

Have a mortgage calculator in your pocket. Download my App!!

Scan the QR code, or go to yourmortgagecalculator.ca

02/04/2026

12/10/2025

Today's update - the Bank of Canada did not change their overnight rate.

This IS stability...stability for those with a variable/adjustable mortgage, a HELOC or a personal line of credit.

What about those with a fixed rate?
~ nothing is happening to your current rate, nor would it had their been a change.

What about those that want a fixed rate going forward?
~ this is not the rate to watch.

Fixed rates are not impacted by the overnight rate.
Fixed rates can change weekly...daily even.
The variables behind a change in a fixed rate are many, and very tough to predict in our current economic and political climate.

All of this to say - don't read the news and think your future fixed rate is stable and predictable.

11/28/2025

Bill 60 just passed in Ontario and whether you’re renting, owning or thinking about owning, it’s worth knowing how it could affect you. 

The process around evictions, renewals and appeals is changing, and it could also encourage more rental units to come to market over time.
That might feel uncertain for some and like opportunity for others, and both are completely valid.

This is not me saying an investment property is ideal for everyone.
I just want you to have information, perspective and support in making choices that feel good financially.

If you’d like to talk through renting vs buying, or what it might look like to create a rental suite or investment property, I’m always happy to help.

One step at a time and always with a plan.

I would love to hear from you, and answer any questions you might have.

❤️Sherri

📲905-330-4506
📧[email protected]
🌐thebettermortgage.ca

11/11/2025

🇨🇦 Lest We Forget 🇨🇦
Today, we pause to honour the brave men and women who served our country.
Their courage and sacrifice give us the freedoms we cherish every day. 🌺