Johanna Williams RBC Mortgage Specialist

05/12/2022

Agreed. The limit for this should be increased or at least a partial exemption given on the first $500K, regardless of purchase price. That would actually be a decent initiative to help first time buyers 👏🏻

B.C.'s First Time Home Buyers' Program exempts people who are buying their first home from paying property transfer tax, provided the property is purchased for $500,000 or less. But many British Columbians say they struggle to find homes that meet that criteria.

03/31/2022

PSA for people who have purchased a presale ‼️🏗 Listen to this video to hear how you can lock in a rate NOW and protect yourself in this rising interest rate environment 📈

And a sneak peek of little man at the end 👶🏻

09/25/2021

‘⭐️⭐️⭐️⭐️⭐️’

It’s always so rewarding when clients thank you for a job well done. Remember to share your positive experiences with small businesses or people in the services industry. It means so much! ☺️

This was a client I helped draw equity from a Whistler rental property to help fund the purchase of a commercial property in the states 🏭🇺🇸 He had dealt with 2 or 3 mortgage professionals before me that he was not impressed with and someone from another bank had just told him the numbers wouldn’t work to get this done. Finding someone who gives you the best advice and is able to view your situation creatively is invaluable! 🙇🏻‍♀️🧠 I get a lot of deals done where other banks or brokers have declined or offered the client significantly less financing. It never hurts to get a second opinion!

07/15/2021

Keepin’ it real below… 🙈

✨ GRATEFUL for all the support & trust from clients, partners, and colleagues ♥️

✨ PROUD of the drive, consistency, and sacrifices it took to get here 🏃🏻‍♀️

✨ HUMBLED that I still have fear, anxiety, and self doubt about getting to my next goal 🙇🏻‍♀️

Social media often feels like a place where people only celebrate their successes, the “highlight reel”, and $30M is an amazing achievement! I’ve already surpassed what I was able to do last year and when I think about the number of clients I’ve been able to help make moves, achieve major life goals, and find security, stability, and excitement during a global pandemic, it’s pretty damn rewarding! 🏡🌟

And I post about living in the moment and appreciating what you have and have achieved but… sometimes the things I post are what I practice, sometimes they’re what I believe, and sometimes they’re what I have to remind myself of, constantly LOL. Already thinking about my next goal and if I’ll be able to achieve it has been all-consuming lately. IT’S A BIG ONE that will have many positive effects on my life and business — the ability to hire an assistant being one of them! 👯‍♀️💻

I wake myself up at night thinking about it, I dream about it, some days I’m pumped up about it and the next day I’m filled with self doubt. What I do know is I get up and work hard every day whether I’m feeling positive or not. The mental game of a sales job or running your own business can be the most difficult part to conquer! But I truly do believe that if your goals don’t scare you they aren’t big enough. So whether you’re killing it and on cloud nine right now or in a funk with those little voices questioning if you’ve got what it takes, tell them to shut up and just keep going!!! 🤪 And whether you reach that ultimate goal or not, by setting those big, scary, audacious goals for yourself, you’re bound to end up somewhere pretty amazing 🙏🏻

07/05/2021

As we evolve, our homes should too. For my next home, I’m manifesting floor to ceiling windows and a pool 😍

I’ve helped a lot of people upsize over the last year. In this city, getting to your dream home is often a stepping stone process and with how home values have skyrocketed around Metro Vancouver and other areas of BC, it’s hard not to wonder if it’s the right time to make a move ⬆️🏡

If you’re curious if that next step is possible for you, reach out and let’s look at the numbers! 🔢📝 A lot of people don’t think to enlist a mortgage professional until they’re ready to start looking at homes and placing offers, but I can also help you get a game plan in place to achieve this in 1-3 yrs time. It’s never too early to start getting advice! 💁🏻‍♀️ As always, send me a message or give me a call:

📱 778-999-6133

06/28/2021

Giving some advice on things to consider when choosing the type of rate you’d like for your mortgage! And why not do a bit of both? 💭

06/28/2021

Took time yesterday to write thank you cards to some of my awesome clients who have shared my name recently with their friends, family, or coworkers 🙏🏻🌸 Your support means the world to me and in this business, I strongly believe that a word-of-mouth referral is the most powerful and reassuring!

Without the right people on your side, purchasing a property (especially over the last year in a hectic and ridiculously fast paced market 🤪) can be an anxious and nerve-racking experience. The stories I hear about someone leaving their clients in the dark or simply not picking up their phone are all too common. Knowing you have a mortgage professional who truly cares, explains things clearly, answers your calls/texts/emails anytime you need help, and gets things done quickly will give you so much peace of mind! 🧘🏻‍♀️🏡

If you or anyone you know is needing mortgage assistance, please don’t hesitate to give me a call or send me a message and see if I’d be a good fit!
📲💁🏻‍♀️ 778-999-6133

06/22/2021

06/04/2021

From Nova Scotia to Northwest Territories, I’ve assisted clients with mortgages all across Canada! 🇨🇦🍁 Available for web conference meetings, no matter where you and/or your property are located 💻

06/04/2021

It’s easy to constantly be on the move, always focused on what’s next?! But remember to slow down sometimes to appreciate all you’ve got and how far you have come 🙏🏻✨

06/01/2021

Summer’s almost here! ☀️ 28 degrees out but I’m still rocking sweaters 🧶😂💻

05/28/2021

Happy Friday, from me and my office assistant 🙋🏻‍♀️🐶 It’s been a stressful week but this guy keeps me sane, reminding me to take breaks once in a while and get out for fresh air! One of the best perks of working from home ♥️ Baine wins employee of the month, every month