Hermie's Financial Corner

02/27/2026

⏳ 5 Days Left! RRSP Deadline & Your 2026 Contribution Limits -

Can you believe it is almost March already? Time is flying! Because we are at the end of February, we are officially in the final countdown for ‘RRSP Season’. You have just 5 days left to lower your 2025 tax bill. Whether you are rushing to meet the deadline or planning your savings for the rest...

08/28/2025

Summer's End & Your Money: A Look at What's Changed -

I hope you’ve had a fantastic summer! It feels like just yesterday we were watching the markets go on a wild ride. Back in April, you might remember the huge relief rally after the US announced a 90-day pause on new tariffs for many countries. It was a welcome bit of good news, but the big questio...

12/30/2023

Closing off 2023, FHSA, and Where the Market Might go Next... -

As we draw the year to a close, I'd like to thank each and every one of you for your extraordinary patience and commitment. 2023 was a very difficult year as a whole, but patience always rewards investors in the long run. The year started off strong, then got a bit wobbly from bank failures to conti...

07/30/2023

Mid Year Greetings and Exciting News From Herman Ko! -

Every year I pray for an uneventful and frankly speaking, a boring year. We kick-started 2023 with the collapse of the Silicon Valley Bank, which then subsequently led to a string of bank failures in the US. This has nothing to do with us in Canada, except for the banks that have a large presence in...

12/31/2022

Market Updates From Herman Ko | Here Comes 2023! -

As 2022 comes to close, I write to you with a grateful heart. The world emerged from the pandemic as more conflicted than ever before. The war in Ukraine has had a trickle down effect on a global scale. Putting politics aside, war tends to be good for the economy, but markets do not like long period...

05/14/2022

The REGISTRATION link is right below!
bit.ly/first-time-home-buyer-webinar

I will be co-hosting a live webinar with my mortgage partner, Benjamin Lo, for this super fun event! It'll be all online and we'll both be talking about purchasing your first home.

Ben is a mortgage specialist, so he'll be covering things like what's a pre-approval, how to get started with a mortgage, etc.

As you all know I am a bit of a finance nut, so naturally I will be talking about down payments, savings strategies, and what tools are available to individuals and couples alike!

All this is in hopes you can take your first step in owning your first home!

At the end of the webinar, attendees will have a chance to win some gift card prizes! Free information and free gift cards, everybody wins! 😁

02/02/2022

Last year was an incredible year for me. It feels very nice to be recognised by all the hard work you put in. ESPECIALLY, if you had to deal with said machine 📠 behind me.

I have not, in all my years on this planet, been so challenged - I still don't know how to fax. 😂 Anyone who has had to deal with this vicious beast. You. 👏🏻 Deserve. 👏🏻 An award! 👏🏻

05/08/2021

Did you know the RESP has a guaranteed 20% return built into it? Click on the link below to watch the full video! Make sure you like and SUBSCRIBE to me channel!

I'm sorry I went in a bit of a hiatus the last few weeks, I've been dealing with some health issues. I might take another week off to sort things out! Thank you for your patience and continual support! 💓☺️

Education is something we usually take for granted, especially when you don't have to pay for it. How many of you out there have wished that you had enough m...

04/13/2021

Why is saving money so hard? WATCH MY VIDEO BELOW to find out why!

10 mins of your day to learn about how to save and change your life (maybe...🤣)

Don't forget to like, comment, and SUBSCRIBE to my channel!

Saving money isn't hard, it's something that we all know we should do, but why is it so confusing? Let's break down a few things on how to make saving money ...

04/06/2021

What are Bonds anyway? You might've heard it in the news that bond prices are rising, but why? Watch my bond video below to find out more!

Please don't forget to COMMENT, LIKE, and SUBSCRIBE to my channel! Every view and like counts towards my growth!

Bonds are part of the fixed income asset class. They play an important role in any, well structured portfolio. High yield? Low yield? Corporate or Government...

03/29/2021

I think it's so important to ask ourselves why we invest/save? What is your relationship with money? Money is incredibly emotional and personal, but why is that the case? Establishing your relationship with money will improve your overall understanding on how it works!

Don't forget to LIKE, COMMENT, and SUBSCRIBE!!!

I know from personal experience how confusing money and finances can be. So what can you do to understand the world of investing a little better? You can sta...