Smartfinancewithify

06/01/2026

Welcome to June. A new month is another opportunity to start making smarter financial moves.

06/01/2026

05/31/2026

New to Canada? Saving Tip #7
Set up automatic savings directly from paycheck to savings account. This builds both a buffer & a saving habit.

05/31/2026

New to Canada? Saving Tip #7
Get a Public Library card ASAP. You get free access to different learning platforms like LinkedIn Learning, settlement support, resume and interview skills etc

05/29/2026

Is a university degree still worth it, or are we paying a fortune for a certificate that no longer opens the doors it used to?

Are there specific programs that may be better of studied as short courses and gaining certifications?

Drop your honest answer below. 👇

05/29/2026

"Follow your passion" sounds inspiring. But without proper guidance, skills and financial awareness, it can leave our children unprepared for reality🌎

Some people followed their passion and built an amazing life😄, some others did the same but struggled😔 financially.

Not every passion has to become a career. Some are better as hobbies, side business or volunteer work.

A better message to our kids might be: Explore your interests, build diverse skills, stay curious, learn how money 💰works, and create options for yourself.

What is your take?

05/19/2026

Planning to buy your first home🏠 in 🇨🇦
Take advantage of the

The FHSA combines thr great features of the RRSP and TFSA.

Tax deductions 💰when contributing
Tax-free growth 📈
Tax-free eligible withdrawals for a first home 🏡

Comment FHSA or send a DM and let's build a plan that suits your goals.

05/19/2026

New to Canada? Saving Tip #6
Before you set up your internet or phone service, research available options. Avoid paying so much for mobile data that you may never use

05/15/2026

New to Canada? Saving Tip #5
Most cities have free settlement services for newcomers. They help with housing, employment, language, and financial orientation. Look them up.