Garth Financial Group

03/04/2025

01/29/2023

Great article explaining a high level overview of locking in/early renewing your variable/adjustable rate vs staying the course.

With variable mortgage rates at levels we haven’t seen since the dawn of the century, mortgage holders should manage their variable based on cash flow, safety net and stomach for risk

03/11/2022

Did you know? Variable rates are still extremely low! If you are worried about future increases to the prime rate and hesitant on a variable rate, talk to me today so we can discuss how you can "fix" your variable payment to pay off more principal and pay less interest to the bank! A 5 year High Ratio Insured Variable rate is still as low as 1.5%! (Prime - 1.2%) vs the current fixed rate of 2.89! Feel free to reach out today 604-223-9401 or [email protected]

11/23/2021

https://financialpost.com/personal-finance/rent-payments-build-credit-scores?fbclid=IwAR0TV_73M4WolZkUY921dM7tSLQmHKnVST5iyFOo0OziAoA9bH_B8WGteF0

Landlord Credit Bureau CEO says move could significantly benefit some who have struggled to build credit scores

05/06/2020

FROM TODAY TO THE END OF THE YEAR - I am opening up my promotion that was previously only available to health care workers and now offering it to Everyone. I will be helping promote the well being of our local businesses with you. Any mortgage that is completed with me and you will receive a $200.00 GIFT CARD to a local coffee shop, hairdresser, nail/eyelash/beauty salon, local small grocer, etc. THE CHOICE IS YOURS!

Contact me [email protected] or call/text 604-223-9401 for details.

I can help with:

-Refinancing
-Renewals
-Renewing early for a better interest rate
-Purchasing a home
-Secondary Financing
-Alternate Financing

04/30/2020

https://thestarphoenix.com/real-estate/mortgages/canadian-banks-expected-to-tighten-home-equity-access-as-aid-measures-wind-down/wcm/dc32ac04-9f29-40e4-909a-178a4ce97c1c/?fbclid=IwAR2Bsmwfcc9GfxCFV6h3Am1heeCbET-wsXnO_zz4dgmk1rK3HGfaIktSdPU

Banks may clamp down on HELOCs to reduce the risk of spikes in sour loans, which the banks are already bracing for