JH Moneycents

02/08/2023

02/01/2023

Time to get ahead of the game…Protect, Save and Invest!

11/29/2021

I can’t even believe how busy our team is right now! In 3 months we have added 9 team members to our office, and we are looking for 3 more to join us immediately!

What am I looking for?
-hardworking
-motivated
-able to work a flexible schedule
-able to
-able to meet training requirements within 120 days
-personable
-confidential
-able to meet with our clients

Inquiries can be sent through this DM and we can set up a time to speak

Looking for 1 full time candidate
1 part time candidate (5-15 hours per week)
1 silent partner (1-2 hours per week)

We are looking for candidates from all across Canada, this is not a Province specific application.

11/27/2021

A very interesting read!! Thanks to our Office for sharing this with us to share with you!!

The average resale price of homes sold in Guelph in October was $964,566

11/27/2021

The Truth About How I went From Living Paycheck to Paycheck to Financially Healthy
Yes- that’s right. There was a time I was working over 80 hours per week, I had no benefits and I was living off of waitressing tips to buy groceries because the 3 jobs I had were not paying all my bills, let alone putting me further ahead. Instead I was getting hit with a tax bill every year because all these part time jobs we not taking enough tax off my check. I was maxed out on credit cards and had carried forward debt into my life from a relationship I ended.
Moral of the story? I have been there. I decided I didn’t want to stay there any longer.
What did I do?
#1 Made a biweekly and monthly budget. I tracked every cent. I wanted to know where my money was going, when it was going to hit my account and how much of it I needed.
#2 I figured out ways to live below my means. I got a vehicle that cost me less on a payment, I called around and got my vehicle insurance lowered, I learned how to meal prep, pack snacks and coffee to avoid eating on the road, I price checked everything, I analyzed all aspects of my spending to see what was necessary and what pleasures I had that were putting me over my budget.
#3 I started saving. Because I found money in my budget did not mean it was there for plays. It was there for keeps. EMERGENCY FUND, SHORT TERM SAVINGS, RETIREMENT. I learned how to PAY myself FIRST.
#4 Protected my life, because I didn’t want anyone else paying my dues to society if I passed away, I also wanted to make sure there was money coming into my home to replace my income and in the event of terminal illness it was there for medical treatment.
#5 I learned my worth, I got a job that was stable, and paid me enough to cover my bills and then instead of finding another part time job to grow my wealth, I went to work for me because HELLO tax write offs!
#6 I educated myself on How Money Actually works, I figured out how to pay off my debt quicker. Negotiated interest rates and hit principal every month not just that minimum monthly interest payment. I also cancelled that balance protector; turns out it is useless.

11/12/2021

Our team just grew! Congratulations on your Provincial Exams!!

11/10/2021

In honour of Remembrance Day, Primerica is waiving the IBA Licensing fee for veterans, reserves and active military in Canada and the U.S for November. What an amazing way to show our appreciation for our service heroes. If you are a veteran interested in becoming a licensed rep please get in touch with me and we can get you set up!

11/10/2021

In honour of Remembrance Day, Primerica is waiving the IBA Licensing fee for veterans, reserves and active military in Canada and the U.S for November. What an amazing way to show our appreciation for our service heroes. If you are a veteran interested in becoming a licensed rep please getbin touch with me and we can get you set up!

11/09/2021

I cannot stress enough the importance of rolling into 2022 feeling lighter, brighter and in control of your finances.

Its a euphoria that everyone needs to experience!

Let my office show you how to pay off debt 7-10 years faster, save for the future and protect you now!

Consultation are all complimentary-> that’s right we do not charge!
Confidential-> your information is under lock and key!
Customized-> because one shoe does not fit all sizes!

11/09/2021