04/28/2026
3 things most Ottawa homeowners don’t know about their mortgage renewal:
1. Switching lenders at renewal is FREE. Zero penalty.
2. Your bank’s mailed offer is usually 0.5–1% higher than what’s actually available.
3. You can lock in a rate hold 120 days before your renewal date.
I help Ottawa families compare 50+ lenders at renewal — at no cost to them. If yours is coming up, send me a message.
— Rahim, FSRA
-RahimRealty #