Judit Sikora Life, Health, and Wealth Advisor

08/31/2026

Looking for ways to lower your home insurance costs this year?

Good news — you have more control over your premiums than you might think. Whether you rent, own a condo, or have a detached home, there are practical ways to save — from bundling your home and auto to upgrading your security systems.

We've rounded them all up in one handy guide.

Read the full guide.

Everyone wants to pay less for home insurance. Here are nine ways to help you save money now—and potentially down the road.

08/28/2026

Retirement anxiety is real — and widespread. According to the 2025 CPP Investments Retirement Survey, nearly 59% Canadians worry they’ll outlive their savings. That’s a lot of people lying awake at night, doing mental math and asking questions like, “How much do I need to retire? Is $1 million enough to retire?”

https://bit.ly/4wSQRLY

08/13/2026

Nobody builds a business thinking about what happens if they're not there.

But the people who depend on you, your partners, your team, your family. They need a plan.

Term insurance for your business isn't about expecting the worst. It's about making sure the people and the work you care about are protected no matter what.

RBC YourTerm®️ is Life insurance that’s built around exactly what your business needs, a key person, a loan, a partnership.

Flexible coverage that moves with you: an industry-leading 8-year window to exchange to a longer term without a medical exam, and the option to convert to permanent coverage, partially or fully as your business grows.

Let’s customize an insurance plan for you and your business.

08/10/2026

AI can answer your questions. But when it comes to protecting what matters most, there's no substitute for a real conversation with someone who knows your full picture. Here's why combining both gets you further.

https://bit.ly/4wfHANJ

08/07/2026

We’re all occasionally guilty of procrastination. We put off going to the dentist or dealing with the check engine light on our dashboard. Researching and selecting the right life insurance plan can feel the same. Learn more. https://bit.ly/4fIr1VQ

08/04/2026

Emergency expenses are putting financial pressure on Canadians already stretched by the high cost of living, and for nearly four-in-ten (38%) of those with household incomes under $100,000, there's no emergency fund to absorb the hit, according to the RBC Emergency Readiness Poll. Learn more. https://bit.ly/4waUdtn

08/01/2026

A life insurance policy is just the starting point.

Think of riders like apps for your life insurance plan – they are optional add-ons that let you customize coverage around what matters most, right now and down the road.

Critical illness. Accidental death. Coverage for your kids. Guaranteed insurability as life changes. Riders let you build protection that fits your life — not just the end of it.

And the best part? They're often more affordable than you'd think.

Learn how riders work and which ones might be right for you.

A life insurance rider is an optional add-on that provides additional protection. Here’s some of the most common life insurance riders in Canada.

07/29/2026

Canada's provincial health plans cover very little, sometimes nothing at all when you're travelling abroad.

For Canadian seniors, that makes travel insurance more than just a nice-to-have.

Whether you're heading somewhere warm for the winter or exploring a new corner of the world, the right coverage can protect against unexpected health expenses, your trip investment, and your peace of mind.

Here's how to find a plan that truly fits your needs.

Whether you need travel medical insurance or trip cancellation and interruption, here’s the best travel insurance options for seniors and retirees in Canada.

07/23/2026

Great news! RBC Guaranteed Investment Funds (RBC GIF) was ranked as one of the top performing segregated fund families in 2025.

Even through unpredictable markets, RBC GIF continued to deliver, backed by the investment expertise of RBC Global Asset Management, offering performance with protection through changing conditions.

That kind of resilience is exactly what segregated funds are designed for, and we're glad to have been part of your financial journey this year. If you haven't explored how RBC GIF can support your financial goals, let's connect.

https://bit.ly/44JDfY0

07/20/2026

You've thought about it. You just haven't gotten around to it.

Life insurance feels complicated until someone shows you it doesn't have to be.
With RBC YourTerm®️, you pick your coverage length (10 to 40 years), lock in your rate for the selected term length, and know exactly what you're paying for as long as you need it.

And if things change down the road, you can exchange to a longer term (you have up to 8 years to do it) or convert it fully or partially to permanent coverage with no medical exam.

Simple. Built around you.

Talk to me today and find out what it looks like for you.