10/19/2026
🤔 Fixed or Variable? Which mortgage is better?
It's one of the first questions people ask me.
And my answer is always the same...
It depends on you.
There isn't a "best" mortgage for everyone, there's only the mortgage that's the best fit for your goals, comfort level, and future plans.
Here's a simple way to think about it:
🏡 A Fixed Rate may be a good fit if you:
✔️ Like knowing exactly what your payments will be.
✔️ Prefer stability and predictability.
✔️ Want peace of mind knowing your rate won't change during your term.
📈 A Variable Rate may be a good fit if you:
✔️ Are comfortable with rates that can fluctuate.
✔️ Understand that your interest costs may change over time.
✔️ Value flexibility and are prepared for market changes.
The truth is:
Choosing between fixed and variable isn't just about today's interest rates.
It's about your financial goals, your monthly budget, your risk tolerance, and what helps you sleep well at night.
That's why I don't believe in giving the same recommendation to every client.
I believe in asking questions, listening first, and helping you understand your options so you can make the decision that feels right for you.
📩 If you're trying to decide between a fixed and variable mortgage, let's chat. I'll explain both in plain language so you can choose with confidence, not confusion.
Ashley Treavajo
Level 2 Mortgage Agent - M20002171
BRX Mortgage 13463
647-385-3825
[email protected]
