Ashley Treavajo Mortgages

Ashley Treavajo Mortgages Level 2 Mortgage Agent with BRX, mom, published author 2x

Pride myself in providing excellent customer service to clients to make their mortgage process as seamless as possible.

Massage hair, don't care 😂And a red face with massage bed lines As a mom and entrepreneur, my massage is a non-negotiabl...
08/11/2026

Massage hair, don't care 😂

And a red face with massage bed lines

As a mom and entrepreneur, my massage is a non-negotiable. I have my guys booked till the rest of the year.

Is it relaxing? Mostly not because man he can find all the knots!

But it is needed to keep up with kids, baseball, business and just life.

What are your non-negotiables that are self care?

Ashley Treavajo
Level 2 Mortgage Agent - M20002171
BRX Mortgage 13463 
647-385-3825
[email protected]

08/06/2026

Do I need 20% down to buy a home? The short answer? Not always.

One of the biggest myths I hear is:
"I'll wait until I've saved 20% before I talk to a mortgage agent."

The truth is, many buyers, especially first-time homebuyers, may be able to purchase with less than 20% down, depending on the purchase price and their individual situation.

Here's what a larger down payment can do:
✔️ Reduce the amount you borrow.
✔️ Lower your monthly mortgage payment.
✔️ Eliminate the need for mortgage default insurance once you reach 20%.

But waiting years to save 20% isn't always the best financial decision. Every situation is different, and there may be options available that allow you to enter the market sooner while still making a smart financial choice.

The best first step isn't saving to an arbitrary number—it's understanding what makes the most sense for your goals, your budget, and your timeline.

You don't have to have all the answers before reaching out. That's what I'm here for.

📩 If you're wondering how much you actually need to buy a home, let's have a conversation. Together, we'll build a plan that fits your journey.

Ashley Treavajo
Level 2 Mortgage Agent - M20002171
BRX Mortgage 13463 
647-385-3825
[email protected]

08/01/2026

Mom and dad's day out! A time was had with the famalay

07/30/2026

Kids sports, its so important to get them involved!

A few of these kiddos played together last year, and welcomed some newbies this year with open arms.

They are a great group of kids and I am so lucky to watch all of their growth ❤️

Home isn't just four walls, its where life happens. Its where milestones are celebrated, quiet moments are cherished and...
07/30/2026

Home isn't just four walls, its where life happens.

Its where milestones are celebrated, quiet moments are cherished and memories are made every single day.

Buying a home isn't just about the property. It's about creating a place to build your life ❤️ 🏡

Ashley Treavajo
Level 2 Mortgage Agent - M20002171
BRX Mortgage 13463 
647-385-3825
[email protected]

07/28/2026

Welcome to my crib.....I mean my office...

Lots happens behind the scenes to make the mortgage process feel simple.

Ashley Treavajo
Level 2 Mortgage Agent - M20002171
BRX Mortgage 13463 
647-385-3825
[email protected]

07/22/2026

Collab Culture isn't about collecting business cards or sitting through awkward networking events.

We're a community of professionals who genuinely believe that when one business grows, we all grow.

Here, collaboration comes before competition.

With one exclusive seat per industry, you'll become the trusted expert in your field while building meaningful relationships with other local business owners.

Every week we connect virtually to share referrals, celebrate wins, solve challenges, and hold each other accountable.

And once a month, we get together in person to strengthen those relationships even more; one meeting for members and one for the public - bring a friend along!

We're looking for business owners and professionals who...
✔️ Believe in supporting others.
✔️ Show up consistently.
✔️ Want to build real relationships, not just make sales.
✔️ Are ready to give referrals as much as they hope to receive them.
✔️ Care about making a positive impact in the Oshawa community.

Check out Collab Niagara to see how they are building and growing together. 

If you're looking for a room full of people who cheer you on, challenge you to grow, and genuinely want to see your business succeed.

You can sit with us.

Think you'd be a great fit? Let's have a chat!

Ashley Treavajo
Level 2 Mortgage Agent - M20002171
BRX Mortgage 13463 
647-385-3825
[email protected]


🏡 Refinancing isn't just about getting a lower interest rate, it's about making your mortgage work for your life.Life ch...
07/22/2026

🏡 Refinancing isn't just about getting a lower interest rate, it's about making your mortgage work for your life.

Life changes. Your mortgage should be able to change with it.

Refinancing can be a smart option if you're looking to:

✨ Consolidate high interest debt into one manageable payment.
✨ Access equity for home renovations that add value and improve your space.
✨ Help fund a child's education or another major life goal.
✨ Buy out a spouse after a separation.
✨ Invest in another property or grow your investment portfolio.
✨ Improve your monthly cash flow by restructuring your mortgage.

The best refinance isn't about borrowing more, it's about using the equity you've built strategically to support your financial goals.

Every homeowner's situation is unique, which is why there's no one-size-fits-all solution. Sometimes refinancing makes sense, and sometimes it doesn't. The key is understanding your options before making a decision.

If you've been wondering whether your home could help you achieve your next financial goal, let's have a conversation. Even if refinancing isn't the right move today, you'll leave with a clear understanding of your options.

📩 My goal is to help you make informed decisions, not pressured ones.

Ashley Treavajo
Level 2 Mortgage Agent - M20002171
BRX Mortgage 13463
647-385-3825
[email protected]

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05/01/2026

We are finding many homeowner have debt right now. This is from the cost of living only going up, and some are still recovering from what the pandemic did.

And honestly, theres no judgement here.

Couple options you could have:

1. If you are up for renewal soon, we can turn that into a refinance. Consolidate your debt into your mortgage at renewal. No prepayment penalties as you made it to the end of your mortgage and high interest debt paid off - its a win win situation

2. Maybe you still have one for those super low rates but dont want to break your term. Many families are adding a Home Equity Line of Credit or a 2nd mortgage to help consolidate and ease up monthly cash flow.

Both can be great ways to get back on track.

Want to know more? Let's chat!

Ashley Treavajo
Level 1 Mortgage Agent - M20002171
BRX Mortgage 13463
Haick Mortgages
289-302-2211
[email protected]

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Oshawa, ON

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+16473853825

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