Mortgages with Sandra Scavone

05/11/2025

Happy Mother’s Day to all the incredible moms as you celebrate this special day 💕🌸

04/16/2025

The has maintained its benchmark interest rate of 2.75%.

PRIME RATE REMAINS AT 4.95%.

Check back on June 4th for details on the next BoC decision.

04/03/2025

04/01/2025

Hello, April! 🌷

Welcome to a brand new month filled with fresh opportunities, growth, and beauty. Whether you're soaking in the spring sunshine, setting new goals, or just taking a deep breath, let this month bring you new beginnings and lots of positive energy. Let’s make April amazing! 🌼

Sandra Scavone
Mortgage Agent Level 1
The Mortgage Centre, Rock Capital Mortgage #10556
www.mortgageswithsandra.ca

03/31/2025

The Home Buyers' Plan allows you to use your RRSP savings for a down payment, making home ownership more accessible. This program can be a great way to jumpstart your home ownership journey. I am here to help guide you through the process.

Sandra Scavone
Mortgage Agent Level 1
The Mortgage Centre, Rock Capital Mortgage # 10556
www.mortgageswithsandra.ca

03/27/2025

Today, I felt it was important to remind others....

Kindness Over Everything 💛

In a world that often focuses on what we have, let’s remember what we give. Your car, your job title, your house—they don’t define you. What truly matters is how you treat others. 🌱

Being kind doesn’t cost a thing, but it can change someone's entire day. Let’s make kindness our priority. 💛

03/24/2025

Attention First Time Home Buyers! 30 year amortizations are an option for all first time home buyers with less than 20% down payment (including those who are buying a home after a marital breakdown). Know all your options by calling a mortgage professional.

Sandra Scavone
The Mortgage Centre, Rock Capital Mortgage # 10556
(647) 760-9060
[email protected]
www.mortgageswithsandra.ca

03/19/2025

Join me at the 2025 Home and Lifestyle Show!

The show will run at the Albion Bolton Community Centre (150 Queen St S, Bolton, ON L7E 1E3) from:

🔸Friday April 11 6pm-9pm
🔸Saturday April 12 10am-5pm
🔸Sunday April 13 10am-4pm

There are over 100 vendors featuring everything for the home inside and out, plus specialty boutique artisan and crafts people and wellness experts.

🅿️Free Parking. 🦮Pet Friendly.

The Home & Lifestyle Show proudly supports Caledon Meals on Wheels serving not only in Caledon, but surrounding communities.

Visit https://homeandlifestyleshow.ca/ for info, schedules, and free online tickets.

Sandra Scavone, Mortgage Agent Level 1
The Mortgage Centre, Brokerage # 10556
(647) 760-9060

03/12/2025

As expected, Bank of Canada announced a .25% decrease to the overnight lending rate. Prime will decrease from 5.20% to 4.95%.

If you have a variable rate or adjustable rate mortgage, this is good news! For those who have a fixed rate mortgage, this decrease does not change your fixed rate.

Sandra Scavone
Mortgage Centre Canada
Rock Capital Mortgage
(647) 760-9060

03/11/2025

Thinking About Your Mortgage? You Have Options! 💭🏡

If you're wondering whether to renew or refinance your mortgage, it's important to know you have choices that could work in your favour! ✨

🔑 Renewal: A simple process, but make sure you're getting the best terms available. Sometimes, staying with your current lender isn’t always the most cost-effective option.

🔄 Refinance: This can be a great opportunity to take advantage of better rates, access home equity, or adjust your mortgage term to suit your current financial goals, and consolidate all your debts into one lower payment.

Not sure which is right for you? Let’s chat and explore your options together! I’m here to help you make an informed decision. 💬💡

Sandra Scavone
The Mortgage Centre, Rock Capital Mortgage #10556
(647) 760-9060

03/09/2025

Will the Prime Rate drop or increase? What is your prediction? I believe a rate drop will be announced on March 12, especially given how much things have changed since the last announcement!

Sandra Scavone
The Mortgage Centre Canada
Rock Capital Mortgage, #10556
(647) 760-9060
[email protected]

03/06/2025

Rate is only ONE of the many features in selecting the best mortgage product that meets your financial goals. Terms and penalties are just as important! Be familiar with ALL your options.

Sandra Scavone
The Mortgage Centre, Brokerage # 10556
(647) 760-9060
[email protected]