01/13/2026
RRSP loans can help you increase your down payment 💰.
But the structure matters more than most people realize.
On paper, an RRSP line of credit can look harmless.
Low rate. Interest-only payments. Tax refund coming back.
From a mortgage qualification perspective, it can be a different story.
That same line of credit may show up as a much higher monthly liability on your mortgage application, even if you are not paying that amount.
This is why RRSP loans are not just a tax move.
They are a mortgage strategy.
When structured properly, they can support your purchase.
When done wrong, they can reduce your borrowing power.
I am hosting a live webinar to break this down clearly.
🏦 Mortgages & RRSP Loans
📅 Monday, January 26
🕖 7:00 p.m.
I will walk through how lenders view RRSP loans, common mistakes, timelines that matter, and how to approach this strategically.
🔗 Link to register is already in my bio.
