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Mortgage Mantra Ontario mortgages, explained clearly — purchases, renewals & refinancing.

Jignesh Parikh, Mortgage Agent Level 2 · FSRA Lic | Mortgage Architects, Brokerage Lic #12728

10/19/2026

📊 Weekly Mortgage Update — week of October 19

Rate decision week is coming. The market in 30 seconds:

🏠 CREA September (national): sales down 7.7% year over year; average price $666,538 (down 1.6% YoY); MLS HPI down 3.4% YoY.
🏠 Ontario: 13,340 sales (down 8.3% YoY); average price $791,691 (down 4.3% YoY).
📉 CREA's new forecast: 2026 national sales at 444,530 (down 5.2% vs 2025) — third straight quarterly downgrade. Ontario prices forecast down 3% this year.
🏦 Bank of Canada at 2.25%. September CPI lands Monday 8:30 AM; next decision October 28.
🔑 Renewing in 6–12 months? Don't just sign the bank's first offer — review, compare, negotiate.

💬 Questions? WhatsApp: https://wa.me/16473356625

Sources: CREA, Bank of Canada, Statistics Canada. General information only — not financial advice.
Jignesh Parikh, Mortgage Agent Level 2 · FSRA Lic · Mortgage Architects, Brokerage Lic #12728 · mantramortgage.ca

📊 Weekly Mortgage Update — Thanksgiving MondayCanada lost 68,300 jobs in September and unemployment ticked up to 6.5% (S...
10/14/2026

📊 Weekly Mortgage Update — Thanksgiving Monday

Canada lost 68,300 jobs in September and unemployment ticked up to 6.5% (Statistics Canada). The Bank of Canada sits at 2.25% with its next decision Oct 28 — while the 5-year bond yield near 3.6% keeps pressure on fixed rates.

GTA in September (TRREB): 5,040 homes sold (-9% year over year), average price $1,006,409 (-5.1%), MLS® HPI benchmark -4.7%.

Renewing soon? Don't just sign the bank's first offer — renewal is your chance to review, compare and negotiate. 🍂

💬 Questions about a purchase, renewal or refinance? Chat with me on WhatsApp: https://wa.me/16473356625

Rates shown are advertised market snapshots (WOWA, Oct 9), not an offer; subject to change and qualification. General information only, not financial advice.

Jignesh Parikh, Mortgage Agent Level 2
FSRA Lic | Mortgage Architects, Brokerage Lic #12728
📞 647-335-6625 | 🌐 mantramortgage.ca

Buying your first home in Ontario? Start with these 5 basics. 🏡1) Pre-approval first — know your price range before you ...
10/05/2026

Buying your first home in Ontario? Start with these 5 basics. 🏡

1) Pre-approval first — know your price range before you view homes
2) Gather your documents — ID, income proof, down payment history
3) Know the down payment rules — minimum 5% on the first $500,000
4) Budget for closing costs — legal fees and land transfer tax add up
5) Compare more than one lender — understand your options before you choose

Educational information only — not a rate or approval commitment.

💬 Questions? WhatsApp Jignesh: https://wa.me/16473356625

Jignesh Parikh, Mortgage Agent Level 2
FSRA Lic | Mortgage Architects, Brokerage Lic #12728
📞 647-335-6625 | 🌐 mantramortgage.ca

Looking to get your mortgage approved quickly? Whether you're interested in pre-approval, purchasing, refinancing, or re...
07/12/2026

Looking to get your mortgage approved quickly? Whether you're interested in pre-approval, purchasing, refinancing, or renewing, I'm here to help you navigate the process with ease. Contact Jignesh Parikh, Mortgage Agent Level 2, for expert guidance.

📞 Call Now: 647-335-6625
🌐 Visit: www.mantramortgage.ca

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