08/17/2026
Respectfully…I will review a long list of things NOT to do before closing.
Please listen to me.
Until you have the keys in your hand, your financing needs to stay exactly as we approved it.
That means:
• Don’t finance a new car
• Don’t open new credit cards or lines of credit
• Don’t rack up your existing credit cards
• Don’t change or quit your job without talking to me
• Don’t deposit random cash into your down payment account
• Don’t co-sign for anyone
• And PLEASE don’t make any big purchases on credit
Your lender can re-check your credit, employment, income, debts, and down payment right up until closing.
So until the keys are yours, no financial plot twists.