Tammy Hicks, Mortgage Agent

03/28/2026

NEW HOME PURCHASE just got a lot more interesting. 13% HST savings for all - not just first time home buyers - for a limited time. Reach out with any mortgage questions - want to check your rate? I'm here - refinancing and not sure how to structure the mortgage to save!? I'm here - happy help. Challenges with getting financing? I have over 50 great lenders and alternative solutions for business for self and those that don't quite fit in the box. Let's find a way to get what you need - DONE.

03/28/2026

In honour of the kick a$$ man we all loved....

03/21/2026

03/08/2026

Pay A Penalty to INCREASE your mortgage???? Sometimes.... Yes.
Here me out. It's all about mortgage strategy.

Don't just get a bigger mortgage to manage your debt - GET THE RIGHT ADVICE. Working with an agent that looks at your FUTURE not just cash flow is important. You might even consider breaking your mortgage early - IF IT MAKES SENSE.

CLICK BELOW to get on updates and best advice around BUILDING wealth with your home and mortgage strategies!

https://forms.zohopublic.ca/tammysheknows1/form/SignUp/formperma/n6BKYRsHgAPBOGPJUhwlCJfnT0AlHEBTU9-gkU4wiqg

Or reach out here:
E: [email protected]
www.sheknowsmortgages.ca

01/16/2026

Rates are NOT the only thing that matters. Structure around your lifes plans and using your home to BUILD wealth - not stay in debt. It's always worth checking out current options and seeing if your mortgages is still the best for your situation.

07/19/2025

3 months ago the outlook was more aggressive towards rate drops. Now - not so much. Need advice on an upcoming mortgage renewal or purchasing a home? I'm here for your questions and to help.

New Bank of Canada rate forecasts are in:
🔹 RBC expects no more cuts—holding at 2.75% through 2026, the most hawkish outlook.
🔹 Scotiabank revises its call lower to 2.50% (from 2.75%).
🔹 BMO Financial Group remains the most dovish, forecasting 2.00% by early 2026.
🔹 TD, CIBC & National Bank all see a 2.25% terminal rate

Read more: https://bit.ly/3TOnyJI

07/19/2025

Mortgage UPdate!! What's up with interest rates for Canadians going forward? Here's a video to get a quick update on the outlook as per reports this week! Any questions reach out! (sorry this video is a bit dark)

06/21/2025

Lots of questions out there with the current market challenges - Is it time to renew? Should you break your current fixed rate mortgage and get in to a lower one and pay a penalty? Is fixed rate or variable the right fit given this market? How can I use my home to invest? Is it even wise? I can help run the numbers and make sense of your options. Don't have a mortgage agent? Or are you used to the bank where these big questions are not answered in detail?? Get better help. It's free. It's worth it. I'm here to talk.

04/07/2025

03/27/2025

A great Brokerage - with a great team.