Julie Liard - Mortgages

06/04/2026

🚨 BREAKING REPORT 🚨

Local Mortgage Agent Julie Liard is under investigation after multiple reports revealed she has been:

• returning calls before clients expect them
• finding mortgage solutions when others said “no”
• helping families save thousands of dollars
• making the mortgage process surprisingly stress-free

Sources say she is also known for:

• explaining mortgage options in plain English
• celebrating possession days right alongside her clients
• answering "just one quick question" texts and emails at all hours
• fighting for the best possible mortgage solution, not just the easiest one

Investigators remain puzzled by one key finding:

Her clients keep referring their friends, family, coworkers, neighbours, and even complete strangers.

Authorities warn that if this behaviour continues, more families may end up with lower payments, better mortgage strategies, and extra money in their bank accounts.

At this time, Julie remains at large and is expected to continue helping homeowners, first-time buyers, and refinancers across Ontario.

📞 If you've been affected by this level of service, contact Julie Liard before she helps someone else save money first.

Julie Liard
Ontario Mortgage Agent Level 2
P. 905.767.9001
E. [email protected]
W. uniquemortgages.ca

05/15/2026

This is a common question, especially in changing markets.

Some people prefer certainty and stability. Others are comfortable waiting to see how things shift.

There is no one-size-fits-all answer. It comes down to your comfort level and overall strategy.

Which would you choose?

Julie Liard
Ontario Mortgage Agent Level 2
P. 905.767.9001
E. [email protected]
W. uniquemortgages.ca

05/13/2026

Co-signers and guarantors are often grouped together, but they play different roles in a mortgage.

A co-signer is typically on title and shares ownership of the property. A guarantor supports the application without being on title.

Both can help strengthen an application, but the right option depends on the situation and long-term goals.

It is important to understand the responsibility involved before moving forward.

If you are exploring this option, having the right guidance can make all the difference.

Julie Liard
Ontario Mortgage Agent Level 2
P. 905.767.9001
E. [email protected]
W. uniquemortgages.ca

05/11/2026

There is no perfect starting point.

Everyone’s financial journey looks different, and progress is not about having everything in place right away. It is about taking the next step with what you have.

Whether you are just starting to think about buying or planning your next move, small actions today can lead to meaningful progress over time.

Julie Liard
Ontario Mortgage Agent Level 2
P. 905.767.9001
E. [email protected]
W. uniquemortgages.ca

05/08/2026

Most mortgages include prepayment options that allow you to increase your payments or make lump sum contributions each year.

These options can help reduce interest costs and shorten your timeline, but the details vary depending on the mortgage.

Understanding your flexibility upfront can make a big difference long term.

Julie Liard
Ontario Mortgage Agent Level 2
P. 905.767.9001
E. [email protected]
W. uniquemortgages.ca

05/06/2026

Planning a move does not always mean starting your mortgage from scratch.

Some mortgages are portable, meaning you may be able to transfer your existing rate and terms to a new property.

This can be especially helpful in changing rate environments, but there are timelines and conditions to consider.

Understanding your options before making a move can help you avoid unnecessary costs.

If a move is on your radar, it is worth reviewing what your current mortgage allows.

Julie Liard
Ontario Mortgage Agent Level 2
P. 905.767.9001
E. [email protected]
W. uniquemortgages.ca

05/04/2026

The future does not happen by accident. It is shaped by the choices you make along the way.

Planning ahead, asking questions, and taking small steps forward can open doors that once felt out of reach.

For many, homeownership is part of that vision. With the right support and a clear plan, it becomes something you build toward with confidence.

Julie Liard
Ontario Mortgage Agent Level 2
P. 905.767.9001
E. [email protected]
W. uniquemortgages.ca

05/04/2026

Your dream home just called — and it’s officially on the market.

This stunning 4+1 bedroom beauty has it all: a fantastic primary suite with a spa-like ensuite, his & hers sinks, and walk-in closets. You’ll love the convenience of second-floor laundry, the bright open-concept layout, and a fully finished basement complete with an in-law suite and cold cellar.

And the backyard… did you see the backyard? 🌿 It’s a private oasis, tucked away on a quiet crescent in a beautiful neighbourhood in the Port of Newcastle.

Check out this listing

31 ALLDREAD CRESCENT, Clarington (Newcastle), Ontario L1B0C2

05/01/2026

Myth: Getting pre‑approved means you are locked in with one lender.

Not true.

A pre‑approval is simply a starting point. It helps you understand your budget and options, but it does not limit your ability to explore different lenders when the time comes.

Having flexibility is part of making sure your mortgage truly fits your needs.

Have you heard this one before?

Julie Liard
Ontario Mortgage Agent Level 2
P. 905.767.9001
E. [email protected]
W. uniquemortgages.ca

04/29/2026

One of the most common things I hear is, “I wish I had started this sooner.”

Getting advice early does not mean you need to act right away. It simply gives you time to understand your options, make adjustments if needed, and move forward with confidence.

Whether you are buying this year or just starting to think about it, early conversations can make the process feel much smoother.

There is no pressure, just guidance.

Julie Liard
Ontario Mortgage Agent Level 2
P. 905.767.9001
E. [email protected]
W. uniquemortgages.ca