Abbi Stevenson, Mortgage Broker

06/17/2026

May was an uncharacteristically slow in Waterloo Region’s housing market 🏡✨

Sales were up 9.8% from April and there was a small uptick in new listings. Prices are slightly down year-over-year, with an average around $744K, while inventory sits at a balanced 4 months. A shifting market = opportunity on both sides.

06/10/2026

The Bank of Canada held interest rates again today at 2.25 percent

So what does that actually mean if you live in Wilmot or the KW area?

For now, mortgage payments stay the same, which gives buyers and homeowners a bit of breathing room. But inflation is still a factor and there is a growing chance rates could increase later this year.

If you are thinking about buying, selling, or renewing, this is one of those moments where planning ahead really matters.

Message me anytime if you want to talk through your options and what makes sense for your situation in today’s market.

Bank of Canada Hold Rates - June 2026. Here’s what it means for homeowners and buyers, and in Wilmot, and K-W

06/10/2026

📉 Bank of Canada rate update (June 10, 2026): no change this time.

The hold means borrowing costs aren’t rising, but they’re not dropping either. For homeowners, buyers, and anyone watching inflation, it’s a reminder that the wait-and-see phase continues. 💭💸

Stay informed and ready because when rates move, they move everything.

PersonalFinance MoneyMatters

06/09/2026

🏡✨ First-time home buyers - this one’s for YOU!
I just created a step-by-step guide to help you confidently navigate your first home purchase 🏠💬

From pre-approval to keys in hand, I’ve got you covered.
📥 Download your FREE copy now at 👉 abbistevensonmortgages.ca

Let’s make your dream of homeownership a reality 💫

06/02/2026

Proud to be part of a brokerage that truly believes in inclusivity, diversity, and supporting the LGBTQIA+ community 🏳️‍🌈

At the heart of what I do is helping people feel safe, respected, and confident in one of the biggest decisions of their lives-homeownership. Everyone deserves access to honest advice, equal opportunities, and a place to call home.

I’m grateful to work alongside a team that stands for these values not just during Pride Month, but every day. ❤️

05/27/2026

Renting vs. Buying isn’t about which one is “better.”
It’s about which one makes sense for you.

Your budget, your lifestyle, your goals - that’s what matters.

If you’re unsure which path fits your situation, I can run the numbers and help you compare both options with clarity and confidence.

05/20/2026

Financing conditions are one of the most important protections buyers have in a real estate transaction. From mortgage approval to appraisals and documentation, understanding each step can make the process smoother and far less stressful.

If you're planning to buy, this is a must‑read.

What to know about Conditions of Financing as it relates to your mortgage application. Why is it important? When should you waive yours?

05/20/2026

How much can you actually afford?

Lenders use two key debt ratios — GDS and TDS — to determine your maximum mortgage amount.

GDS (Gross Debt Service) looks at your housing costs only: mortgage payment, property taxes, heating, and half of condo fees. These costs can be up to 39% of your gross income.

TDS (Total Debt Service) includes all your monthly debt payments — housing costs plus credit cards, car loans, lines of credit, and support payments. These can total up to 44% of your gross income.

These ratios help ensure your mortgage stays affordable long‑term, even if life gets busy or interest rates change.
If you want to know where your numbers land — or how to improve them — I’m happy to walk through it with you.

05/06/2026

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Good people, good conversations, and real local connections. Join one of New Hamburg’s fastest-growing networking events and see what everyone’s talking about. 🚀🤝

04/29/2026

“The Bank of Canada continues to face a difficult backdrop in setting interest rate policy. Global uncertainty and trade tensions remain the top concerns for consumers as a key driver of price pressures. Canadians are facing growing financial strain, whether they are striving to purchase their first home or managing higher mortgage costs at renewal.”

- Lauren van den Berg, President and CEO of Mortgage Professionals Canada.