09/08/2026
Are Commercial Property Values Rebounding in 2026?
After 15 years in the service industry, I’ve seen plenty of cycles—but 2026 is shaping up to be a fascinating year for commercial real estate values. The increasing stability in interest rates is restoring borrower confidence, making financing costs more predictable. That’s encouraging both refinancing and fresh investment activity in major markets. Lenders, however, are tightening their underwriting, zeroing in on healthy cash flows and lower loan-to-value ratios—especially in sectors like office and retail, where demand is still shifting. At the same time, alternative lending sources such as private debt funds are stepping in, giving borrowers more options as traditional banks become more cautious with higher-risk properties. There’s also a notable rise in sustainability-linked financing, where meeting environmental benchmarks can mean better loan terms. As part of the Orbis Mortgage Group, I’m closely watching how these trends are shaping opportunities and strategies for commercial borrowers in this evolving landscape.