SGD Mortgages

SGD Mortgages Your trusted mortgage team in Ontario — helping you secure the right financing in every situation, from first-time purchases to refinancing and beyond.

The Bank of Canada has held its policy rate at 2.25% for the seventh consecutive time. 📉🏡For homeowners, buyers, and any...
09/02/2026

The Bank of Canada has held its policy rate at 2.25% for the seventh consecutive time. 📉🏡

For homeowners, buyers, and anyone approaching renewal, this means continued stability for now. Variable-rate borrowers will generally not see a change from this announcement, while fixed-rate mortgages remain unaffected during their current term.

The Bank continues to watch inflation, economic growth, energy prices, and ongoing trade uncertainty before making its next move.

If you’re buying, renewing, or reviewing your mortgage strategy, this can be a good time to understand how the current rate environment may affect your options.

09/01/2026

Self-employed income doesn’t always fit neatly into a traditional mortgage application — and a bank decline doesn’t necessarily mean your homeownership plans have to stop. 🏡

Business expenses, write-offs, and fluctuating income can make self-employed applications more complex. The key is understanding how your income is structured and exploring lenders and mortgage options that fit your financial picture.

08/31/2026

First-time home buyer and not sure where to start? 🏡🔑

From understanding your budget and getting pre-approved to finding the right home, securing financing, and getting the keys — knowing the process can make buying your first home feel a lot less overwhelming.

And if the down payment is what’s holding you back, SGD Mortgages also offers a 0% Down Home Purchase Program for qualified buyers.

Your first step? Understand your options.

08/28/2026

Meet Jessica Rakhamilova, Mortgage Administrator at SGD Mortgages! 👋🏡

Helping make the mortgage process smoother, one step at a time. We’re excited to have Jessica as part of the team!

08/21/2026

More options, more opportunities to save. Whether your mortgage is coming up for renewal or you’re getting your first mortgage, the SGD Mortgages team is here to help you explore your options and find the right solution :)

Debt doesn’t always feel overwhelming at first. Sometimes it slowly becomes part of your everyday routine.-You start che...
08/14/2026

Debt doesn’t always feel overwhelming at first. Sometimes it slowly becomes part of your everyday routine.

-You start checking your balance before spending anything.
-You shuffle money around before payments are due.
-Credit cards become part of covering regular expenses.
-You put off opening bills or statements.
-And somehow, even after making payments, it still feels like you’re not getting ahead.

If that sounds familiar, it might be worth taking a closer look at your options.

Financial stress shouldn’t feel like a normal part of everyday life.

08/11/2026

Serving mortgage solutions in every form. 😄

A deposit and a down payment are not the same, but both are important when buying a home.Your deposit is typically paid ...
08/06/2026

A deposit and a down payment are not the same, but both are important when buying a home.

Your deposit is typically paid during the offer stage to show your commitment, while your down payment is completed at closing and reduces the amount you need to borrow. In most cases, the deposit is applied toward your total down payment or closing funds.

Understanding your upfront costs can help you prepare with confidence. Contact SGD Mortgages to discuss your home-buying plan.

At SGD Mortgages, we work alongside real estate agents to help support more clients at every stage of the financing jour...
07/22/2026

At SGD Mortgages, we work alongside real estate agents to help support more clients at every stage of the financing journey.

From mortgage referrals to pre-qualified guidance and tailored solutions for clients who may need more time before they are ready, our goal is to help create more opportunities for homeownership.

If you are a real estate professional looking for a trusted mortgage partner, DM us to learn more.

Address

5750 Timberlea Boulevard Unit 6
Mississauga, ON
L4W5N8

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