KQ Group

05/28/2025

🚨 Big News for First-Time Home Buyers: Save Up to $50,000! 🏡💰

Hot off the press! The Canadian federal government has officially launched the First-Time Home Buyer GST Rebate (FTHB GST Rebate) — and it’s a game-changer!

Highlights:
✅ Get up to $50,000 GST rebate on brand new homes
✅ 100% GST rebate on homes under $1M
✅ Partial rebate for homes priced between $1M–$1.5M (sliding scale)
❌ Homes over $1.5M not eligible

Who qualifies?
✔ First-time home buyers (you or your spouse haven’t owned a home in the past 4 years)
✔ Age 18+, Canadian citizen or PR

Eligible properties include:
🏘️ Brand new homes from builders (even on leased land)
🏗️ Self-built or contractor-built homes
🏢 Shares in a housing co-op

Important timelines:
🗓️ Purchase agreement must be signed after May 27, 2025
🏠 Construction must start by 2031 and complete by 2036

Key notes:
🔁 One-time lifetime benefit
👥 If your spouse/common-law partner has used it, you can’t
📄 Assignment deals may not qualify

👉 Thinking about buying a new home? Don’t wait — sign early and claim up to $50,000 back!
Not sure if you qualify? Or need help finding the right property?
📩 DM me — I can help you tour homes, choose the right development, and create a custom plan for your first purchase!

05/14/2025

公司赚钱却提现难、税太高？那你真的该找保险规划师聊聊了。越早规划，省税越多——税局可不会等你准备好才来敲门。你是老板、年入20万+、计划退休传承的企业主？别等税单吃掉你半壁江山！

04/18/2025

Spacious 1+1 Bedroom, 2 Bath Condo for Rent at 188 Fairview Mall Dr – Steps to Subway, Mall & More!

✨ Address: 188 Fairview Mall Dr, North York, ON
🛏️ 1 Bedroom + Den | 🛁 2 Bathrooms | 📐 Over 720 Sqft

Welcome to this bright and spacious 1+1 bedroom, 2 bathroom condo in the heart of North York! Boasting over 720 sqft of thoughtfully designed living space, the large den can be used as a second bedroom, making it ideal for young professionals, couples, or small families.

📍 Prime Location:

Just steps to Don Mills Subway Station and TTC

Direct access to Highways 404, DVP, and 401

Across from Fairview Mall – shopping, restaurants, cinema & more

Close to library, supermarkets, schools, and parks

04/02/2024

Manulife Advantage Account 被环球邮报专栏作家誉为加拿大最好的银行账户[强]

关键词：
[玫瑰]活期支票账户 5.75%
[玫瑰]最低存款 1000，每一分钱都计算利息，按天计算，按月结息
[玫瑰]无限次 e transfer
[玫瑰]五大实体银行随便 link，即时转账
[玫瑰]随时支取
[玫瑰]不用排队，随时服务
[玫瑰]只要有 sin 号码都可以开户，包括学签和工签
[玫瑰]本次活动时长：120 天
[玫瑰]最高存款 50 万，超过 50 万不享受该优惠
点击私人定制链接🔗
https://client.manulifebank.com/edo/ #/ProductSelector/BANK_ID=MNL&LANG_ID=001&REF_ID=633965
轻松开户

04/02/2024

远期投资目标🎯
土地才是真正的软黄金！
财富的缔造者！
240万，71英亩，靠近400高速，

03/31/2024

豪宅之—

主臥縱觀湖景, 音響系統, 全地下室和衛生間地暖, 酒窖, 家庭影院, 健身房, 桑拿，戶外泳池/Hot tub/Cabana/廚房/篝火, 應有盡有。

夏日釣魚划船, 水上運動，不出門的度假體驗!

03/26/2022

03/10/2022

NEW LEASING #2000/MONTHLY

01/20/2022

【友情提示】2022年加拿大🇨🇦养老储蓄计划的截止日期是：2022年3月1日。

RRSP成功案例分享

❗️家庭总收入120,000。以先生收入$90,000为例子，准备购买RRSP$16200 ($90000*18%)。边际税率为39%，退税能获得$6,318 ($16200*39%)
❗️利用借钱生钱策略，借RRSP贷款$16200，分期2年还清，利率3.2%, 总利息才需要付$525.51
❗️放在RRSP账户做长期投资，年回报10%，到退休时盈利$108,985。利息成本只需要$525.51
❗️退税$6,318再放在TFSA免税账户继续生钱，年回报10%，退休时盈利$42,505。取钱不当收入，不用打税
❗️年回报10%？可以参考Equitable其中一个基金，过去10年年回报平均16.6%，本金增长为343.44%
❗️越早开始退休计划，越久享受财富自由！
欢迎咨询647-302-5777