Adamson & Associates Inc., Licensed Insolvency Trustee

08/27/2026

Owe back taxes to the CRA? Don’t ignore it.

If you can’t pay your tax balance in full, a CRA payment arrangement may allow you to make regular payments over time. But interest continues to add up, and it is important to make a plan you can realistically afford.

If a payment arrangement still isn’t manageable, there may be other debt-relief options available. A Consumer Proposal can include CRA income tax debt.

Read more:
https://www.adamsontrustee.com/do-you-owe-back-taxes-cra-payment-arrangements/

Call John for a free, no-obligation consultation:
519-310-JOHN (5646)

08/24/2026

Ontario insolvencies are rising.

New Q2 2026 data shows consumer insolvency filings increased by 10.2% compared with the same period last year, with consumer proposals making up the majority of filings.

If debt payments are becoming harder to manage, you are not alone—and you may have options.

Read the full article to learn more about the numbers and what they could mean for you:
https://www.adamsontrustee.com/ontario-insolvency-statistics-consumer-filings/

Call 519-310-JOHN (5646) for a free, no-obligation consultation.

08/07/2026

💡 Struggling with debt? Bankruptcy may not be your only option.

A Consumer Proposal could give you a manageable path forward by allowing you to make an offer to your creditors to repay a portion of what you owe or extend the time you have to pay.

For many Canadians facing serious debt, it can be an alternative to bankruptcy worth exploring.

✅ Reduce the amount of debt you need to repay
✅ Stop most collection actions
✅ Create an affordable repayment plan
✅ Avoid declaring bankruptcy
✅ Get help from a Licensed Insolvency Trustee

Wondering if a Consumer Proposal might be right for you?

Take our quick online quiz to find out if you may qualify:
👉 https://www.adamsontrustee.com/consumer-proposals/

Or talk directly with John about your options.

📞 519-310-JOHN (5646)

Call John & Your Debt Worries Will Be Gone!

06/26/2026

Did you know? If your 2025 income tops $93,454, the government can start clawing back your Old Age Security in July 2026, at 15 cents for every dollar over the line.

The good news: with the right timing on your TFSA, RRIF, and OAS start date, you may be able to reduce it or avoid it entirely. Our new guide breaks down exactly how it works for 2026.

Read it here: https://www.adamsontrustee.com/oas-clawback-in-canada-how-to-reduce-it/

And if a reduced retirement income is leaving you stretched thin, you're not alone. Our Licensed Insolvency Trustees help Ontario seniors find a fresh start. Call John at 519-310-JOHN (5646) for a free, confidential consultation. Day or evening, we are open late.

Worried about losing part of your OAS? Here's how the 2026 recovery tax works, plus practical ways to reduce or avoid the clawback.

06/19/2026

🍁 Canadian insolvencies have reached their highest level since 2009, and the numbers tell a story many households are feeling right now. 📈

Rising housing costs, higher borrowing expenses, vehicle payments, groceries, and growing debt are putting more pressure on Canadians than ever.

If you are relying on credit to cover essentials, only making minimum payments, or feeling like your balances are not going down, it may be time to understand your options.

A consumer proposal or bankruptcy is not about failure. It is about finding a path forward and taking steps toward financial stability.

You are not alone, and you likely have more options than you think.

Call John & Your Debt Worries Will Be Gone!
📞 519-310-JOHN

Read the full article:
https://www.adamsontrustee.com/canadian-insolvencies-hit-highest-level-since-2009/

06/10/2026

📢 Canadian consumer insolvencies have reached their highest quarterly level since 2009, a sign that many households are feeling the pressure of rising living costs, debt payments, housing costs, auto loans and everyday expenses.

If you are struggling to keep up with credit cards, loans, tax debt or collection calls, you are not alone — and you do have options. 💙

A Licensed Insolvency Trustee can help you understand solutions such as a consumer proposal, bankruptcy, or other debt relief options based on your situation. ✅

Adamson & Associates helps individuals and families across Southwestern Ontario, including London, St. Thomas, Chatham, Kitchener/Waterloo and Guelph, take the next step toward financial stability.

📞 Call John & Your Debt Worries Will Be Gone!
519-310-JOHN

https://www.adamsontrustee.com

05/31/2026

New to Canada and feeling overwhelmed by debt?

Starting over in a new country can come with unexpected financial pressure. Credit cards, car loans, tax debt, settlement costs, family obligations, or a sudden job loss can quickly become difficult to manage.

Many newcomers worry that filing a consumer proposal or bankruptcy could affect their PR status, citizenship application, or future plans in Canada. The good news is that debt relief options are available, but it is important to understand how each option works before making a decision.

For many newcomers, a consumer proposal may be worth exploring first because it can help reduce debt, stop collection calls, protect assets, and avoid the “undischarged bankrupt” restriction that may affect family sponsorship.

Every situation is different. A free, confidential conversation with a Licensed Insolvency Trustee can help you understand your options and make an informed decision.

Call John at 519-310-JOHN for a free consultation.

Read the full article:
https://www.adamsontrustee.com/bankruptcy-as-a-newcomer-to-canada/

05/29/2026

Are you a licensed professional in Ontario struggling with unmanageable debt and worried it could put your professional licence at risk?? 🏢 You aren't alone, and getting financial help shouldn't mean the end of your career.

Many professionals fear that filing for bankruptcy or a consumer proposal will automatically trigger a loss of their professional licence. But the truth is: it rarely does.

What regulators care about most is your conduct, prompt disclosure, and whether client funds are affected. Whether it's RECO's strict 5-day disclosure rule or CPA Ontario's mandatory reporting, knowing your obligations before you file is crucial.

At Adamson & Associates, we help Ontario professionals navigate their insolvency options while managing their regulator reporting requirements. Don't let the fear of losing your licence keep you frozen while the debt grows.

Read our latest blog post to learn exactly what Ontario professionals need to know before filing: https://www.adamsontrustee.com/bankruptcy-professional-licence-in-ontario/

📞 Ready for a confidential conversation? Call John at 519-310-JOHN (5646).

05/22/2026

Money never sleeps—and unfortunately, neither does debt. 🕰️

If you’re losing sleep over financial stress, waiting won't make it disappear. Ignoring money problems only gives them time to grow, with interest and late fees compounding day by day.

At Adamson & Associates Inc., your local Licensed Insolvency Trustees in Southern Ontario, we know how overwhelming it can feel. But taking control is easier than you think. You don't have to wait for business hours to start your journey toward financial relief.

Take the first step today. You can book your free, confidential consultation directly through our website 24 hours a day, 7 days a week.

Stop losing sleep. Start finding solutions.

🔗 https://www.adamsontrustee.com

05/12/2026

Thank you, Vicki, for the kind words! 🌟 We are incredibly proud of our team for providing top-notch support and making a tough process feel a little easier.

Need debt help from a team that truly cares in Ontario? Reach out for a free consultation today. Bankruptcy may not be your only option.

📞 Call 519-310-JOHN (5646)
💻 adamsontrustee.com