Adamson & Associates Inc., Licensed Insolvency Trustee

05/31/2026

New to Canada and feeling overwhelmed by debt?

Starting over in a new country can come with unexpected financial pressure. Credit cards, car loans, tax debt, settlement costs, family obligations, or a sudden job loss can quickly become difficult to manage.

Many newcomers worry that filing a consumer proposal or bankruptcy could affect their PR status, citizenship application, or future plans in Canada. The good news is that debt relief options are available, but it is important to understand how each option works before making a decision.

For many newcomers, a consumer proposal may be worth exploring first because it can help reduce debt, stop collection calls, protect assets, and avoid the “undischarged bankrupt” restriction that may affect family sponsorship.

Every situation is different. A free, confidential conversation with a Licensed Insolvency Trustee can help you understand your options and make an informed decision.

Call John at 519-310-JOHN for a free consultation.

Read the full article:
https://www.adamsontrustee.com/bankruptcy-as-a-newcomer-to-canada/

05/29/2026

Are you a licensed professional in Ontario struggling with unmanageable debt and worried it could put your professional licence at risk?? 🏢 You aren't alone, and getting financial help shouldn't mean the end of your career.

Many professionals fear that filing for bankruptcy or a consumer proposal will automatically trigger a loss of their professional licence. But the truth is: it rarely does.

What regulators care about most is your conduct, prompt disclosure, and whether client funds are affected. Whether it's RECO's strict 5-day disclosure rule or CPA Ontario's mandatory reporting, knowing your obligations before you file is crucial.

At Adamson & Associates, we help Ontario professionals navigate their insolvency options while managing their regulator reporting requirements. Don't let the fear of losing your licence keep you frozen while the debt grows.

Read our latest blog post to learn exactly what Ontario professionals need to know before filing: https://www.adamsontrustee.com/bankruptcy-professional-licence-in-ontario/

📞 Ready for a confidential conversation? Call John at 519-310-JOHN (5646).

05/22/2026

Money never sleeps—and unfortunately, neither does debt. 🕰️

If you’re losing sleep over financial stress, waiting won't make it disappear. Ignoring money problems only gives them time to grow, with interest and late fees compounding day by day.

At Adamson & Associates Inc., your local Licensed Insolvency Trustees in Southern Ontario, we know how overwhelming it can feel. But taking control is easier than you think. You don't have to wait for business hours to start your journey toward financial relief.

Take the first step today. You can book your free, confidential consultation directly through our website 24 hours a day, 7 days a week.

Stop losing sleep. Start finding solutions.

🔗 https://www.adamsontrustee.com

05/12/2026

Thank you, Vicki, for the kind words! 🌟 We are incredibly proud of our team for providing top-notch support and making a tough process feel a little easier.

Need debt help from a team that truly cares in Ontario? Reach out for a free consultation today. Bankruptcy may not be your only option.

📞 Call 519-310-JOHN (5646)
💻 adamsontrustee.com

05/08/2026

Worried that seeking debt relief means saying goodbye to your house, car or retirement savings? 🏠🚗

It is the number one concern we hear, but the good news is that you don't have to lose everything you've worked for.

Unlike bankruptcy, a consumer proposal is a structured agreement to repay a portion of what you owe. It is designed to help you find relief while keeping your hard-earned assets safe.

If you want to know exactly how the rules apply to your home equity, your vehicle, and your RRSPs here in Ontario, we have all the answers in our latest blog post.

📖 Read more: https://www.adamsontrustee.com/lose-your-house-car-or-rrsp-in-a-consumer-proposal/

Take the first step toward a fresh start. Call 519-310-JOHN (5646) and your debt worries will be gone!

Worried about losing your home, car, or RRSP in a consumer proposal in Ontario? Learn how a Licensed Insolvency Trustee helps you keep your key assets while reducing debt. Updated 2026 figures including the $8,578 Ontario vehicle exemption and current BIA rules. Free consultation available.

05/01/2026

Consumer Proposal or Credit Counselling: which one is right for you?

Both options are designed to help with debt, but they are not the same.

Credit counselling usually focuses on repaying your full debt with reduced interest. A consumer proposal, on the other hand, is a legal debt settlement filed through a Licensed Insolvency Trustee that can reduce the total amount you owe, stop interest, and provide legal protection from creditor action.

If your debt payments are no longer manageable, the right solution depends on your income, assets, total debt, and whether you are dealing with wage garnishment, lawsuits, or constant creditor pressure.

John Adamson can help you compare your options based on your actual numbers, not guesswork.

Call 519-310-JOHN (5646), day or evening, or book a free consultation today.

https://www.adamsontrustee.com/consumer-proposal-vs-credit-counselling-ontario/

04/27/2026

Are you tired of your hard-earned money disappearing before the month is over?

It’s time to get more money in your pockets at the end of each month.

If all of your money is going towards interest and credit card / debt payments, you aren’t alone, but it doesn't have to stay that way. Talk to John Adamson at Adamson & Associates and get more money in your pockets at the end of each month. Let us help you find your path to financial freedom.

Call 519-310-JOHN and your debt worries will be gone!
https://www.adamsontrustee.com/

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04/09/2026

Falling behind on car payments? Don’t wait until repossession is at your door.

Missing vehicle payments can affect more than just your transportation. Depending on your situation, you could still owe money after the vehicle is gone, and your credit may take a serious hit.

Our article explains how vehicle repossession works in Canada, what a deficiency balance is, and why it’s important to get advice early if debt is becoming unmanageable.

Read more here:
https://www.adamsontrustee.com/what-is-vehicle-repossession-and-how-will-it-affect-my-finances/

If you’re feeling overwhelmed by debt, Adamson & Associates can help you understand your options in a free consultation.

Concerned about vehicle repossession? Find out how car or truck repossession works, the difference between involuntary vs voluntary repossession (or voluntary surrender), & the repossession laws and process in Canada. To avoid seeing your vehicle end up in the repo depot, speak to an LIT & know your...

03/31/2026

Debt problems rarely get better by waiting.

If you are having trouble keeping up with payments or covering basic living expenses, now is the time to get trusted advice. A Licensed Insolvency Trustee can help you understand your options and take the first step toward debt relief for free.

John Adamson offers free initial consultations so you can get clear answers and a plan. Don't wait any longer.

Call today or book online:
☎️ 519-310-5646
https://www.adamsontrustee.com/

03/27/2026

🍁 More Canadians may soon have access to a consumer proposal.

A proposed change in Canada would increase the debt limit for consumer proposals from $250,000 to $325,000, helping more individuals and families explore debt relief options without having to file bankruptcy.

If you are feeling overwhelmed by debt, it is important to understand your options and get advice from a Licensed Insolvency Trustee.

Read more here:
https://www.adamsontrustee.com/new-consumer-proposal-limits/

We work with individuals and families every day who are navigating financial stress and looking for real, practical solutions. One of the most significant proposed changes in 2026 is the new threshold for consumer proposals, increasing from $250,000 to $325,000. This shift reflects the reality of ri...