Salvatore Forte - Axis Mortgage Inc.

09/04/2026

The new Fortemortgages.ca is LIVE!

I’ve completely rebuilt my website to make getting mortgage information easier — without all the confusing mortgage jargon.

Whether you’re:

🏡 Buying a home
🔄 Renewing your mortgage
💰 Refinancing or accessing home equity
📉 Dealing with credit challenges
🏦 Looking at B-lender or private mortgage options
👴 Considering a reverse mortgage

There’s now a ton of information available to help you understand your options.

And if you still have questions, you know what to do…

📞 You Better Call Sal! 😎

👉 ForteMortgages.ca

Sal Forte | Mortgage Planner
Axis Mortgage Inc.

Mortgage planning for purchases, renewals, refinancing and home equity solutions across Alberta. Work with Salvatore Forte at Axis Mortgage Inc.

09/03/2026

Bank of Canada holds at 2.25%.

No change this time — but that doesn’t mean you should ignore your mortgage.

Whether you’re:
🏠 Buying a home
🔄 Coming up for renewal
💰 Refinancing or accessing equity
📉 Looking for a better mortgage option

Now is a great time to review your situation and make sure your mortgage is still working for you.

I help clients throughout Alberta find mortgage solutions that fit their needs.

You Better Call Sal! 📞

Salvatore Forte
Mortgage Planner | Axis Mortgage Inc.
🌐 fortemortgages.ca

MortgageRefinance Lethbridge Calgary Edmonton YouBetterCallSal

09/03/2026

BANK OF CANADA HOLDS AT 2.25%

The Bank of Canada has decided to hold its key interest rate at 2.25%.

What does that mean for you? If you’re:

Thinking about buying a home?
Coming up for mortgage renewal?
Considering refinancing or accessing equity?
Wondering if you could get a better mortgage option?

Now is a great time to review your mortgage and make sure it still fits your plans.

Every situation is different — and sometimes the best move isn’t waiting for rates to change.

You Better Call Sal! 📞

Salvatore Forte
Mortgage Planner | Axis Mortgage Inc.
Lethbridge | Serving clients across Alberta
fortemortgages.ca

08/29/2026

When it comes to mortgages, I don’t duck around.

Whether you’re buying a home, renewing, refinancing, looking to access your equity, or your bank has said no — there may be more options than you think.

I’ll help you understand the numbers, compare your options, and find a mortgage solution that actually makes sense for you.

🏠 Purchases
🔄 Renewals
💰 Refinancing & Equity Takeout
🔑 HELOCs
🛡️ B-Lender & Private Options
👨‍👩‍👧 First-Time Buyers

Better rates. Better advice. Better Call Sal.

📞 403-635-8265
🌐 ForteMortgages.ca

Salvatore Forte | Mortgage Planner
Axis Mortgage Inc.

08/27/2026

Don't let the down payment fool you! When buying a home in Alberta, many first-time buyers forget to budget for closing costs. You need to budget about 1.5% to 4% of your loan amount for out-of-pocket fees due at signing. Here are 5 hidden closing costs Alberta buyers need to prepare for: Land Titles Registration Fees: Alberta charges a transfer and mortgage registration fee based on your property’s value. Legal Fees: A real estate lawyer is mandatory in Alberta to change the title and handle the paperwork. Home Inspection: Uncovers costly structural or mechanical issues before you sign. Appraisal Fee: Your lender usually requires this to confirm the home's true market value. Property Tax Adjustments: You may have to reimburse the seller if they already paid the year's property taxes upfront. Knowledge is power! Knowing these numbers ahead of time means zero surprises on closing day.

08/11/2026

Turned down by your bank? Don't give up on your homeownership dreams just yet! Mortgage lending isn't one-size-fits-all. Here is how different lenders look at your application:

A LENDER — Banks & Prime LendersTypically looking for:

Strong credit history
Stable, verifiable income
Good debt-to-income ratios
Strong down payment/equity

B LENDER — Alternative LendersA great option when you don’t quite fit prime guidelines:

Fair or damaged credit considered
Flexible options for self-employed income
Higher debt levels may be workable
Focus is still on verified income & equity

PRIVATE LENDER — Equity-Based FinancingPrivate lenders focus heavily on the property itself:

Sufficient equity in the home
Strong property value and location.
Clear exit strategy to pay out the mortgage.
Credit and income are secondary priorities

The Bottom Line:Just because a bank says no doesn’t mean you can’t get a mortgage.Every financial situation is unique. Let's look at your options together to find the right fit for your goals.

Sal Forte | Mortgage Planner
Axis Mortgage Inc
403-635-8265



Mortgage financing is subject to lender approval and applicable qualifications.