Cindy Bendixen, Mortgage Broker

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Canada
Langley, BC
Cindy Bendixen, Mortgage Broker

I have been finding the right Mortgage for my clients for over 20 years, and would love to help your find the Mortgage that is perfect for you!

01/28/2026

The Bank of Canada has kept its key interest rate at 2.25%.

Fixed rates remain unchanged, and variable rates and lines of credit are not affected by the Bank of Canada’s decision.

This tells us the economy is still finding its balance, so the Bank is choosing stability over change for now.

Even when rates hold steady, it’s a great time to review your mortgage strategy and make sure it still fits your goals.

📅 The next Bank of Canada announcement is March 18.
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12/10/2025

This morning’s update is in: the Bank of Canada is keeping its rate at 2.25%.

Only those with variable mortgages or home equity lines of credit are affected by these decisions, and today’s news means everything stays the same for now.
If you want to talk through your mortgage options or review your plan, I’m here to help.

Next Bank of Canada announcement: January 28, 2026.

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10/29/2025

Good news for homeowners! 🙌

The Bank of Canada has lowered its key rate to 2.25%, bringing some relief to variable-rate mortgage holders.
This move comes as inflation continues to ease, a positive sign for the economy and borrowers alike.
Remember, fixed rates don’t move with the Bank of Canada rate, they’re influenced by bond yields instead.
✨ Want to know how this change could affect you? Let’s chat about your options.
[email protected]
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09/17/2025

Big News from the Bank of Canada! 📉
This morning, the Bank of Canada lowered its overnight rate target by 25 basis points to 2.50%. 💰
So, what does this mean for you?
👉 If you have a variable-rate mortgage or a line of credit, you could see lower interest rates — which may mean reduced monthly payments. A welcome break for many Canadian households.
🗓️ The next rate announcement is scheduled for October 29, 2025.

Let’s stay ahead of the curve — message me with your mortgage questions anytime!

07/30/2025

Bank of Canada holds rate at 2.75%

The Bank of Canada has announced that it is maintaining its key interest rate at 2.75%.

What does this mean for you?

Fixed-rate mortgage holders: Your mortgage rate remains unchanged, providing stability in your payments.
Variable-rate mortgage or line of credit holders: Your payments may not change immediately, but it's important to stay informed about future rate decisions, as they can impact your interest costs.
If you're uncertain about how this rate decision affects your mortgage or financial plans, feel free to reach out. I'm here to provide clarity and assist you in making informed decisions.

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04/04/2025

Planning to buy a home? 🏡 A good credit score is crucial not only for mortgage approval but also for unlocking better interest rates. 📊

Here are 4 tips to build and maintain a healthy credit score:
1️⃣ Use your credit regularly
2️⃣ Pay your bills on time
3️⃣ Avoid maxing out your credit cards
4️⃣ Have a mix of different credit accounts

04/01/2025

By leveraging your home, you can unlock opportunities for financial growth. Whether it’s through increasing property value, using your home equity for investments, or refinancing to secure better terms, your home can be a stepping stone to long-term wealth. 💰

Reach out to talk about how you can make your home work for you and start building your financial future today. 📈

03/27/2025

Traditionally, Spring is one of the busiest seasons in real estate! Thinking about buying or refinancing? Reach out to make sure you're mortgage-ready before the rush!

03/25/2025

To best meet your needs, I have a wide array of products to choose from – banks, private sources, independent lenders, etc. Whether you are looking to explore your options or get a second opinion, the lending options available from broker channel could save you thousands! Reach out today to learn more.

03/20/2025

Renewing your mortgage isn’t just a routine step—it’s a chance to lock in a better rate, adjust your payments, or tap into home equity! Reach out to review your options and make your mortgage work for you.

03/18/2025

Your credit score plays a big role in your mortgage approval. 🌟 If you’re planning to buy or refinance this year, now’s the time to tidy up your credit! Need tips? Send me a message. I am armed with information and ready to help.

03/14/2025

❌ Myth: You need a perfect credit score to get a mortgage
✅ Fact: Many lenders offer solutions for different credit situations! Don't let myths hold you back—reach out to explore your options.

Address

Langley, BC
V1M4G5

Telephone

+6046499388

Website

http://www.mortgagewithcindy.ca/

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