Arshpal Singh, RBC Mortgage Specialist

12/23/2025

Online tools like Houseful make browsing listings easy, but sifting through hundreds of homes can make the process feel overwhelming. Learn how to take advantage of tools like filters and email alerts to focus your search and ensure you never miss a home that could be the one for you.

Like many tasks these days, much of your home search can be done more efficiently online. There are multiple real estate websites that allow you to filter through hundreds of homes within minutes and from the comfort of your couch. So if finding your next home feels overwhelming, then using homebuyi...

12/16/2025

With so much at stake, buying a home is a decision you want to make with confidence. No one wants a home they love to become a source of financial or emotional stress. Read our guide covering all the key factors to know if a house is a good investment for you.

With so much at stake, buying a home, especially your first one, is a decision you want to make with confidence. By considering all the key factors, including your own financial readiness, your future plans, the market and the property itself, you will know if a house is a good investment. Your pers...

12/09/2025

Buying a home in winter: Did you know the real estate market is quieter during winter? Cold weather and holiday-season distractions keep many people on the sidelines until the spring, but there are opportunities for determined buyers. Learn how to take advantage and find the right home for you.

If you’re buying a home in winter, you may have noticed that there is less market activity, likely due to weather conditions, limited daylight and holiday-season distractions. However, by knowing the advantages, disadvantages and factors to consider, you can make sure you find the right home for y...

12/02/2025

Your personal goals, financial situation and where you want to live can help determine whether it makes more financial sense for you to rent or buy. This article provides key factors to think through as you plan for your future.

Home ownership has long been recognized as one of the pillars of a successful adulthood. However, with market conditions as they are, you may be wondering whether it’s better to continue rent vs own a home. And the answer is not one-size-fits-all. By knowing the factors to consider, you can take y...

11/25/2025

Sometimes the difference between a good home and a great home is a little TLC. But taking on the responsibility of making updates isn’t for everyone. Read on to decide whether a fixer upper or a move-in ready home is right for you.

If you’re looking for an affordable home, buying a fixer-upper can be a smart way to save money. But it can also be a money pit if you don’t know what to look for. Here’s how to determine whether a fixer-upper or move-in ready home is right for you. What is a fixer-upper? A fixer-upper is any

11/21/2025

11/18/2025

Knowing when a house was built can help you to anticipate future repairs or renovations, but that information won’t always appear in the listing. Our guide provides pointers for determining a home’s age when it isn’t readily available.

Knowing how to find out when a house was built can be a useful piece of intel for homebuyers and owners. Not only does the construction date provide a historical and stylistic context of the home, but from a practical perspective it can also help you to anticipate maintenance requirements and repair...

11/11/2025

The 11 most overvalued home features: “New and shiny” features in a listing may look great on the surface, but they also add to the asking price. Learn how to spot some of the biggest culprits and decide for yourself if they’re worth the added cost.

If you’re searching for your next home, you’ve likely started narrowing in on the home features you care about most. However, before you commit to your non-negotiables, make sure you know which features could be adding zeros to the price, but zero benefit to your potential future in the home. Th...

11/04/2025

It’s easy to get distracted during a home tour, which is why it helps to go in prepared. Use our checklist to keep your priorities in line and make sure you’re getting an accurate impression of any property you visit.

These days many of us are looking for potential properties online, so the first impression of a new home happens before you even step inside. You might have a good feeling about a property before you go to see it, especially if the listing has beautifully staged photos, a lovely view, or a new

10/28/2025

Your homebuying journey doesn’t end when a seller accepts your offer. Understand what it takes to seal the deal, including expected costs and typical timelines.

Closing on a house is the exciting final stretch of your homebuying journey, but there are still a few steps to complete before the deal is done. Understanding the home closing process, including the time and money involved, will allow you to anticipate what’s next and plan ahead before you finall...

10/21/2025

What does condition mean when buying a house? Conditions, also known as contingencies, outline the terms of your offer to a seller. Learn more about common conditions and what it means when an offer is conditional.

If you’re buying a home and are about to enter the negotiation period, your real estate agent may have helped you to pull together a purchase agreement, which includes the terms of your offer. In the homebuying process, these are referred to as “conditions” and they can be used to define the s...

10/15/2025

Latest Update: On September 17, 2025, the Bank of Canada announced that it is cutting its policy rate to 2.5%

The Bank of Canada announcement: interest rates are holding steady.