Kelly Musters - IG Wealth Management

Kelly Musters - IG Wealth Management Senior Consultant, IG Wealth Management Inc., Mutual Fund Division Financial success is built through strategy, discipline, and trusted advice.

As an IG Wealth Financial Consultant, serving Huntsville and the broader Muskoka region, I partner with individuals, families, and business owners to create clarity, confidence, and long-term financial success. With extensive experience in investing, holistic financial planning, estate planning, insurance advisory, and risk management, I help clients make informed decisions that align with their p

ersonal and financial goals. Trusted for my integrity, thoughtful guidance, and commitment to client-centric advice, I take a comprehensive approach to planning, integrating investment strategy, tax considerations, protection planning, and legacy preservation to support every stage of life. After more than 15 years in financial services, my philosophy is simple: lead with planning, act with integrity, and stay accountable over time. My approach is built on active listening, transparent communication, and solutions tailored to each client’s unique circumstances. I work with a diverse range of clients: from those just beginning their financial journey, to established professionals and entrepreneurs seeking to optimize and protect what they’ve built. My goal is to empower you with financial understanding, equip you to pursue your priorities with confidence, and be a dependable resource you can rely on through life’s transitions. Whether you’re focused on wealth building, planning for retirement, protecting your family’s future, or establishing a legacy, my priority is helping you navigate complexity with clarity and purpose.

07/22/2026

⚖️ Separation impacts more than relationships—it affects assets, estates, and long-term financial security.

Examine how smarter wealth and estate decisions can create greater stability after separation on the She & Success Podcast, as host Kripa Anand sits down with Christine Van Cauwenberghe, KC, Head of Financial Planning at IG Wealth Management.

▶️ Watch the full podcast here: https://www.youtube.com/watch?v=ZKkvcaDbX7Q

Deep dive topics:

💼 Approaching separation with a clear financial strategy

🏠 Managing property division and late-life financial pressure

📄 Updating wills and estate documents without delay

07/15/2026

There’s something special about watching an entire town show up for each other, and this weekend’s Dockfest was exactly that. 🛁💙

We piloted a bathtub in the race (yes, a bathtub!) and honestly, that’s the perfect metaphor for the day. A little ridiculous, a lot of fun, and only possible because people were willing to jump in together. Watching the docks fill up with neighbours, families, kids cheering from the shoreline, local businesses cheering each other on, truly showcased Huntsville at its best. This is what community actually looks like when it’s not just a word on a brochure.

And at the heart of it all, a reason bigger than any of us: supporting the Huntsville Hospital Foundation. Knowing that all the laughter, the splashing, the friendly competition on the water was in service of something that touches every single family in this town. That’s what made the day mean something.

None of this happens without an incredible amount of work behind the scenes, and it deserves to be said out loud. To the Huntsville Rotary Club, thank you isn’t a big enough word. Year after year, you pour your time, energy, and heart into pulling this event together, and the entire community is better for it. What you do doesn’t just raise funds, it builds the kind of town people are proud to call home.

To the Huntsville Lake of Bays Chamber of Commerce: thank you for showing up, rallying local businesses, and reminding all of us that when we support each other, everyone rises.

And to every volunteer, sponsor, and family who showed up on that dock, you’re the reason this event felt like a celebration and not just a fundraiser.

I’m proud to live and do business in a community that shows up like this. Already looking forward to next year (and yes, the bathtub is coming back). 🌊

ShopLocalMuskoka

63% of Canadian women worry about outliving their money.If that statistic resonates with you, you’re not alone.Many succ...
06/16/2026

63% of Canadian women worry about outliving their money.
If that statistic resonates with you, you’re not alone.

Many successful women, professionals, business owners, and retirees, find themselves quietly asking:
“Will I actually be okay?”

The reality is, women often face unique retirement planning challenges:
longer life expectancy, career pauses, and evolving financial responsibilities.

But here’s what makes the difference:
Women with a clear financial plan feel more confident, more in control, and significantly less anxious about the future.

Not because everything is perfect,
but because they finally have clarity.

A thoughtful financial plan can help you:
• Understand how long your wealth can last
• Create reliable, tax-efficient retirement income
• Protect what you’ve built
• Align your money with the life you truly want to live

You don’t have to figure this out alone, and you don’t need all the answers to begin.

Clarity on your future starts with one conversation.

If this speaks to where you are today, I’m always here for a conversation. No pressure, just thoughtful guidance.

Yesterday we walked with purpose. 💙 So proud to represent IG Wealth Management at the Walk for Alzheimer’s. We were surr...
05/31/2026

Yesterday we walked with purpose. 💙 So proud to represent IG Wealth Management at the Walk for Alzheimer’s. We were surrounded by amazing people, beautiful weather, and a cause worth every step.

05/31/2026

Incredibly grateful for the opportunity to speak at a business succession planning seminar last week in collaboration with the Huntsville Lake of Bays Chamber of Commerce and the Community Lab at the Huntsville Public Library.
The energy in the room was something special. This group came prepared, asking sharp questions and diving deep into the conversation. That’s exactly the kind of open dialogue that turns a seminar into a real learning experience. 💡
Here’s a stat that puts it all into perspective:
📊 60–80% of a small business owner’s net worth is tied up in their business - this is true for many business owners across Canada.
That means your exit strategy isn’t just a business decision. It’s one of the most important financial decisions of your life. Your succession plan is what stands between you and the retirement income you need to maintain the lifestyle you’ve worked so hard to build.
The biggest takeaway? Start early. ⏳
Succession planning isn’t a one-dimensional exercise. It requires an integrated approach. One that looks at every aspect of your financial health and ensures your business planning is working in support of your long-term personal goals. The two are inseparable.
Thank you to the Huntsville Lake of Bays Chamber of Commerce and the Community Lab at the Huntsville Public Library for making this happen. Proud to bring this conversation to our local business community.

Most people are doing the “right” things when it comes to retirement.Saving consistently. Investing regularly. Staying d...
05/23/2026

Most people are doing the “right” things when it comes to retirement.
Saving consistently. Investing regularly. Staying disciplined.

But what’s often missing isn’t effort, it’s clarity.

A retirement plan isn’t just about what you’ve accumulated.
It’s about how everything connects: your lifestyle, your timeline, and how your income will support the life you want to live.

And for many professionals and business owners, that’s where the gap is.
There’s progress, but not always a clear picture of what it’s all for.

The shift doesn’t come from simply saving more.
It comes from stepping back and planning with intention.

If this resonated with you, it may be the right time to take a closer look at your overall plan. I’m always happy to have a thoughtful conversation.





Real conversations. Real impact. 💬✨When women come together to talk openly about money, confidence grows and clarity fol...
05/19/2026

Real conversations. Real impact. 💬✨

When women come together to talk openly about money, confidence grows and clarity follows. These words are exactly why Speaking of Money exists, to make finances feel approachable, empowering, and actionable.

⏳ We’re just 48 hours away from our premier event. Don’t miss your chance to be part of this powerful evening.

📍 Canvas Brewery | Huntsville
📅 Thursday, May 21
🎟️ Secure your spot now. Link in bio

Let’s start talking about money, together.

InvestInYourself WomenSupportingWomen

You’re capable. You’re smart.So why does money still feel so hard to talk about?If you’ve ever thought:“I should probabl...
05/18/2026

You’re capable. You’re smart.
So why does money still feel so hard to talk about?

If you’ve ever thought:
“I should probably get more organized…”
or
“I know I need to understand this better…”
…but keep putting it off, you’re not alone.

That’s exactly why we created Speaking of Money a financial event for women taking place in Huntsville, designed to make money feel simpler, clearer, and less overwhelming.

This isn’t a lecture.
This isn’t about having everything figured out.

It’s a space for real conversations about money, without judgment, pressure, or expectations.

✨ You’ll leave with:
• A clear strategy to understand where your money is going
• Confidence to make decisions without second guessing
• A simple system to stay on track moving forward

📍 Canvas Brewing Co., Huntsville
📅 Thursday, May 21
🕕 Doors open at 6PM
🎟 $35 per person, with net proceeds supporting YWCA Muskoka

If this is something you’ve been meaning to do for yourself… this is your moment.

👉 Grab your seat here: www.zeffy.com/en-CA/ticketing/speaking-of-money

Bring a friend, or come on your own. Either way, you’ll be glad you did.


At some point, every business owner faces a defining question:Do I sell my business, or transition it to the next genera...
05/15/2026

At some point, every business owner faces a defining question:

Do I sell my business, or transition it to the next generation?

On the surface, it may seem like a simple decision. However, in reality, it’s anything but.

What I see consistently is that many owners focus on the transaction: the sale price, the timing, the buyer, but far fewer take the time to work through the full financial and personal implications of the transition itself.

A few considerations that are often underestimated or overlooked:

Valuation: Do you have a clear, objective understanding of what your business is worth today, and how that value could change under different circumstances?
After-tax outcomes: The amount you ultimately retain can differ significantly from the headline number, depending on structure, debt, and tax exposure
Family transitions: Passing a business on introduces complexity around readiness, financing, and family dynamics that require careful planning
Retirement alignment: Will the outcome of this transition truly support the lifestyle and long-term financial security you envision?
Ultimately, this is not just a financial decision.

It’s a strategic transition that impacts your legacy, your family, and the value you’ve spent years, often decades, building.

The strongest outcomes I see are never rushed.

They are the result of early conversations, thoughtful structuring, and alignment across financial, tax, and personal priorities.

If this is something you’ve started to think about, even if it feels a few years away, I’ll be speaking on exactly this topic later this month at the Huntsville Public Library:

👉 https://events.huntsville.ca/librarycalendar/Detail/2026-05-28-1130-Business-Succession-Planning-Understanding-the-Pro

It’s designed to help business owners better understand what to consider before, during, and after a transition is underway.

And as always, I’m happy to connect for a thoughtful, no-pressure conversation if you’d prefer to explore your situation one-on-one.

For information only. Not intended as financial, legal, or tax advice.





The countdown is on ✨ Join us Thursday, May 21 at Canvas Brewery Co. for an evening that’s equal parts empowering and in...
05/14/2026

The countdown is on ✨ Join us Thursday, May 21 at Canvas Brewery Co. for an evening that’s equal parts empowering and inspiring. Speaking of Money is your space to become more financially confident alongside an incredible community of women. Doors open at 6PM. Grab your ticket before they’re gone! 🔗 www.speakingofmoney.ca

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4-68 West Road
Huntsville, ON
P1H1L8

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