Brandon Cruz DLC Mortgage Agent

04/19/2022

Saving for a downpayment can be easier than you think when you have a plan

🏡 Talk to a mortgage agent to determine what you can afford and set a goal
🏡Once you set that goal, establish a timeframe and create a savings plan - one that is flexible and works for you

04/17/2022

Here are some reasons to consider refinancing your home:

⇒ It can lower your monthly payments and interest
⇒ It can help you pay off your mortgage faster
⇒ If you use your home equity, you can consider doing some renovations, pay off high interest credit cards, or help you pay your child’s tuition

To learn more about refinancing shoot me a message🏡

04/08/2022

Nowadays, understanding the home buying process is more important than ever.
Here are some questions every homebuyer should be asking:

-What is your credit score?
This is key to getting approved at a competitive interest rate.

-What kind of house are you looking for before getting pre-approved?
You don’t want to buy a house you can’t really afford. Keep in mind the monthly payments you need to make.

-Have I talked to a mortgage agent to find out about rates, lender fees and mortgage terms?
Talking to a mortgage agent ensures that you’re getting the best advice and best rates.

Contact me to help you through the home buying process.

03/28/2022

There’s no better time than now to get into the housing market, and I can help you! Together we can find you the best interest rates and get you approved for the highest amount, if you want to take the first step just call/message me. 🏠

03/24/2022

Have you been thinking about buying your first home?
Getting a pre-approval should be the first item on your list, this way you will know the type of home you can afford and you’re one step closer to owning it!
Contact me today to get started.

03/20/2022

A credit report is a snapshot of your financial history. Lenders use this to decide if they will lend you money, what interest rates they will offer you, and to determine whether you continue to meet the terms of an existing credit account.

Still have questions? I have answers, shoot me a message.

03/19/2022

Invest in yourself first. Make 2022 the year that you accomplish your goals and make the best decisions for your future.

If you’re looking for some advice, I’m here for you. Call or text me to chat.

03/18/2022

The best time to get into the housing market was yesterday, but the next best is today!
Take the first step and contact me, we’ll figure out the best options for you.

03/16/2022

Here’s a few common questions: Fixed or variable mortgage? Is it important to get pre-approved? How much of a down payment do we need? Are there any first-time home buyer incentives?

When it comes to securing your mortgage there are a lot of questions. That’s where your mortgage argent comes in. I will help you through the process, present you with all the options available and help you get the best interest rate.

03/15/2022

Looking for a way to support families in Ukraine? Check out this T-Shirt fundraiser run by Aylmer Police Officer Steve Long in Brantford. All proceeds go to the families of the staff he worked with on a 1 year peacekeeping mission in Ukraine 🇺🇦 Check out this article for more information!

A Brantford man says he is selling T-shirts to help Ukrainians who helped him.

03/15/2022

What’s something you’re looking forward to this year?

If you feel ready to take the first step towards a mortgage and you don’t know where to start, send me a message and I’ll answer any questions you have. If you’d like to find out if your current mortgage is the best deal for you, reach out and let me explore your options.

03/14/2022

It’s amazing what you’re capable of, even if you don’t know it yet!
Let’s discuss your goals and make a plan together to accomplish them. Trying is easier when you have the best team supporting you.