Taylor LeBlanc, CPA - Investment Advisor

08/18/2025

Financial self-sabotage can be subtle, especially for women who are used to putting others first. They often juggle multiple priorities—family, career, and community—which can sometimes lead to putting personal financial goals last.

Continue reading on HerMoney: https://bit.ly/4oG2Yt7

If you’d like to explore how to avoid common pitfalls and build a more resilient financial plan, I’m here to help.

When you think of “financial self-sabotage” your mind may go to impulse spending on clothes, taking on too much credit card debt, or even keeping too much

08/14/2025

With tax advantages and flexible investment options, the First Home Savings Account (FHSA) is a great way to take a step closer to owning our first home.

Want to learn more about how the FHSA could fit into your financial plan? Let’s connect for a personalized discussion.

08/13/2025

With tuition and living costs on the rise, every dollar counts when saving for education. A well-funded RESP can provide government grants and tax-efficient growth, helping your child or grandchild pursue their goals.

Have questions about how an RESP could fit into your investment strategy? Reach out to me today.

Read more on CIBC:

Resident tax expert Jamie Golombek shares how to use government grants, investment income and withdrawal strategies to grow kids’ RESPs.

08/12/2025

Volatility is an inherent part of investing, but how we manage it can make all the difference in achieving long-term financial objectives.

Insights from CIBC Asset Management’s latest Expert Access video highlight the “low volatility effect”—a strategy that aims to minimize a portfolio’s sensitivity to market fluctuations.

Is this strategy right for you? That depends on your wealth goals.

Reach out to me today to discuss how this focusing on low volatility might fit into your investment strategy.

08/11/2025

Did you know 60% of Canadians wish they had a stronger sense of financial literacy? For many families, working with an advisor can make money conversations easier and more productive—whether it’s teaching children about saving, planning for education, or navigating wealth transfer.

If you’re looking to bring your family together for a financial conversation, I’m here to help.

Continue reading on CIBC:

When everyone understands more about money, planning as a family gets easier. Here’s how advice can help.

07/25/2025

As women are set to inherit large amounts of wealth in the coming years, the wealth management industry will have to adapt to accommodate this growing cohort's investing habits.

Continue reading:

UHNW Women: Over the coming decade, women are expected to inherit and control a record share of global wealth.

07/22/2025

Tariffs and economic uncertainty continue to weigh on household and business sentiment. This has impacted spending, investing and economic activity in the second quarter. However, the Bank of Canada's Business Outlook Survey shows that businesses are hopeful the Canadian economy can avoid a major recession.

Canadian business outlook worsened in Q2 The Bank of Canada (BoC) released its Business Outlook Survey yesterday, which showed that business sentiment has fallen again in 2025 due to the threat of higher tariffs from the US. Over the last two weeks, the US announced higher tariffs coming on August 1

07/18/2025

2025 has brought significant challenges for the US dollar. Despite its historical strength, fiscal pressures, policy uncertainty, and trade tariffs are driving depreciation. The Canadian dollar, on the other hand, is positioned for potential appreciation.

In this evolving landscape, adjusting hedge ratios and diversifying portfolios are key strategies for investors.

Learn more: https://bit.ly/4m2WxOK

2025 has brought significant challenges for the US dollar. Despite its historical strength, fiscal pressures, policy uncertainty, and trade tariffs are driving depreciation. The Canadian dollar, on the other hand, is positioned for potential appreciation. In this evolving landscape, adjusting hedge....

07/17/2025

Do you have a mortgage and mortgage insurance? If so, you may want to take a closer look at what you are actually paying for and get an understanding of the other options available to you, such as personal insurance.

Mortgage insurance:
- Insurance coverage shrinks as your mortgage drops. Premiums don't drop.
- Post-claim underwriting – your eligibility is checked after you die.
- Payout goes to the bank, not your family.

Personal insurance:
- Insurance coverage stays level.
- Pre-claim underwriting – you know you are covered from day 1.
- You choose the beneficiary.
- Flexibility for your beneficiary – pay off debt, replace income, fund education.
- Often convertible to permanent insurance later.

If you’d like a review of your current insurance coverage, send me a message.

07/15/2025

When it comes to estate planning, understanding your options today can help you protect your property, your family and your peace of mind. Read more on CIBC.com: https://bit.ly/4lD9vmA

If you need help preserving your family's with an estate plan, we can help: https://bit.ly/3UbySj1

Understanding your options today can help you protect your property, your family and your peace of mind.

07/14/2025

Markets have been anything but predictable in 2025. Things like tariffs, inflation, and interest rate uncertainty have all contributed to market volatility this year. In times like these it's important to keep your long-term investing goals in mind.

If you have more questions on how to navigate volatile markets, I'm here to help.

Read more on CIBC.com:

In a volatile market, a well-diversified, long-term portfolio may be your best asset.

07/10/2025

CIBC’s Tax and Estate Planning team has released a new report: Death of a Shareholder. This report reviews the tax consequences of owning private company shares upon death, as well as steps that can be taken both before death, and post-mortem, to reduce potential double taxation.

You can find the report via this URL: cibc.com/content/dam/personal_banking/advice_centre/tax-savings/death-shareholder-en.pdf

I would be happy to review your estate plan with you and identify potential steps that can be taken to reduce this double taxation issue.