J&M Mortgage Group

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Embrun, ON
J&M Mortgage Group

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from J&M Mortgage Group, Mortgage brokers, 901 Notre-Dame Street, Embrun, ON.

02/10/2026

🚨 VALENTINE’S DAY GIVEAWAY WINNER 🚨

The winner has been drawn — congratulations to Chloé Martin ! 🎉💐 Please send us a DM to claim your prize!

You’ve won:
✨ 2 Nordik Spa passes (from the Fournier RE Group, Royal Lepage Performance)
✨ $200 Nordik gift card value (from the J&M Mortgage Group)

Thank you to everyone who entered and helped make this giveaway so much fun. We loved seeing all the comments and excitement! 💙

More giveaways and contests coming soon… 👀
👉 Tell us in the comments what you’d like to see next!

02/04/2026

💥 FINANCED BY J&M MORTGAGE GROUP 💥

Our clients wanted to buy a cottage with friends on the Québec side — but without the complexity of sharing a mortgage or joint financing. By refinancing their primary home at a great rate, they were able to unlock their equity and purchase their second home cash.

Refinancing isn’t just about lowering your rate. It can be a powerful tool for many scenarios:
• Accessing equity for lifestyle goals
• Consolidating debt
• Renovations
• Creating financial flexibility

If you’re wondering whether you have access to your home’s equity — and what possibilities it could open up — let’s have a conversation. Every situation is different, and the right strategy can make a big difference. ☝

DM us or give us a call today to learn more:
📱Jade: 613-220-9801
📱Mélina: 613-897-6354

01/28/2026

🚨 ANNONCE DU TAUX DIRECTEUR — BANQUE DU CANADA 🚨

Aujourd’hui, la Banque du Canada a maintenu son taux directeur à 2,25 %, une décision largement anticipée par les économistes et les marchés.

💡 Ce que cela signifie pour vous :
✔️ Une stabilité des coûts d’emprunt pour le moment
✔️ Un maintien de l’attention sur l’inflation et les conditions économiques
✔️ Toujours un bon moment pour revoir votre stratégie hypothécaire

Que vous soyez acheteur, en renouvellement ou en refinancement, l’équipe de J&M Mortgage Group est là pour vous aider à comprendre vos options et à prendre des décisions éclairées.

👉 Écrivez-nous par message privé ou appelez-nous pour en discuter !

Jade: 613-220-9801
Mélina: 613-897-6354

**

🚨 BANK OF CANADA RATE ANNOUNCEMENT 🚨

Today, the Bank of Canada held its key interest rate at 2.25 %, a decision that was widely expected by economists and markets.

💡 What this means for you:
✔️ Stability in borrowing costs for now
✔️ Continued focus on inflation and economic conditions
✔️ Still a great time to review your mortgage strategy

Whether you're buying, renewing, or refinancing, our team at J&M Mortgage Group is here to help you understand your options and make informed decisions.

👉 DM us or call to chat!

Jade: 613-220-9801
Mélina: 613-897-6354

01/19/2026

This is why we do what we do 💛

Huge thank you to this client for the kind words after working with Mélina. Our goal is always the same: clear advice, real support, and a process that feels calm—not confusing.

If you’re buying, renewing, or refinancing and want a human approach, we’ve got you.

Give us a call:
📱 Mélina: 613-897-6354
📱Jade: 613-220-9801

01/14/2026

💘 VALENTINE’S DAY GIVEAWAY 💘

The J&M Mortgage Group and are teaming up to spoil one lucky winner! ❤

WIN:
✔️ 2 Nordik spa passes (courtesy of the Fournier Real Estate Group)
✔️ $200 in Nordik gift card value (courtesy of the J&M Mortgage Group)

To enter :
✅ Follow J&M Mortgage Group on Facebook + Instagram
✅ Follow Fournier Real Estate Group on Facebook + Instagram
✅ Share this post to your story
✅ Comment who you’re bringing 💕

Winner announced: February 9th!

Good luck! 😉

12/10/2025

🚨 BANK OF CANADA RATE ANNOUNCEMENT 🚨

The Bank of Canada held its overnight policy rate at 2.25% today.

Here’s what this means for you:

➡️ Variable-rate mortgages and lines of credit remain unchanged.
With no movement in the policy rate, your payments stay the same.

➡️ Inflation continues to move closer to the Bank’s 2% target.
This progress was a key factor in today’s decision to hold the rate.

➡️ Stable rate = stable planning environment.
A hold supports short-term predictability for buyers, homeowners, and anyone considering a renewal or refinance.

At J&M Mortgage Group, we’re here to help you understand how today’s decision fits into your mortgage strategy, your affordability, and your long-term plans.

11/26/2025

Avant de faire une demande hypothécaire… lisez ceci 👇

✔️ Vérifiez votre crédit
✔️ Accumulez votre mise de fonds
✔️ Maintenez un revenu stable
✔️ Évitez les gros achats
✔️ Connaissez votre budget

De petites étapes maintenant = une approbation plus simple plus t**d.
Si vous avez besoin d’accompagnement, J&M Mortgage Group est là pour vous!

✨ Écrivez-nous si vous souhaitez un plan personnalisé.

📲 Jade : 613-220-9801
📲 Mélina : 613-897-6354

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Before you apply for a mortgage… read this 👇

✔️ Check your credit
✔️ Save your down payment
✔️ Keep your income steady
✔️ Avoid big purchases
✔️ Know your budget

Small steps now = smoother approval later.
If you need guidance, J&M Mortgage Group has your back!

✨ Message us if you’d like a personalized roadmap.
📲 Jade: 613-220-9801
📲 Mélina: 613897-6354

11/11/2025

Not all courage wears a uniform.
Sometimes it’s the person serving far from home —
and sometimes, it’s the family quietly holding down the fort, waiting, supporting, remembering.

For us, this day is deeply personal. With loved ones who have served and continue to serve, we’re reminded that bravery takes many forms — on the frontlines and at home.

Today, and every day, we remember with gratitude, pride, and respect. ❤️🍁

11/05/2025

✔ Simple Habits for a Strong Credit Score

A healthy credit score opens doors to better rates and easier approvals — especially when it comes to your mortgage!

Your Credit Health Checklist:

💰 Pay your bills on time (car, credit card, phone, etc.)
📉 Keep your credit card balances low (ideally under 30% of your limit)
🚫 Avoid unnecessary new credit applications
🔍 Review your credit report regularly to catch errors early

Small habits today can make a big difference tomorrow.

At J&M Mortgage Group, we help you build healthy financial habits that lead to confident homeownership. 💪

10/31/2025

No tricks here — just sweet mortgage treats 🍬

From first-time buyers to seasoned homeowners, J&M Mortgage Group is here to help you find a rate that doesn’t make you scream! 😱🏡

🎃 Happy Halloween!

Wishing you a safe and fun night from your local mortgage experts, Jade & Mélina.

10/29/2025

🚨 RATE ANNOUNCEMENT 🚨

The Bank of Canada cut its key interest rate by 25 basis points, bringing the policy rate down to 2.25%. The Bank signaled it may now pause further cuts if inflation continues to stabilize near target.

What this means for you:
🔹 Variable-rate mortgages and line of credit holders may see some relief or more favourable renewal terms.
🔹 Fixed-rate borrowers should keep an eye on upcoming rate changes — fixed rates don’t always move immediately.
🔹 Whether you’re buying, renewing or switching, now is a good time to review your mortgage strategy.

At J&M Mortgage Group, we’re here to help you navigate your options and make smart decisions in today’s changing market. Drop us a DM or give us a call — let’s talk about your best next move.

Address

901 Notre-Dame Street
Embrun, ON
K0A1W0

Website

http://jmmortgagegroup.ca/

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