The Architect 4 Wealth with Steve Sztricsko IPC Securities

The Architect 4 Wealth with Steve Sztricsko IPC Securities I have been providing comprehensive wealth creating, tax and risk planning solutions for over 25 yea

05/08/2026

RRSPs can cause serious tax issues down the road in retirement. When you are forced to convert at age 71, your withdrawals could cause you to lose some or all of your OAS. Early tax planning could avoid these tax traps.

11/10/2025

Most Canadians can draw a sigh of relief. While the Carney government had warned of cost-cutting and financial sacrifice in the lead-up to the federal budget, its first fiscal blueprint contains no major tax increases or benefits cuts.

11/10/2025

A hidden retirement crisis is unfolding in Canada. For decades, the focus has rightly been on low-income older Canadians. But the next wave of retirees are quietly heading toward a different kind of insecurity.

06/02/2025

Canada’s social programs and pensions and health benefits were designed and implemented on the assumption there would be “large, young populations coming up behind us to pay the bills.”

06/02/2025

As of May 29, Canadians of all ages can apply for dental care coverage. Find out if you’re eligible for the CDCP and what dental services are covered.

04/21/2025

Once you start RRIFing, how do you make sure you have enough cash, and should you dial down risk?

04/21/2025

Opening an RESP is the first step to help you save for the increasing costs of sending a child to university, writes Lesley-Anne Scorgie.

Taxes, you pay them while working, you pay them when retired and you'll pay them when you die, are you sure that you've ...
12/13/2024

Taxes, you pay them while working, you pay them when retired and you'll pay them when you die, are you sure that you've done all you can to mitigate them during the various phases of your life? My almost 30 years in this business indicates that most individuals/families have not and instead of your family being the biggest beneficiaries when you have passed the government will be. Reach out if you want more information on this topic or anything else regarding financial planning matters.

12/06/2024

Adult children can put a lot of effort into finding a seniors' home for their aging parents, then be surprised at the limitations if their parent refuses to enter. Learn about your options if this happens to you.

10/24/2024

The current cost of living crisis, against a backdrop of bleak economic predictions, is a significant cause for concern for millions of people.

10/16/2024

Downsizing doesn’t have to mean giving up control over how you live to strangers.

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