Blair Patterson - Associate Mortgage Broker

09/02/2026

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%.

The continuing conflict in the Middle East is keeping energy prices high. As well, new US tariffs and Canadian counter-measures have been announced following the breakdown of trade talks between Canada and the United States. Both situations remain fluid.

Automatically view the rate announcement the moment it is published.

09/01/2026

Deciding whether to build or buy your next house is about more than personal taste. It can affect your budget, mortgage options, timeline, stress level, and long-term comfort in the home. For many Canadians, buying an existing property is the more familiar route, but building can be appealing when you want more control over location, layout, materials, and finishes.

The right choice depends on how much flexibility you need, how patient you can be, and how prepared you are for the financing side of the process.

Compare build or buy options, including budget, financing, timelines, control, convenience, and mortgage planning for your next home.

09/01/2026

It's time for our back to school, back to reality giveaway!

We're giving away $5,000!
To get your entry, all you need to do is enter the form below and tell us how you would spend the grand prize. Whether planning for a trip, paying some bills, or working on a home renovation, let us know how you would spend the cash!

https://teamclinton.ca/giveaway/

08/31/2026

Autumn is a beautiful season in Canada, but it is also a reminder that colder weather is on the way. For home owners, this is the right time to look after seasonal maintenance before rain, frost, snow, and freezing temperatures create bigger issues.

Getting your home autumn-ready is not just about comfort. It is about protecting your property, managing energy costs, and avoiding preventable repairs. A little work now can make winter much easier on your home and your budget.

Get your home autumn-ready with practical tips for gutters, heating, drafts, roof checks, pipes, yard cleanup, and winter safety.

08/30/2026

Whether you’re already investing in real estate, working in the industry, or just curious about how to get started, come join us for an evening of learning, conversation, and networking with Halifax’s real estate community.

We bring together investors, Realtors, mortgage professionals, property managers, entrepreneurs, and people looking to make their first move into real estate. All experience levels are welcome.

📅 Tuesday, September 8
⏰ 6:00–8:00 PM
📍 The Duke’s Public House — 2057 Gottingen St, Halifax

Come grab a drink, meet some great people, learn something new, and build connections with others interested in Halifax real estate. Free to attend.
https://www.meetup.com/canadian-real-estate-investor-podcast-halifax-group/events/

08/29/2026

For the final video in our series, Realtor Jesse Allen and I are bringing it all together. If you’ve been following along, you’ve seen why Unit 208 at The North is such an interesting opportunity for buyers! New construction, a great Halifax location, and options that may help make homeownership more attainable than you think. The right property is only half the equation. The right mortgage strategy matters too.

From figuring out your down payment and monthly payment, to exploring first-time buyer programs, rebates and the best mortgage options available to you, I can help you build a plan from start to finish.

08/28/2026

If you own a home in Canada, the Bank of Canada is worth paying attention to even if you do not follow financial news closely. Its decisions can influence mortgage rates, borrowing costs, household budgets, and the choices you make when buying, renewing, refinancing, or paying down debt.

You do not need to become an economist to understand the basics. The goal is simply to know when a Bank of Canada announcement could affect your mortgage plans, and when it might be time to ask questions before making a financial decision.
https://loom.ly/NU83Hm4? utm_medium=post

Learn why Canadian home owners should follow the Bank of Canada and how rate decisions can affect mortgages, renewals, and budgets.

08/28/2026

Buying new might come with a bigger advantage than you think! I sat down with Realtor Jesse Allen to talk about one of the benefits of buying a new construction home: potential HST savings for buyers.

With rebates available to qualifying buyers, the numbers on a brand-new home can look very different — and in some cases, it can make new construction surprisingly more competitive than resale. The key is understanding what you qualify for and how it impacts the overall cost of the home and your mortgage. This makes unit 208 in the NRTH building pretty compelling!

Jesse knows the real estate side. I know the financing side. Together, we can help you run the numbers before you buy.

08/28/2026

☀️ Make the most of the last few weekends of summer with some great events happening around Halifax and beyond.

🎭 RENT at Neptune Theatre — One of Broadway’s most iconic rock musicals is on stage at Neptune Theatre until August 30. RENT follows a group of young artists living in New York City’s East Village as they navigate friendship, love, creativity, and change. With unforgettable music and a story that has connected with audiences for decades, this is your last weekend to catch it in Halifax.

🦉 Hope for Wildlife Open House — Take a drive out to Seaforth on Saturday, August 29 from 12–4 PM for Hope for Wildlife’s annual Open House. Get a behind-the-scenes look at their wildlife rescue and rehabilitation facility, including the medical facilities, animal nurseries, recovery units, marine units, and flight cages. There will also be educational booths, kids’ activities, live music, food, and more. With funds raised supporting their work helping injured and orphaned wildlife across Nova Scotia.

🇱🇧 Halifax Lebanese Festival — The Halifax Lebanese Festival is back August 27–30 at the Olympic Community Centre! Celebrate Lebanese culture with a weekend full of incredible food, live music, traditional dancing, cultural performances, and activities for the whole family. Come hungry for shawarma, falafel, tabbouleh, hummus, baklava, and plenty more. Admission is free!


🛍️ Halifax Seaport Farmers’ Market
Spend the morning browsing one of Halifax’s favourite markets. Shop fresh local produce, handcrafted goods, baked treats, and unique artisan products while supporting local vendors. It’s the perfect outing to enjoy with friends and family

08/26/2026

What would it actually cost to own? I sat down with Realtor Jesse Allan at Unit 208 at NRTH to break down what the monthly cost of owning this unit could look like — and for some first-time buyers, it may be less than what they’re already paying in rent.

📍 208 – 5511 Bilby Street, Halifax
2 Bed | 1 Bath | 700 Sq. Ft.
Listed at $459,900

There are also first-time buyer programs that may help make the down payment achievable if you qualify.

If you’re paying around $2,200/month in rent, let’s run the numbers and see what homeownership could look like instead.