Alex Josey - Associate Mortgage Broker

08/12/2026

Tired of paying rent? Start building equity with the same monthly payment you’re already making!

If you would like to know how you could be the new owner of 11 6A Rose Way in Dartmouth, NS, let’s talk mortgage.

07/21/2026

Another first-time home buyer settled in their new home! Grateful to have the opportunity to help clients reach their goals. If you’re thinking about buying your first home, let’s chat about the most tax-efficient and time-saving strategies to get you on your way!

07/08/2026

Saving a down payment while paying rent feels like sitting at a red light that never changes. 🟢

Three tools that can flip it to green faster than you'd think:
NSDPAP — interest-free loan for up to 5% of your purchase price, repaid over 10 years. Built for Nova Scotians who qualify for an insured mortgage but need a bridge on the down payment.
FHSA — save up to $8K/year (up to $40K lifetime), tax-deductible in, tax-free out for your first home. An RRSP and TFSA had a baby, and it's really good at buying houses.
RRSP Home Buyer’s Plan - withdraw up to $60k tax-free from your RRSP, and repay over 15 years starting year 2.

Stacked together, these can cut months — sometimes years — off your timeline and require you to save less money upfront.
Curious which tools could help you? That's a free conversation. DM to book a consultation.

06/19/2026

Saving for your first home can feel like an uphill climb — but with the right strategy, it doesn't have to take as long as you think.
There are real, government-backed tools built to help first-time buyers in Nova Scotia get there faster:
🔹 FHSA — tax-deductible in, tax-free out�🔹 RRSP Home Buyers' Plan — borrow from your future self, tax-free�🔹 NS Down Payment Assistance Program — interest-free help closing the down payment gap
Used together, with the right sequencing, these can completely change your timeline — and how much stays in your pocket along the way.
That's where I come in. I help clients build a personalized savings roadmap to get to "keys in hand" faster.
📩 Message me to start your plan.
Individual eligibility varies — DM for details specific to your situation.

06/14/2026