CherylHartwick MtgBroker

06/10/2026

Unlocking Your Mortgage Potential 🔑

Why work with a broker? Swipe to see 👉
✨ I shop multiple lenders for you — more options, better fit
✨ Your plan, tailored to your goals — guidance from application to close

Let's find the mortgage that's right for you. 🏡
📞 613.969.7655 | 🌐 mortgageedgequinte.com

06/09/2026

Thinking about buying a home?

A mortgage broker works for you — not the bank.

I shop dozens of lenders to find the best rate and product for your situation, and my advice costs you nothing for prim lenders

Let's talk. 📲 Cheryl Hartwick | Broker | M08005972
MortgageEdgeQuinte.ca

06/03/2026

A young team. Let’s get out and support our rising stars. ⭐️

Exciting News Everyone.....

We are welcoming our 2nd Pop up Vender this Saturday June 6 at our Home location 2219 hwy 37 Plainfield ....

These young boys are not really a Vender more of a dual ( brothers) joining us to promote their small buisness.....

Meet Kyler and Kaden of Mow Bros.....

These hard working, young entrepreneurs are offering affordable yard care services and donating a portion of their proceeds to an animal charity chosen by our visitors....

Stop by, say hello, and cast your vote....

05/28/2026

Your bank has one shelf of products. I have an entire store. 🏠
When you go directly to your bank for a mortgage, they can only offer you their rates and their products. As your mortgage broker, I shop multiple lenders on your behalf — including banks, credit unions, and trust companies — to find the option that truly fits your life.
More options. Better rates. No extra cost to you.
Ready to explore what's out there? Let's chat! 👇
📞 613.969.7655
🌐 mortgageedgequinte.com

05/25/2026

Support local. I have been driving to their hwy 37 place for the past few weeks. You won’t be disappointed with the fruits and veggies. Enjoy everyone.

Our St Josephs stand is in place....
399 Victoria Ave

OPENING DAY THIS FRIDAY....
May 29th....

05/11/2026

And That’s Making Some Sellers Nervous

For the past few years, many homeowners became used to one version of the market:

List the home.Wait a few days.Review offers.

But the 2026 spring market has shifted.

Homes are still selling — but many are taking longer. Showings may be slower. Offers may not come in immediately. And for sellers who are also trying to buy their next home, that uncertainty can create stress quickly.

The first instinct is often:“Should we just reduce the price?”

Sometimes a price adjustment helps.But sometimes the bigger issue is strategy from the beginning.

Pricing Right the First Time Matters More Than Ever

Today’s buyers are cautious.

Even though fixed mortgage rates have remained relatively steady, affordability is still top of mind for many households. Buyers are calculating monthly payments carefully, watching expenses, and making more measured decisions.

That means an overpriced listing can sit longer than expected — not necessarily because something is wrong with the property, but because buyers are comparing every dollar more carefully than they did during the fast-paced markets of previous years.

Read the full Blog at link below:
https://www.mortgageedgequinte.com/post/the-2026-spring-market-feels-different

05/09/2026

While everyone’s watching rates…

Some buyers are getting very strategic.
They’re not trying to time the market perfectly.
They’re preparing so they can act when it matters.

That means:
•knowing your real budget, not just a guess.
•understanding different financial options.
•having a plan before emotionally getting involved.

Because here’s the truth.

The right opportunity doesn’t wait for headlines to feel comfortable.

It shows up… And prepared buyers move.

If you’re serious about making a move this year, the advantage isn’t waiting.

It’s in being ready.

Want to be in that position? Let’s map it out.

Message me READY and we’ll build a plan before you need it.

05/05/2026

Oh yes… The daily rate check.

If you’re refreshing headlines, hoping for the perfect rate before making a move, you’re not alone.

But here’s the part no one loves hearing:
Inventory shifts.
Competition changes.
Lender strategies, adjust quietly behind the scenes.

And while everyone is watching the rates… Some buyers are quietly getting ahead because they understand the full picture.

You don’t need perfect timing.
You need a strategy that works in this market.

If you’ve been sitting on the sidelines waiting for a sign… This might be it.

if your plan is wait-and-see… We should probably talk.

04/28/2026

When economists disagree, clarity matters even more.

Reach out on how this affects your mortgage or your decision in the market.