Spiro Panagiotopoulos, BMO Mortgage Specialist

10/21/2026

JUST LISTED | 56 Summit Crescent, Belleville 🏡

A brand-new raised bungalow in Highpoint Village, with the 13% HST rebate already reflected in the listing price.

Built by Brauer Homes, the MOIRA Model features 9-foot ceilings, a bright open-concept layout, a C-shaped kitchen, main-floor laundry, and a spacious primary suite with walk-in closet and private ensuite.

Outside, the oversized pie-shaped lot offers added space and privacy, while a sodded yard and stone walkway complete the exterior. A separate basement entrance also provides flexibility for an in-law suite, multi-generational living, or future rental potential, subject to applicable approvals.

📍 56 Summit Crescent, Belleville
💲Offered at $599,900

Close to parks, schools, and the Quinte Sports & Wellness Centre.

Contact us for more details or to arrange a private showing.📩👀

10/06/2026

08/05/2026

Pre-Approval Definition
A mortgage pre-approval is a statement from a lender that a borrower is likely to be approved for a loan of a certain value. It is not a guarantee, as it is based on assumptions and estimates. But it helps borrowers know what they can afford, and it demonstrates to sellers that a buyer is serious, and well-qualified.

07/25/2026

Did we tell you we have an amazing raffle and 50/50 going on?

💰 THE 50/50 --> LINK IN OUR BIO
Past winners have averaged roughly $8,000. Bigger crowd, bigger jackpot. Every ticket sold raises the pot for everyone — including whoever wins it. (AGCO LICENCE )

https://rafflebox.ca/raffle/greek-fest/

🎟️ TICKETS
1 for $5 | 3 for $10 | 10 for $20 | 30 for $50

🎁 THE PRIZE RAFFLE --> LINK IN OUR BIO
Over $5,000 in prizes to be won — five packages, 5 draws, are you feeling lucky? (AGCO Licence )

https://rafflebox.ca/raffle/greek-fest-prize/

🎟️ TICKETS
1 for $10 | 3 for $20 | 10 for $50 | 25 for $100

📅 Sunday, July 26 — 5:00 PM. That's when we find out who it is.
📍 Hellenic Centre, 486 Ester Street

This weekend. See you there.

07/25/2026

You don't have to be Greek to feel at home at Greek Fest. 💙🇬🇷

Greek Fest is all about bringing people together through great food, lively music, traditional dancing, and warm hospitality. It's a place where friends, families, neighbours, and visitors can celebrate community, make memories, and experience the spirit of Greece.

See you there!

🗓️ Saturday August 22nd: 11am - 11pm
📍121 Johnson Street

07/17/2026

07/16/2026

With Greek Fest Kingston – I just made it onto their weekly engagement list by being one of their top engagers 🎉

07/07/2026

🇬🇷 Greek Fest Kingston is quickly approaching and is 47 days away!! We can’t wait to see you all there!
What are you most excited for?

06/07/2026

Following the bond market for mortgage trends
While the Bank of Canada’s policy rate gets most of the headlines, it’s actually bond yields that play a role in your fixed mortgage rate.

Looking back at the last several years, the pattern is clear: at the start of the pandemic, the economy slowed sharply, bond yields fell and interest rates followed suit. That’s when Canadians were able to lock in at incredibly low rates—some even lower than 2%.

“Most clients don’t realize that the bond yields and mortgage rates move together. This means, what’s happening in the world today, can directly impact their qualifying mortgage payments,” says Khalid. “For example, geopolitical tensions have choked global oil supplies and spiked Brent crude prices (a key global benchmark for oil prices). These energy costs ripple quickly into consumer prices, which raises the risk of inflation staying elevated and leads to interest rates staying higher for longer.”

“Canadian long-term bond yields move closely in step with the U.S. Treasuries,” adds Khalid. “A recent surge in U.S. yields, driven by strong U.S. economic data, government overspending, and worries about trade have made borrowing more expensive in America. And Canada is feeling it too, with interest rates climbing here as well.”

In 2024, the Bank of Canada began an aggressive easing cycle, cutting its policy rate nine times between June 2024 and this article’s publication date. As of April 29, 2026, the overnight rate sits at 2.25%, held there for three consecutive decisions, with the prime rate at 4.45%. For variable-rate mortgage holders, that’s translated into meaningful relief compared to the 5% 2023-2024 peak.

06/04/2026

Open House Today. Need A Pre-Approval I Can Help