Staci Loukianoff - Mortgage Broker

07/20/2026

Mortgage Myth Monday 🏡

❌ MYTH: “There’s no point getting pre-approved until I’m ready to make an offer.”

✅ FACT: Getting pre-approved before you start shopping can help you understand your budget, potentially secure an interest rate hold for up to 120 days, and reduce the risk of unexpected financing issues when it’s time to write an offer.

A pre-approval can help you:

Protect yourself if interest rates increase while you’re searching, know exactly what price range fits your financial goals, make a stronger offer with confidence and avoid surprises that could put your purchase at risk after finding your dream home.

The best time to prepare your financing is before you fall in love with a home.

Thinking about buying in the next few months? Let’s chat and make sure you’re ready when the right home comes along 😊

07/07/2026

Whats your best rate? ☀️

The question I have been getting tons of lately with renewal season upon us.

The answer isn’t as simple as you might think - obviously we all want the lowest rate, but a mortgage with a slightly lower rate could end up costing you more if it comes with:

High penalties for breaking your mortgage early, limited prepayment privileges, less flexibility if your life or finances changes, hidden fees or restrictive terms and fewer options when it’s time to refinance or move.

The right mortgage should fit your short and long term goals, not just offer the lowest rate.

As a mortgage broker, I compare more than just rates. I work to help you find a mortgage that works for your lifestyle today and in the future.

If your renewal is coming up contact me, we can review all the options together, find a rate that works for you, and you may even have more choices than your current lender is offering! 🌼

06/09/2026

✨🏡 Mortgage renewal coming up?

Before you just sign whatever your lender sends you, send it to me first! It only takes a few minutes for me to look it over, why pay more than you have to? 💁🏼‍♀️💸

Shoot me a message with your renewal offer before you sign anything, and let’s see if we can save you some money.

No pressure.
No obligation.
Just making sure you’re getting the best deal. 💖

03/06/2026

A little coffee, a lot of paperwork, and a big love for helping people buy homes. ☕🏡

Call me today! 🫶

03/04/2026

Wanting to purchase a second home but don’t have a large enough down payment saved? 🏡

Here's something a lot of homeowners don't realize -

You may be able to use the equity in your current home to fund it and in some cases, purchase with as little as 5% down.

It’s a smart way to invest, upgrade, or help family without selling your home.

Message me to see what’s possible for you 🌸

Send a message to learn more

02/19/2026

Longer days, brighter skies, and new beginnings are here! 🌷🏡

If you’re thinking about buying a new home this season — or your mortgage is coming up for renewal and you’re wondering if a move makes sense — the first step is a solid pre-approval.

Knowing your numbers gives you clarity, confidence, and options. You’ll understand your budget, your payments, and whether staying put, refinancing, or purchasing something new is the best fit for your goals.

If you’re a first-time buyer, having the right guidance makes all the difference. I’ll walk you through the entire process — from down payment options and closing costs and what to expect during approval — so you feel confident and fully prepared🌸

Spring is a season of fresh starts — and your mortgage can be too.

Reach out anytime and let’s explore what’s possible for you! 🌼

Send a message to learn more

12/02/2025

Upcoming renewal got you stressed out? Call me today ❄️

09/17/2025

The Bank of Canada has lowered its key interest rate by 25 basis points, bringing it to 2.5%. The move, announced Wednesday, follows three straight holds at 2.75% as policymakers waited for clarity on the U.S. tariff dispute and its effects on inflation. Markets and economists had widely expected the cut, marking a shift in the central bank’s cautious stance.

04/16/2025

Review from a recent client, congratulations on your home purchase! 💜

Hands down the best part of this job is the honour of knowing I was trusted to be a small part of an experience that ends with clients finding their new home 🌺🏡 🥰