Stephanie Gemmell, Debt Conversion Strategist

Stephanie Gemmell, Debt Conversion Strategist Facilitating Cash Damming strategies that flip the script, turning personal debt into a tax-saving machine. If you have rental properties, let’s chat.

05/10/2026
04/29/2026

Prime rate remains unchanged at 4.45%.

Prime rate is the annual interest rate Canada's major banks & financial institutions use to set interest rates for variable loans and lines of credit, including variable rate mortgages.

The 2026 remaining scheduled dates for the Bank of Canada interest rate announcements:

Wednesday, June 10.
Wednesday, July 15.
Wednesday, September 2.
Wednesday, October 28.
Wednesday, December 9.

Friendly reminder, fixed rate mortgages are influenced by the bond market.

10/29/2025

Bank of Canada cut .25% today.

Variable Rate Mortgages, Lines of Credit & Student Lines of Credit are affected by this decrease.

The last Bank of Canada announcement date for 2025 will be on Dec 10th.

November 2nd
10/24/2025

November 2nd

10/20/2025

The scheduled dates for the Bank of Canada interest rate announcements for 2026 are as follows:

Wednesday, January 28.
Wednesday, March 18.
Wednesday, April 29.
Wednesday, June 10.
Wednesday, July 15.
Wednesday, September 2.
Wednesday, October 28.
Wednesday, December 9.

Remaining 2025:

- October 29h
- December 10th

02/27/2025

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Address

Mississauga, ON
L7R0G7

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14165180732

Website

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