Your Mortgage Pro-Adrian McInerney

12/05/2024

Looking to maximize your ROI in 2025? CMBA Ontario gives you direct access to 10,000+ engaged mortgage professionals who are decision-makers in their industry. 🤝

As a lender, broker, or service provider, this is your opportunity to strategically position your brand where it matters most. 🌟

Don’t just advertise—connect with an audience that drives results. Secure your sponsorship spot today and grow your business with CMBA Ontario. 🚀

CLICK HERE > https://heyzine.com/flip-book/5300c1ffa9.html

11/12/2024

📢 Don’t Miss Our Anti-Money Laundering Webinar!

Join CMBA Ontario and Adam Feldman from The AML Shop on Dec 4, 10:30 AM - 12 PM for a powerful session on staying compliant with FINTRAC guidelines.

Get insights on:
🔹 Due diligence best practices
🔹 Reporting requirements
🔹 Penalties for non-compliance

Stay compliant, protect your business! 💻 Register now - https://forms.office.com/r/4BsGfTn4LS

10/23/2024

Great news today as the Bank of Canada lowered its key interest rate with a 50 basis-point cut, twice the size of the previous cut.

"If the economy evolves broadly in line with our latest forecast, we expect to reduce the policy rate further," the bank wrote in a news release on Wednesday morning. It repeated a now-familiar refrain: "We will take decisions one meeting at a time."

10/23/2024

Good news for variable rate mortgage holders and those with lines of credit, credit cards etc! Let’s see where the Bank of Canada goes from here.

📉 BREAKING NEWS 📉

The Bank of Canada has just cut its benchmark rate to 3.75%, marking the first major reduction in 15 years! 🏦 This is a significant moment for the mortgage market and homebuyers across Canada.

10/18/2024

Tickets are going FAST for our GTA Symposium on November 13! 🏃‍♂️

Join us for a morning of networking, industry insights, and exclusive perks like professional headshots, a mini trade show, and a hot breakfast!

Secure your spot now:
🔗 https://cmbaontario.ca/events/symposium-gta-november-2024/
🗓️ November 13, 2024 | 8 AM – 12:30 PM
📍Paramount Event Space

09/26/2024

Nothing better than some client love!

"Adrian has handled two of my mortgages now, the first when I purchased my house and most recently my renewal. I didn’t have to worry about any of the research, negotiating with any pushy banks, or figuring out the paperwork. He got me a great interest rate and avoided unnecessary fees. I could not be happier!"

Katrina E.

09/22/2024

‘Life starts all over again when it gets crisp in the fall.’ – The Great Gatsby, by F Scott Fitzgerald

Happy Fall!

09/22/2024

It’s all about new beginnings! Embrace the opportunity to reset!

‘Life starts all over again when it gets crisp in the fall.’ – The Great Gatsby, by F Scott Fitzgerald

Happy Fall!

09/17/2024

The Canadian government just announced transformative mortgage reforms to make homeownership a reality for more Canadians. 🏡💰 Here’s what you need to know about the changes taking effect on December 15, 2024:
1️⃣ New Pathways for First-Time Buyers: Enhanced support for those stepping into the market for the first time.
2️⃣ Lower Barriers: Reduced down payment requirements to ease the financial burden.
3️⃣ Stability & Affordability: Measures aimed at creating a more stable and affordable housing market.

These changes are set to reshape the future of home buying, impacting both consumers and mortgage professionals. Get ready for more opportunities in the market! 🚀📈

09/16/2024

Well now, here’s some good news for a change!!

On December 15, 2024, homes worth up to $1.5 million (up from $1 million) will be eligible for CMHC mortgage default insurance allowing first time buyers to make a down payment of less than 20%! This means more Canadians will qualify for insured mortgages making it easier to realize your home ownership dream!!!

But that’s not all!

30-year amortizations will be available on all first time purchase as opposed to just on new builds! Effectively, this lowers monthly payments making home ownership even MORE affordable.

But wait, I’m not finished yet!!

Insured mortgages regularly come with lower interest rates, which could reduce your costs even more!

I’ll have more come on this as we learn the details going forward!
Stay tuned!

In the meantime, if you have any questions, don’t hesitate to reach out to me at 905-510-0710 or [email protected].

09/04/2024

Good news folks!

It’s the third consecutive cut since June. If the economy continues to improve, Canadians can expect more rate cuts later this year. The next rate announcement is October 23rd.

09/03/2024

“Education is the key to unlocking the world, a passport to freedom.” — Oprah Winfrey

Best wishes to all the students, parents, and teachers this year!