Carrie Dragos - D8 Mortgages

Carrie Dragos - D8 Mortgages I help clients achieve their financial goals as they make the important decision to purchase or refinance a home. You may be closer to your goal than you think!

As a part of DLC, I have access to dozens of lenders- finding solutions in complex situations.

How much do you actually need for a down payment in Ontario? 🏠 5% on the first $500,000 🏠 10% on the portion between $50...
09/01/2026

How much do you actually need for a down payment in Ontario?
🏠 5% on the first $500,000
🏠 10% on the portion between $500,000–$1,499,999
🏠 20% on homes $1.5M+

Less than 20% down means you'll need mortgage default insurance (CMHC, Sagen, or Canada Guaranty) — I can walk you through exactly what that costs.

Carrie Dragos
Mortgage Agent L2
[email protected]

Neighbourhood Mortgage Source
FSRA #: 11764

You can apply for a mortgage online: https://velocity.newton.ca/sso/public.php?sc=1auus3rxb1dh2

The real estate market is slow and the homes are more affordable then they have been in years. Now just may be the right...
08/27/2026

The real estate market is slow and the homes are more affordable then they have been in years. Now just may be the right time to get into the market.

Contact me and we can review your finances and make a plan to get you into the home you have been waiting for!

Carrie Dragos
Mortgage Agent L2
[email protected]

Neighbourhood Mortgage Source
FSRA #: 11764

"I'll just start looking at houses and figure out financing later." 🚫Please don't. A mortgage pre-approval tells you you...
08/25/2026

"I'll just start looking at houses and figure out financing later." 🚫

Please don't. A mortgage pre-approval tells you your real budget, locks in a rate for 90-120 days, and makes your offer stronger. Skipping this step is the #1 mistake I see first-time buyers make.

Ready to get pre-approved? Send me a message or apply online: https://velocity.newton.ca/sso/public.php?sc=1auus3rxb1dh2

Carrie Dragos
Mortgage Agent L2
[email protected]

Neighbourhood Mortgage Source
FSRA #: 11764

07/01/2026

🍁 Happy Canada Day! Hope you enjoy the day with your friends and family. 🍁

Carrie

Transparency is everything in this industry.I'll always tell you exactly how I'm paid, what your options are, and if I t...
06/03/2026

Transparency is everything in this industry.

I'll always tell you exactly how I'm paid, what your options are, and if I think a product isn't right for you — even if that means sending you somewhere else. My reputation is built on trust, not transactions.

Carrie Dragos
Mortgage Agent L2
[email protected]

Neighbourhood Mortgage Source
FSRA #: 11764

Down payment breakdown for Ontario buyers in 2026:• Homes under $500K → 5% minimum• $500K–$999K → 5% on first $500K, 10%...
06/01/2026

Down payment breakdown for Ontario buyers in 2026:

• Homes under $500K → 5% minimum
• $500K–$999K → 5% on first $500K, 10% on the rest
• $1M+ → 20% minimum

Knowing this early helps you set realistic savings goals. Let's map out your timeline together.
Carrie Dragos
Mortgage Agent L2
[email protected]

Neighbourhood Mortgage Source
FSRA #: 11764

Summer is a great time to get your financial house in order — even if you're not buying until fall or next year.That mea...
05/29/2026

Summer is a great time to get your financial house in order — even if you're not buying until fall or next year.

That means reviewing your credit, building your down payment, and understanding what you can realistically afford. Future you will be very grateful.

Let's start the conversation.

Click here to start a pre-approval: https://velocity.newton.ca/sso/public.php?sc=1auus3rxb1dh2

Carrie Dragos
Mortgage Agent L2
[email protected]

Neighbourhood Mortgage Source
FSRA #: 11764

Thinking about refinancing your Ontario home in 2026?Refinancing can help you: consolidate high-interest debt, fund reno...
05/27/2026

Thinking about refinancing your Ontario home in 2026?

Refinancing can help you: consolidate high-interest debt, fund renovations, access home equity, or lower your monthly payments. But there are costs involved — I'll help you calculate if the numbers actually make sense for your situation.

Carrie Dragos
Mortgage Agent L2
[email protected]

Neighbourhood Mortgage Source
FSRA #: 11764

Self-employed in Ontario? You can absolutely qualify for a mortgage — it just requires a bit more documentation and the ...
05/25/2026

Self-employed in Ontario? You can absolutely qualify for a mortgage — it just requires a bit more documentation and the right lender.

I work with several lenders who specialize in self-employed applicants. Your business income is an asset, and I can help you show that on paper.

Carrie Dragos
Mortgage Agent L2
[email protected]

Neighbourhood Mortgage Source
FSRA #: 11764

What's the biggest question you have about buying a home in Ontario right now?Drop it in the comments — I read and respo...
05/23/2026

What's the biggest question you have about buying a home in Ontario right now?

Drop it in the comments — I read and respond to every single one. No question is too basic or too complex. This is a judgment-free zone.

Carrie Dragos
Mortgage Agent L2
[email protected]

Neighbourhood Mortgage Source
FSRA #: 11764

Address

Brantford, ON
N0E1R0

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