Zarmac Benefits Inc.

Zarmac Benefits Inc. Zarmac Benefits has been providing advice on employee benefit plans and financial planning solutions for over 20 years!

Zarmac Benefits has been providing advice on employee benefit solutions for companies for over 20 years, with a nearly 100% client retention rate. It is very satisfying that our first group benefit customers are still our clients today! With knowledge of both your business and personal goals, we are able to ensure you are prepared for all of your biggest decisions through comprehensive Financial Planning.

Happy Holidays from our family to yours!  We hope you enjoy time with your closest friends and family!  Please Note:  Ou...
12/07/2017

Happy Holidays from our family to yours! We hope you enjoy time with your closest friends and family! Please Note: Our offices will be closed Friday, December 22nd until Tuesday, January 2nd at 9 am.

10/25/2017

The federal government has announced plans to honour their election promise to trim the small-business tax rate to 9% in 2019 as well as change the lifetime capital gain rule. How will these changes affect your small business? http://bit.ly/10tax2

We don't realize our reliance upon computers and technology until they decide to take a break! Thanks for bearing with u...
10/12/2017

We don't realize our reliance upon computers and technology until they decide to take a break! Thanks for bearing with us! :) Here's a little light humor for your enjoyment.

Providing your employees with paid holidays and vacations is a very basic benefit that isn't too costly to businesses. A...
09/29/2017

Providing your employees with paid holidays and vacations is a very basic benefit that isn't too costly to businesses. After all, payroll is a fixed expense each month. You plan on spending so much money per month on salary and wages. The companies that don't provide holiday and vacation pay benefits are very rare these days, and those that do exist probably won't neglect this benefit much longer.

Not sure which holidays to offer employees off? Or how much sick time to give? Or what the government requires? This primer will help.

"Once you have great employees on board, how do you keep them from jumping ship? One way is by offering a good benefits ...
09/27/2017

"Once you have great employees on board, how do you keep them from jumping ship? One way is by offering a good benefits package."

Once you have great employees on board, how do you keep them from jumping ship? One way is by offering a good benefits package.

The Ontario government’s disagreement over how to treat the surpluses of two of its major pension plans is heating up on...
09/24/2017

The Ontario government’s disagreement over how to treat the surpluses of two of its major pension plans is heating up once again, as the province’s auditor general claims, it has understated its deficit by more than $3 billion over the last two years.

The Ontario government’s disagreement over how to treat the surpluses of two of its major pension plans is heating up once again as the province’s auditor general claims it has understated its deficit by more than $3 billion over the last two years. As a result, auditor general Bonnie Lysyk has issu...

The median solvency ratio of Canadian defined benefit pension plans declined to 96.5 per cent in August, amid rising glo...
09/22/2017

The median solvency ratio of Canadian defined benefit pension plans declined to 96.5 per cent in August, amid rising global political instability and subdued equity market returns, according to Aon Hewitt.

The median solvency ratio of Canadian defined benefit pension plans declined to 96.5 per cent in August, amid rising global political instability and subdued equity market returns, according to Aon Hewitt. Its monthly survey, which tracks the performance of the defined benefit plans it administers a...

While Canadian employers are planning to continue to reward top performers with more generous raises, they also expect i...
09/20/2017

While Canadian employers are planning to continue to reward top performers with more generous raises, they also expect increases to remain steady for average employees, according to a new survey by Mercer.

While Canadian employers are planning to continue to reward top performers with more generous raises, they also expect increases to remain steady for average employees, according to a new survey by Mercer. The survey projects Canadian salaries will rise by an average of 2.4 per cent in 2018 (up from...

This time of year produces some of the highest stress levels for Canadians — even more than the holidays — and it impact...
09/18/2017

This time of year produces some of the highest stress levels for Canadians — even more than the holidays — and it impacts physical, mental and financial health. People find it challenging to shelve these stressors and focus at work, contributing to presenteeism in the workplace.

The season is changing as the long, carefree, lazy days of summer are wrapping up. Everyone is preparing for a change in weather, as well as their own mood, behaviour and stress levels. This time of year produces some of the highest stress levels for Canadians — even more than the holidays — and it…

During the Healthy Outcomes conference in June, participants discussed ways to better understand the impact of drug plan...
09/18/2017

During the Healthy Outcomes conference in June, participants discussed ways to better understand the impact of drug plan offerings on employee health.

During the Healthy Outcomes conference in June, participants discussed ways to better understand the impact of drug plan offerings on employee health. Four groups of conference participants — moderated by Joe Farago, executive director of health-care innovation at Innovative Medicines Canada; Kirste...

Carrot has the potential to merge with workplace activities since it includes the three necessary phases of wellness pro...
09/15/2017

Carrot has the potential to merge with workplace activities since it includes the three necessary phases of wellness programs, according to Marie-Josée Le Blanc, a partner at Mercer.

Hey Dan, wanna walk down to the boardwalk again?” It’s a muggy June night in New Liskeard, Ont., where my boyfriend is working for the summer, and we’re on a final stroll before my overnight bus ride back to Toronto. I still haven’t packed or eaten dinner but I’m desperate to keep walking. According...

During the Healthy Outcomes conference in June, a panel of health and wellness leaders discussed some of the small steps...
09/13/2017

During the Healthy Outcomes conference in June, a panel of health and wellness leaders discussed some of the small steps their organizations are taking to achieve a healthier workforce.

During the Healthy Outcomes conference in June, a panel of health and wellness leaders discussed some of the small steps their organizations are taking to achieve a healthier workforce. Speaking on the panel, Lyne Moussa, manager of wellness, safety and disability at Coast Capital Savings Credit Uni...

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164 Wellington Street
Bracebridge, ON
P1L1C4

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