Fraser Insurance and Investments Specialist

02/27/2026

With the events taking place in Mexico, please review your insurance policies and reach out to your broker if you have questions!

https://protect.ksfraser.ca/mexico-a-known-event-travelinsurance/

As of February 22, 2026, Allianz Global Assistance has classified the situation in the affected areas of Mexico as a known event. Impact to travel insurance policies For policies purchased bef…

01/15/2026

Marginal tax rates, organized by province and income range.

Their tax rate card lays out the marginal tax rates for each income range for each province. It is the combined Federal + Provincial rates. Downloaded Jan 15th, so if they update after, my copy her…

01/07/2026

RRSPs can help you: Save on taxes today Grow investments tax deferred Be used for specific goals such as Home purchase, Higher education, or retirement. Other options include a TFSA or a FHSA. I ca…

01/07/2026

If you currently don’t have an employer group plan for health insurance, Manulife is allowing enrollment in the FollowMe Basic or FollowMe Enhanced plans without having an existing group plan…

11/07/2025

The potential pilots strike at Air Transit is now deemed a "known event" and will impact your travel insurance.!

A note from Allianz: As of November 4, 2025, Allianz Global Assistance has classified the potential Air Transat pilot strike as a known event. Impact to travel insurance policies For policies …

10/28/2025

I just read about the rise of ChatGPT use for investing. I wrote a quick blog article why I'm not (currently) worried I'll be replaced!

I was reading a report on how robo-advisors have resulted in 1T dollars under management in the U.S.A. This means the clients are self directing their investments under the guidance of an IVR phone…

09/26/2025

Would you like the option of phone/video doctor appointments while traveling?

https://protect.ksfraser.ca/traveling-outside-canada-video-doctor-appointments/

Send a message to learn more

09/25/2025

When Travelling within Canada, don't forget your Travel Insurance. While our Socialized Health Care covers (most to all) hospital stays, there are other related costs that aren't covered!

https://protect.ksfraser.ca/do-you-need-travel-insurance-while-travelling-within-canada/

Send a message to learn more

09/23/2025

Interest rates change daily. Manulife Bank has some pretty good accounts.

https://protect.ksfraser.ca/manulife-banking-rates-changing-daily/

Send a message to learn more

09/22/2025

If you haven't been advised already, RBC has closed 5 of their GIF funds and replaced them with similar in house funds.

List of closed funds:

On Sep 18th RBC advised its advisors that it is closing the following Mutual/Seg Funds: RBC Bluebay Global Convertible Bond GIF PH&N Total Return Bond GIF O’Shaughnessy All Canadian Equit…

12/31/2024

Happy new year everyone. And to all a good night. (Lol it fits, doesn't it?)

11/05/2024

Preparing for the end of the year. You?