Fraser Insurance and Investments Specialist

10/22/2026

It's not too late to lock in this year's Health and Dental rates!

Manulife H&D premiums are increasing Jan 1 2027. To benefit from the current lower price, you must submit an application and have a start date of either 1 Nov or 1 Dec. Your premium will be fix…

08/28/2026

Open a new Advantage account and get a bonus 1.5% for the next 2 years. Offer ends Sept 11!

Manulife is offering a 3% interest rate for 2 years on new savings accounts. This is the current 1.5% interest rate on the Advantage Account, plus a bonus of 1.5% for 2 years from the date of openi…

06/03/2026

Manulife Follow-Me has open enrollment during June 2026!

Normally, to be eligible for the follow-me plan you must be leaving a group plan. You have 90 days from loosing the group plan to apply.

For the month of June 2026 Manulife is waiving the 90 days period, so you can apply whether you've recently lost your group plan or not.

Normally, to be eligible for the follow-me plan you must be leaving a group plan. You have 90 days from loosing the group plan to apply. For the month of June 2026 Manulife is waiving the 90 days p…

02/27/2026

With the events taking place in Mexico, please review your insurance policies and reach out to your broker if you have questions!

https://protect.ksfraser.ca/mexico-a-known-event-travelinsurance/

As of February 22, 2026, Allianz Global Assistance has classified the situation in the affected areas of Mexico as a known event. Impact to travel insurance policies For policies purchased bef…

01/15/2026

Marginal tax rates, organized by province and income range.

Their tax rate card lays out the marginal tax rates for each income range for each province. It is the combined Federal + Provincial rates. Downloaded Jan 15th, so if they update after, my copy her…

01/07/2026

RRSPs can help you: Save on taxes today Grow investments tax deferred Be used for specific goals such as Home purchase, Higher education, or retirement. Other options include a TFSA or a FHSA. I ca…

01/07/2026

If you currently don’t have an employer group plan for health insurance, Manulife is allowing enrollment in the FollowMe Basic or FollowMe Enhanced plans without having an existing group plan…

11/07/2025

The potential pilots strike at Air Transit is now deemed a "known event" and will impact your travel insurance.!

A note from Allianz: As of November 4, 2025, Allianz Global Assistance has classified the potential Air Transat pilot strike as a known event. Impact to travel insurance policies For policies …

10/28/2025

I just read about the rise of ChatGPT use for investing. I wrote a quick blog article why I'm not (currently) worried I'll be replaced!

I was reading a report on how robo-advisors have resulted in 1T dollars under management in the U.S.A. This means the clients are self directing their investments under the guidance of an IVR phone…

09/26/2025

Would you like the option of phone/video doctor appointments while traveling?

https://protect.ksfraser.ca/traveling-outside-canada-video-doctor-appointments/

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