Pula Sense

27/11/2025

When are you ready to invest?

1. When you spend less than you earn

2. When you have control of your expensive debt

3. You have built an emergency fund

12/09/2025

🌍 Did you know…?

Would you be interested to learn that a Motswana living in Botswana can invest directly in international markets—using one of the largest and most respected U.S. brokerage firms?

And would it surprise you to know that this can be done at a fraction of the fees you’re likely paying to your pension fund manager?

💸 Lower costs.
🌐 Global access.
📈 More control over your future.

Comment below if you’d like to know more. Let’s talk smart investing—the P**a Sense way. 🇧🇼

22/08/2025

Tracking your expenses is a great first step to understanding and controlling your finances. Use our free expense worksheet to start your financial wellness journey!

Tracking your expenses against your income is the first step to building a strong financial foundation

11/08/2025

Living long and prospering requires focusing on more than just your finances. Read the article to find out more!

I don't mean in the Navy Seal harder to kill way. Look after your financial, mental and physical health and you are more likely to live long and prosper despite what the World will throw at you.

01/08/2025

Small steps become big journeys..

Before you Budget, look at the map

29/07/2025

📉 A 1% fee sounds small — until it’s not.

Let’s say you invest BWP 10,000 for 30 years:

➡️ At 8% return: BWP 100,627
➡️ At 7% return (after a 1% fee): BWP 76,123

That’s a BWP 24,504 difference — almost 25% of your potential gains gone to fees!

🔍 It’s not about being cheap. It’s about protecting your growth.

💡 Know what you’re paying. Keep more of what you earn.

Always watch the fees.

29/07/2025

Why the Bank of Botswana's change to the exchange rate band matter to you..

29/07/2025

Hopefully we all try to save. It's an important part of the financial wellness journey. However, it's not the only part. Find out why.

The saving mindset was where it all began

29/07/2025

Why I started down this road...

I made mistakes. You don't have to!

Four years ago I decide to take a loss to leave a financial advisor who didn’t have my interests at heart. In that moment I decided I was done outsourcing my financial future. I spent the next two years learning everything I could and then actioned my plan. I am still learning every day but now I....