AGAM EWA

AGAM EWA AGAM is a pioneering fintech company dedicated to improving financial resilience among workers in Bangladesh through Earned Wage Access (EWA) solutions

Eid Milad-un-Nabi is a time of reflection, compassion, and renewed hope.As we remember the timeless teachings of kindnes...
26/08/2026

Eid Milad-un-Nabi is a time of reflection, compassion, and renewed hope.

As we remember the timeless teachings of kindness, integrity, and humanity, ๐—”๐—š๐—”๐—  celebrates the values that inspire greater ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐˜„๐—ฒ๐—น๐—น๐—ฏ๐—ฒ๐—ถ๐—ป๐—ดโ€”helping hardworking individuals access their ๐—ฒ๐—ฎ๐—ฟ๐—ป๐—ฒ๐—ฑ ๐˜„๐—ฎ๐—ด๐—ฒ๐˜€ when they need them most.

May this blessed occasion bring peace, barakah, stability, and greater financial wellbeing to all.

๐—˜๐—ถ๐—ฑ ๐— ๐—ถ๐—น๐—ฎ๐—ฑ-๐˜‚๐—ป-๐—ก๐—ฎ๐—ฏ๐—ถ ๐— ๐˜‚๐—ฏ๐—ฎ๐—ฟ๐—ฎ๐—ธ ๐—ณ๐—ฟ๐—ผ๐—บ ๐—”๐—š๐—”๐—  ! โœจ

๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐—ณ๐—ฟ๐—ฒ๐—ฒ๐—ฑ๐—ผ๐—บ ๐—ถ๐˜€ ๐—ป๐—ผ๐˜ ๐—ฎ๐—น๐˜„๐—ฎ๐˜†๐˜€ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐—ฒ๐—ฎ๐—ฟ๐—ป๐—ถ๐—ป๐—ด ๐—บ๐—ผ๐—ฟ๐—ฒ, ๐—ถ๐˜โ€™๐˜€ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐—ต๐—ฎ๐˜ƒ๐—ถ๐—ป๐—ด ๐—ฎ๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€ ๐˜๐—ผ ๐˜„๐—ต๐—ฎ๐˜ ๐˜†๐—ผ๐˜‚โ€™๐˜ƒ๐—ฒ ๐—ฎ๐—น๐—ฟ๐—ฒ๐—ฎ๐—ฑ๐˜† ๐—ฒ๐—ฎ๐—ฟ๐—ป๐—ฒ๐—ฑ ๐˜„๐—ต๐—ฒ๐—ป ๐˜†๐—ผ๐˜‚ ๐—ป๐—ฒ๐—ฒ๐—ฑ...
24/08/2026

๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐—ณ๐—ฟ๐—ฒ๐—ฒ๐—ฑ๐—ผ๐—บ ๐—ถ๐˜€ ๐—ป๐—ผ๐˜ ๐—ฎ๐—น๐˜„๐—ฎ๐˜†๐˜€ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐—ฒ๐—ฎ๐—ฟ๐—ป๐—ถ๐—ป๐—ด ๐—บ๐—ผ๐—ฟ๐—ฒ, ๐—ถ๐˜โ€™๐˜€ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐—ต๐—ฎ๐˜ƒ๐—ถ๐—ป๐—ด ๐—ฎ๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€ ๐˜๐—ผ ๐˜„๐—ต๐—ฎ๐˜ ๐˜†๐—ผ๐˜‚โ€™๐˜ƒ๐—ฒ ๐—ฎ๐—น๐—ฟ๐—ฒ๐—ฎ๐—ฑ๐˜† ๐—ฒ๐—ฎ๐—ฟ๐—ป๐—ฒ๐—ฑ ๐˜„๐—ต๐—ฒ๐—ป ๐˜†๐—ผ๐˜‚ ๐—ป๐—ฒ๐—ฒ๐—ฑ ๐—ถ๐˜.

For ๐—ฆ๐—ต๐—ถ๐—ฟ๐—ถ๐—ป ๐—”๐—ธ๐˜๐—ฒ๐—ฟ, ๐—ฎ ๐˜„๐—ผ๐—ฟ๐—ธ๐—ฒ๐—ฟ ๐—ฎ๐˜ ๐—ฆ๐—ถ๐—ป๐—ต๐—ฎ ๐—ž๐—ป๐—ถ๐˜ ๐—ฎ๐—ป๐—ฑ ๐——๐—ฒ๐—ป๐—ถ๐—บ๐˜€ ๐—Ÿ๐—ถ๐—บ๐—ถ๐˜๐—ฒ๐—ฑ, managing everyday expenses before payday used to come with constant financial pressure. Small but essential needs, buying groceries, paying house rent, or covering an unexpected expense, often meant having to borrow money locally.

With ๐—”๐—š๐—”๐— โ€™๐˜€ ๐—˜๐—ฎ๐—ฟ๐—ป๐—ฒ๐—ฑ ๐—ช๐—ฎ๐—ด๐—ฒ ๐—”๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€, Shirin can access a portion of her earned salary through ๐—ฃ๐—ฟ๐—ถ๐—บ๐—ฒ๐—”๐—ด๐—ฟ๐—ถ๐—บ app before the regular payday. This gives her greater flexibility to manage essential expenses without having to depend on informal borrowing.

At ๐—”๐—š๐—”๐— , we believe financial well-being starts with giving employees access to what they've already earned. Itโ€™s more than just early access to wagesโ€”itโ€™s about reducing financial stress, improving everyday financial wellbeing, and giving workers greater control over their own earnings.

๐—™๐—ฟ๐—ผ๐—บ ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐˜€๐˜๐—ฟ๐—ฒ๐˜€๐˜€ ๐˜๐—ผ ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐—ฐ๐—ผ๐—ป๐—ณ๐—ถ๐—ฑ๐—ฒ๐—ป๐—ฐ๐—ฒ!For many workers, borrowing money during emergencies can create a cycle of...
20/08/2026

๐—™๐—ฟ๐—ผ๐—บ ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐˜€๐˜๐—ฟ๐—ฒ๐˜€๐˜€ ๐˜๐—ผ ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐—ฐ๐—ผ๐—ป๐—ณ๐—ถ๐—ฑ๐—ฒ๐—ป๐—ฐ๐—ฒ!

For many workers, borrowing money during emergencies can create a cycle of high-interest debt and repayment pressure. AGAM is helping break that cycle by giving workers access to a portion of their earned salary before payday.

With ๐—”๐—š๐—”๐— โ€™๐˜€ ๐—˜๐—ฎ๐—ฟ๐—ป๐—ฒ๐—ฑ ๐—ช๐—ฎ๐—ด๐—ฒ ๐—”๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€ (๐—˜๐—ช๐—”) service, workers can withdraw a portion of their earned salary through the ๐—ฃ๐—ฟ๐—ถ๐—บ๐—ฒ๐—”๐—ด๐—ฟ๐—ถ๐—บ app whenever they need it.

๐—ฅ๐—ฎ๐—ต๐—ถ๐—บ๐—ฎ ๐—ž๐—ต๐—ฎ๐˜๐˜‚๐—ป of ๐—ฆ๐—ถ๐—ป๐—ต๐—ฎ ๐—ž๐—ป๐—ถ๐˜ & ๐——๐—ฒ๐—ป๐—ถ๐—บ๐˜€ ๐—Ÿ๐˜๐—ฑ. shares her experience:

โ€œ๐—œ ๐˜‚๐˜€๐—ฒ๐—ฑ ๐˜๐—ผ ๐˜„๐—ผ๐—ฟ๐—ฟ๐˜† ๐—ฐ๐—ผ๐—ป๐˜€๐˜๐—ฎ๐—ป๐˜๐—น๐˜† ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐—บ๐—ผ๐—ป๐—ฒ๐˜†. ๐—ช๐—ต๐—ฒ๐—ป๐—ฒ๐˜ƒ๐—ฒ๐—ฟ ๐—œ ๐—ป๐—ฒ๐—ฒ๐—ฑ๐—ฒ๐—ฑ ๐—ฐ๐—ฎ๐˜€๐—ต, ๐—œ ๐—ต๐—ฎ๐—ฑ ๐˜๐—ผ ๐˜๐—ต๐—ถ๐—ป๐—ธ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐˜„๐—ต๐—ฒ๐—ฟ๐—ฒ ๐—œ ๐—ฐ๐—ผ๐˜‚๐—น๐—ฑ ๐—ฏ๐—ผ๐—ฟ๐—ฟ๐—ผ๐˜„ ๐—ณ๐—ฟ๐—ผ๐—บ. ๐—ฆ๐—ผ๐—บ๐—ฒ๐˜๐—ถ๐—บ๐—ฒ๐˜€ ๐—œ ๐—ต๐—ฎ๐—ฑ ๐˜๐—ผ ๐˜๐—ฎ๐—ธ๐—ฒ ๐—น๐—ผ๐—ฎ๐—ป๐˜€ ๐—ฎ๐˜ ๐—ต๐—ถ๐—ด๐—ต ๐—ถ๐—ป๐˜๐—ฒ๐—ฟ๐—ฒ๐˜€๐˜, ๐—ฎ๐—ป๐—ฑ ๐—ถ๐—ณ ๐—œ ๐—ฐ๐—ผ๐˜‚๐—น๐—ฑ๐—ปโ€™๐˜ ๐—ฟ๐—ฒ๐—ฝ๐—ฎ๐˜† ๐˜๐—ต๐—ฒ๐—บ ๐—ผ๐—ป ๐˜๐—ถ๐—บ๐—ฒ, ๐—น๐—ฒ๐—ป๐—ฑ๐—ฒ๐—ฟ๐˜€ ๐˜„๐—ผ๐˜‚๐—น๐—ฑ ๐—ฐ๐—ผ๐—บ๐—ฒ ๐˜๐—ผ ๐—บ๐˜† ๐—ต๐—ผ๐—บ๐—ฒ ๐—ฎ๐—ป๐—ฑ ๐—ฝ๐—ฟ๐—ฒ๐˜€๐˜€๐˜‚๐—ฟ๐—ฒ ๐—บ๐—ฒ. ๐—ฆ๐—ถ๐—ป๐—ฐ๐—ฒ ๐—ด๐—ฒ๐˜๐˜๐—ถ๐—ป๐—ด ๐—ฎ๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€ ๐˜๐—ผ ๐—ฎ๐—ฑ๐˜ƒ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐˜€๐—ฎ๐—น๐—ฎ๐—ฟ๐˜† ๐˜๐—ต๐—ฟ๐—ผ๐˜‚๐—ด๐—ต ๐—”๐—š๐—”๐— , ๐—œ ๐—ฐ๐—ฎ๐—ป ๐—ป๐—ผ๐˜„ ๐—ด๐—ฒ๐˜ ๐—บ๐˜† ๐—ผ๐˜„๐—ป ๐—ฒ๐—ฎ๐—ฟ๐—ป๐—ฒ๐—ฑ ๐—บ๐—ผ๐—ป๐—ฒ๐˜† ๐˜„๐—ต๐—ฒ๐—ป ๐—œ ๐—ป๐—ฒ๐—ฒ๐—ฑ ๐—ถ๐˜. ๐—œ ๐—ณ๐—ฒ๐—ฒ๐—น ๐—บ๐˜‚๐—ฐ๐—ต ๐—บ๐—ผ๐—ฟ๐—ฒ ๐—ฟ๐—ฒ๐—น๐—ถ๐—ฒ๐˜ƒ๐—ฒ๐—ฑ ๐˜๐—ต๐—ฎ๐—ป ๐—ฏ๐—ฒ๐—ณ๐—ผ๐—ฟ๐—ฒ.โ€

At ๐—”๐—š๐—”๐— , we believe financial wellbeing begins with giving people greater control over what they have already earned.

๐—ช๐—ต๐—ฒ๐—ป ๐—น๐—ถ๐—ณ๐—ฒ ๐—ฑ๐—ฒ๐—บ๐—ฎ๐—ป๐—ฑ๐˜€ ๐—บ๐—ผ๐—ฟ๐—ฒ, ๐—ฎ๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€ ๐˜๐—ผ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฒ๐—ฎ๐—ฟ๐—ป๐—ฒ๐—ฑ ๐˜„๐—ฎ๐—ด๐—ฒ๐˜€ ๐—ฐ๐—ฎ๐—ป ๐—บ๐—ฎ๐—ธ๐—ฒ ๐—ฎ๐—น๐—น ๐˜๐—ต๐—ฒ ๐—ฑ๐—ถ๐—ณ๐—ณ๐—ฒ๐—ฟ๐—ฒ๐—ป๐—ฐ๐—ฒ!For many workers, managing a childโ€™s tui...
18/08/2026

๐—ช๐—ต๐—ฒ๐—ป ๐—น๐—ถ๐—ณ๐—ฒ ๐—ฑ๐—ฒ๐—บ๐—ฎ๐—ป๐—ฑ๐˜€ ๐—บ๐—ผ๐—ฟ๐—ฒ, ๐—ฎ๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€ ๐˜๐—ผ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฒ๐—ฎ๐—ฟ๐—ป๐—ฒ๐—ฑ ๐˜„๐—ฎ๐—ด๐—ฒ๐˜€ ๐—ฐ๐—ฎ๐—ป ๐—บ๐—ฎ๐—ธ๐—ฒ ๐—ฎ๐—น๐—น ๐˜๐—ต๐—ฒ ๐—ฑ๐—ถ๐—ณ๐—ณ๐—ฒ๐—ฟ๐—ฒ๐—ป๐—ฐ๐—ฒ!

For many workers, managing a childโ€™s tuition fees, monthly household expenses, and sending money to family, all at the same time can be challenging.

With ๐—”๐—š๐—”๐— , workers can access a portion of their earned salary through ๐—ฃ๐—ฟ๐—ถ๐—บ๐—ฒ๐—”๐—ด๐—ฟ๐—ถ๐—บ when they need it, making it easier to manage important expenses without waiting for payday.

At ๐—”๐—š๐—”๐— , we believe financial wellbeing is about more than just money; it's about providing dignity, security, and peace of mind when workers need it the most.

โ€œ๐—•๐—ฒ๐—ณ๐—ผ๐—ฟ๐—ฒ, ๐—บ๐˜‚๐—ฐ๐—ต ๐—ผ๐—ณ ๐—บ๐˜† ๐˜€๐—ฎ๐—น๐—ฎ๐—ฟ๐˜† ๐˜„๐—ผ๐˜‚๐—น๐—ฑ ๐—ด๐—ผ ๐˜๐—ผ๐˜„๐—ฎ๐—ฟ๐—ฑ๐˜€ ๐—ฟ๐—ฒ๐—ฝ๐—ฎ๐˜†๐—ถ๐—ป๐—ด ๐—น๐—ผ๐—ฎ๐—ป๐˜€ ๐—ฒ๐˜ƒ๐—ฒ๐—ป ๐—ฏ๐—ฒ๐—ณ๐—ผ๐—ฟ๐—ฒ ๐—œ ๐—ฟ๐—ฒ๐—ฐ๐—ฒ๐—ถ๐˜ƒ๐—ฒ๐—ฑ ๐—บ๐˜† ๐—ณ๐˜‚๐—น๐—น ๐˜€๐—ฎ๐—น๐—ฎ๐—ฟ๐˜†. ๐—ก๐—ผ๐˜„, ๐˜„๐—ถ๐˜๐—ต ๐—”๐—š๐—”๐— , ๐—œ ๐—ฐ๐—ฎ๐—ป ...
16/08/2026

โ€œ๐—•๐—ฒ๐—ณ๐—ผ๐—ฟ๐—ฒ, ๐—บ๐˜‚๐—ฐ๐—ต ๐—ผ๐—ณ ๐—บ๐˜† ๐˜€๐—ฎ๐—น๐—ฎ๐—ฟ๐˜† ๐˜„๐—ผ๐˜‚๐—น๐—ฑ ๐—ด๐—ผ ๐˜๐—ผ๐˜„๐—ฎ๐—ฟ๐—ฑ๐˜€ ๐—ฟ๐—ฒ๐—ฝ๐—ฎ๐˜†๐—ถ๐—ป๐—ด ๐—น๐—ผ๐—ฎ๐—ป๐˜€ ๐—ฒ๐˜ƒ๐—ฒ๐—ป ๐—ฏ๐—ฒ๐—ณ๐—ผ๐—ฟ๐—ฒ ๐—œ ๐—ฟ๐—ฒ๐—ฐ๐—ฒ๐—ถ๐˜ƒ๐—ฒ๐—ฑ ๐—บ๐˜† ๐—ณ๐˜‚๐—น๐—น ๐˜€๐—ฎ๐—น๐—ฎ๐—ฟ๐˜†. ๐—ก๐—ผ๐˜„, ๐˜„๐—ถ๐˜๐—ต ๐—”๐—š๐—”๐— , ๐—œ ๐—ฐ๐—ฎ๐—ป ๐—ฎ๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€ ๐—บ๐˜† ๐—ฒ๐—ฎ๐—ฟ๐—ป๐—ฒ๐—ฑ ๐˜„๐—ฎ๐—ด๐—ฒ๐˜€ ๐˜„๐—ต๐—ฒ๐—ป ๐—œ ๐—ป๐—ฒ๐—ฒ๐—ฑ ๐˜๐—ต๐—ฒ๐—บ. ๐—ฆ๐—ถ๐—ป๐—ฐ๐—ฒ ๐—œ ๐—ป๐—ผ ๐—น๐—ผ๐—ป๐—ด๐—ฒ๐—ฟ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐˜๐—ผ ๐—ฏ๐—ผ๐—ฟ๐—ฟ๐—ผ๐˜„, ๐—œ ๐—ฐ๐—ฎ๐—ป ๐—ฎ๐—น๐˜€๐—ผ ๐˜€๐—ฎ๐˜ƒ๐—ฒ ๐˜€๐—ผ๐—บ๐—ฒ ๐—บ๐—ผ๐—ป๐—ฒ๐˜†.โ€

- Khaleda Akter I ACME, Sinha Knit & Denims Ltd.

For many workers, unexpected expenses before payday can mean borrowing money and struggling to manage the rest of the month. With ๐—”๐—š๐—”๐— '๐˜€ ๐—˜๐—ฎ๐—ฟ๐—ป๐—ฒ๐—ฑ ๐—ช๐—ฎ๐—ด๐—ฒ ๐—”๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€ (๐—˜๐—ช๐—”) ๐˜€๐—ฒ๐—ฟ๐˜ƒ๐—ถ๐—ฐ๐—ฒ, Khaleda was able to withdraw a portion of her earned salary through ๐—ฃ๐—ฟ๐—ถ๐—บ๐—ฒ๐—”๐—ด๐—ฟ๐—ถ๐—บ ๐—ฎ๐—ฝ๐—ฝ.

Every story like Khaleda's reminds us why ๐—˜๐—ฎ๐—ฟ๐—ป๐—ฒ๐—ฑ ๐—ช๐—ฎ๐—ด๐—ฒ ๐—”๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€ matters. Small financial flexibility can make a meaningful difference in someone's daily life.

๐—ช๐—ต๐—ฒ๐—ป ๐—ฃ๐—ฎ๐˜†๐—ฑ๐—ฎ๐˜† ๐—™๐—ฒ๐—ฒ๐—น๐˜€ ๐—ง๐—ผ๐—ผ ๐—™๐—ฎ๐—ฟ ๐—”๐˜„๐—ฎ๐˜†, ๐—”๐—š๐—”๐—  ๐—•๐—ฟ๐—ถ๐—ป๐—ด๐˜€ ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—˜๐—ฎ๐—ฟ๐—ป๐—ฒ๐—ฑ ๐—ฆ๐—ฎ๐—น๐—ฎ๐—ฟ๐˜† ๐—–๐—น๐—ผ๐˜€๐—ฒ๐—ฟ!At ๐—”๐—š๐—”๐— , we believe financial well-being starts wi...
13/08/2026

๐—ช๐—ต๐—ฒ๐—ป ๐—ฃ๐—ฎ๐˜†๐—ฑ๐—ฎ๐˜† ๐—™๐—ฒ๐—ฒ๐—น๐˜€ ๐—ง๐—ผ๐—ผ ๐—™๐—ฎ๐—ฟ ๐—”๐˜„๐—ฎ๐˜†, ๐—”๐—š๐—”๐—  ๐—•๐—ฟ๐—ถ๐—ป๐—ด๐˜€ ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—˜๐—ฎ๐—ฟ๐—ป๐—ฒ๐—ฑ ๐—ฆ๐—ฎ๐—น๐—ฎ๐—ฟ๐˜† ๐—–๐—น๐—ผ๐˜€๐—ฒ๐—ฟ!

At ๐—”๐—š๐—”๐— , we believe financial well-being starts with giving employees access to what they've already earned. It's not just about early salary accessโ€”it's about reducing stress, improving financial confidence, and helping workers focus on their lives and their work without the burden of short-term financial uncertainty.

For ๐—ฃ๐—ฎ๐—ฟ๐˜ƒ๐—ถ๐—ป, rent day used to come with a familiar worry โ€” โ€œ๐—ช๐—ต๐—ฒ๐—ฟ๐—ฒ ๐˜„๐—ถ๐—น๐—น ๐—œ ๐—ด๐—ฒ๐˜ ๐˜๐—ต๐—ฒ ๐—บ๐—ผ๐—ป๐—ฒ๐˜† ๐—ผ๐—ป ๐˜๐—ถ๐—บ๐—ฒ?โ€ Borrowing from others and dealing with repeated reminders from her landlord made an already difficult situation even harder.

With ๐—”๐—š๐—”๐— '๐˜€ ๐—˜๐—ฎ๐—ฟ๐—ป๐—ฒ๐—ฑ ๐—ช๐—ฎ๐—ด๐—ฒ ๐—”๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€ (๐—˜๐—ช๐—”) service, she was able to withdraw a portion of her earned salary through ๐—ฃ๐—ฟ๐—ถ๐—บ๐—ฒ๐—”๐—ด๐—ฟ๐—ถ๐—บ app.

Parvinโ€™s story is a reminder that when people have greater control over their earnings, they can face life with a little more confidence, dignity, and peace of mind.

10/08/2026

Behind every user is a different story, different responsibilities, different needs, and different reasons why having access to their earned wages at the right time matters.

In these stories, our users share how ๐—”๐—š๐—”๐—  has helped them manage their financial needs with greater flexibility and confidence.

These are more than just testimonials. They are real experiences that show how Earned Wage Access (EWA) can make everyday financial decisions a little easier.

We are grateful to all our users for trusting ๐—”๐—š๐—”๐— , sharing their experiences, and allowing us to be part of their journey toward better financial wellbeing.

Their stories are what inspire us to keep doing better.

"๐—•๐˜† ๐˜๐—ต๐—ฒ ๐—ฒ๐—ป๐—ฑ ๐—ผ๐—ณ ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ๐˜† ๐—บ๐—ผ๐—ป๐˜๐—ต, ๐—ถ๐˜ ๐˜„๐—ฎ๐˜€ ๐˜ƒ๐—ฒ๐—ฟ๐˜† ๐—ฑ๐—ถ๐—ณ๐—ณ๐—ถ๐—ฐ๐˜‚๐—น๐˜ ๐˜๐—ผ ๐—บ๐—ฎ๐—ป๐—ฎ๐—ด๐—ฒ ๐—บ๐˜† ๐—ต๐—ผ๐˜‚๐˜€๐—ฒ๐—ต๐—ผ๐—น๐—ฑ ๐—ฒ๐˜…๐—ฝ๐—ฒ๐—ป๐˜€๐—ฒ๐˜€. ๐—ฆ๐—ผ๐—บ๐—ฒ๐˜๐—ถ๐—บ๐—ฒ๐˜€ ๐—œ ๐—ฑ๐—ถ๐—ฑ๐—ป'๐˜ ๐—ฒ๐˜ƒ๐—ฒ๐—ป ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐—ฒ๐—ป๐—ผ๐˜‚๐—ด๐—ต ๐—บ...
05/08/2026

"๐—•๐˜† ๐˜๐—ต๐—ฒ ๐—ฒ๐—ป๐—ฑ ๐—ผ๐—ณ ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ๐˜† ๐—บ๐—ผ๐—ป๐˜๐—ต, ๐—ถ๐˜ ๐˜„๐—ฎ๐˜€ ๐˜ƒ๐—ฒ๐—ฟ๐˜† ๐—ฑ๐—ถ๐—ณ๐—ณ๐—ถ๐—ฐ๐˜‚๐—น๐˜ ๐˜๐—ผ ๐—บ๐—ฎ๐—ป๐—ฎ๐—ด๐—ฒ ๐—บ๐˜† ๐—ต๐—ผ๐˜‚๐˜€๐—ฒ๐—ต๐—ผ๐—น๐—ฑ ๐—ฒ๐˜…๐—ฝ๐—ฒ๐—ป๐˜€๐—ฒ๐˜€. ๐—ฆ๐—ผ๐—บ๐—ฒ๐˜๐—ถ๐—บ๐—ฒ๐˜€ ๐—œ ๐—ฑ๐—ถ๐—ฑ๐—ป'๐˜ ๐—ฒ๐˜ƒ๐—ฒ๐—ป ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐—ฒ๐—ป๐—ผ๐˜‚๐—ด๐—ต ๐—บ๐—ผ๐—ป๐—ฒ๐˜† ๐—ณ๐—ผ๐—ฟ ๐—บ๐—ผ๐—ป๐˜๐—ต๐—น๐˜† ๐—ด๐—ฟ๐—ผ๐—ฐ๐—ฒ๐—ฟ๐—ถ๐—ฒ๐˜€. ๐—ช๐—ถ๐˜๐—ต ๐—”๐—š๐—”๐— , ๐—œ ๐—ฐ๐—ฎ๐—ป ๐—ฎ๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€ ๐—ฎ ๐—ฝ๐—ผ๐—ฟ๐˜๐—ถ๐—ผ๐—ป ๐—ผ๐—ณ ๐—บ๐˜† ๐—ฒ๐—ฎ๐—ฟ๐—ป๐—ฒ๐—ฑ ๐˜„๐—ฎ๐—ด๐—ฒ๐˜€ ๐˜„๐—ต๐—ฒ๐—ป๐—ฒ๐˜ƒ๐—ฒ๐—ฟ ๐—œ ๐—ป๐—ฒ๐—ฒ๐—ฑ ๐˜๐—ต๐—ฒ๐—บ, ๐˜€๐—ผ ๐—œ ๐—ป๐—ผ ๐—น๐—ผ๐—ป๐—ด๐—ฒ๐—ฟ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐˜๐—ผ ๐˜„๐—ผ๐—ฟ๐—ฟ๐˜† ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐˜๐—ต๐—ผ๐˜€๐—ฒ ๐—ฑ๐—ถ๐—ณ๐—ณ๐—ถ๐—ฐ๐˜‚๐—น๐˜ ๐—ฑ๐—ฎ๐˜†๐˜€."

-Afroza Khatun, Junior Quality Inspector
ACME, Sinha Knit Industries Ltd.

With ๐—”๐—š๐—”๐— '๐˜€ ๐—˜๐—ฎ๐—ฟ๐—ป๐—ฒ๐—ฑ ๐—ช๐—ฎ๐—ด๐—ฒ ๐—”๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€ (๐—˜๐—ช๐—”) service, she was able to withdraw a portion of her earned salary through Primeagrim app.

At ๐—”๐—š๐—”๐— , we believe financial wellbeing is about more than just money; it's about providing dignity, security, and peace of mind when workers need it the most.

๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐˜„๐—ฒ๐—น๐—น๐—ฏ๐—ฒ๐—ถ๐—ป๐—ด ๐—ฏ๐—ฒ๐—ด๐—ถ๐—ป๐˜€ ๐˜„๐—ถ๐˜๐—ต ๐˜๐—ถ๐—บ๐—ฒ๐—น๐˜† ๐—ฎ๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€ ๐˜๐—ผ ๐—ฒ๐—ฎ๐—ฟ๐—ป๐—ฒ๐—ฑ ๐˜„๐—ฎ๐—ด๐—ฒ๐˜€.For many garment workers, unexpected expenses often lead t...
02/08/2026

๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐˜„๐—ฒ๐—น๐—น๐—ฏ๐—ฒ๐—ถ๐—ป๐—ด ๐—ฏ๐—ฒ๐—ด๐—ถ๐—ป๐˜€ ๐˜„๐—ถ๐˜๐—ต ๐˜๐—ถ๐—บ๐—ฒ๐—น๐˜† ๐—ฎ๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€ ๐˜๐—ผ ๐—ฒ๐—ฎ๐—ฟ๐—ป๐—ฒ๐—ฑ ๐˜„๐—ฎ๐—ด๐—ฒ๐˜€.

For many garment workers, unexpected expenses often lead to high-interest loans and financial stress. With ๐—”๐—š๐—”๐— '๐˜€ ๐—˜๐—ฎ๐—ฟ๐—ป๐—ฒ๐—ฑ ๐—ช๐—ฎ๐—ด๐—ฒ ๐—”๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€ (๐—˜๐—ช๐—”), workers can access a portion of their earned salary through ๐—ฃ๐—ฟ๐—ถ๐—บ๐—ฒ๐—”๐—ด๐—ฟ๐—ถ๐—บ app, when they need it mostโ€”without relying on costly borrowing.

As ๐—ฃ๐˜‚๐—ท๐—ฎ ๐——๐—ฎ๐˜€, ๐—ฎ ๐—ฆ๐—ฒ๐—ป๐—ถ๐—ผ๐—ฟ ๐—ฆ๐—ฒ๐˜„๐—ถ๐—ป๐—ด ๐—ข๐—ฝ๐—ฒ๐—ฟ๐—ฎ๐˜๐—ผ๐—ฟ ๐—ฎ๐˜ ๐—”๐—–๐— ๐—˜ ๐—ฆ๐—ถ๐—ป๐—ต๐—ฎ ๐—ž๐—ป๐—ถ๐˜ & ๐—œ๐—ป๐—ฑ๐˜‚๐˜€๐˜๐—ฟ๐—ถ๐—ฒ๐˜€ ๐—Ÿ๐˜๐—ฑ., shares:

"๐—œ ๐˜‚๐˜€๐—ฒ๐—ฑ ๐˜๐—ผ ๐—ฏ๐—ผ๐—ฟ๐—ฟ๐—ผ๐˜„ ๐—บ๐—ผ๐—ป๐—ฒ๐˜† ๐—ณ๐—ฟ๐—ผ๐—บ ๐—น๐—ผ๐—ฐ๐—ฎ๐—น ๐—น๐—ฒ๐—ป๐—ฑ๐—ฒ๐—ฟ๐˜€ ๐—ฎ๐˜ ๐—ต๐—ถ๐—ด๐—ต ๐—ถ๐—ป๐˜๐—ฒ๐—ฟ๐—ฒ๐˜€๐˜ ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€. ๐—ฅ๐—ฒ๐—ฝ๐—ฎ๐˜†๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ผ๐˜€๐—ฒ ๐—น๐—ผ๐—ฎ๐—ป๐˜€ ๐˜„๐—ฎ๐˜€ ๐—ฎ๐—น๐˜„๐—ฎ๐˜†๐˜€ ๐—ฑ๐—ถ๐—ณ๐—ณ๐—ถ๐—ฐ๐˜‚๐—น๐˜. ๐—ฆ๐—ถ๐—ป๐—ฐ๐—ฒ ๐˜‚๐˜€๐—ถ๐—ป๐—ด ๐—”๐—š๐—”๐— '๐˜€ ๐—ฒ๐—ฎ๐—ฟ๐—ป๐—ฒ๐—ฑ ๐˜„๐—ฎ๐—ด๐—ฒ ๐—ฎ๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€, ๐—œ ๐—ป๐—ผ ๐—น๐—ผ๐—ป๐—ด๐—ฒ๐—ฟ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐˜๐—ผ ๐—ฐ๐—ฎ๐—ฟ๐—ฟ๐˜† ๐˜๐—ต๐—ฎ๐˜ ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐—ฏ๐˜‚๐—ฟ๐—ฑ๐—ฒ๐—ป. ๐—œ๐˜ ๐—ต๐—ฎ๐˜€ ๐—บ๐—ฎ๐—ฑ๐—ฒ ๐—บ๐—ฎ๐—ป๐—ฎ๐—ด๐—ถ๐—ป๐—ด ๐—ฒ๐—บ๐—ฒ๐—ฟ๐—ด๐—ฒ๐—ป๐—ฐ๐—ถ๐—ฒ๐˜€ ๐—บ๐˜‚๐—ฐ๐—ต ๐—ฒ๐—ฎ๐˜€๐—ถ๐—ฒ๐—ฟ."

Every story like this reminds us that financial flexibility isn't just a benefitโ€”it's a step toward greater dignity, stability, and peace of mind for workers and their families.

At AGAM, we're proud to help create a workplace where employees have more control over their finances and fewer reasons to turn to high-interest debt.

๐—” ๐—ป๐—ฒ๐˜„ ๐—บ๐—ถ๐—น๐—ฒ๐˜€๐˜๐—ผ๐—ป๐—ฒ ๐—ถ๐—ป ๐—ฎ๐—ฑ๐˜ƒ๐—ฎ๐—ป๐—ฐ๐—ถ๐—ป๐—ด ๐—ฒ๐—บ๐—ฝ๐—น๐—ผ๐˜†๐—ฒ๐—ฒ ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐˜„๐—ฒ๐—น๐—น๐—ฏ๐—ฒ๐—ถ๐—ป๐—ด ๐—ฏ๐—ฒ๐—ด๐—ถ๐—ป๐˜€ ๐˜„๐—ถ๐˜๐—ต ๐—™๐—ฎ๐˜€๐—ต๐—ถ๐—ผ๐—ป ๐—š๐—น๐—ผ๐—ฏ๐—ฒ ๐—š๐—ฟ๐—ผ๐˜‚๐—ฝ.๐—”๐—š๐—”๐— , ๐—•๐—ฎ๐—ป๐—ด๐—น๐—ฎ๐—ฑ๐—ฒ๐˜€๐—ต'๐˜€ ๐—ผ๐—ป๐—น๐˜† ๐—ฟ๐—ฒ๐—ด๐˜‚๐—น๐—ฎ...
30/07/2026

๐—” ๐—ป๐—ฒ๐˜„ ๐—บ๐—ถ๐—น๐—ฒ๐˜€๐˜๐—ผ๐—ป๐—ฒ ๐—ถ๐—ป ๐—ฎ๐—ฑ๐˜ƒ๐—ฎ๐—ป๐—ฐ๐—ถ๐—ป๐—ด ๐—ฒ๐—บ๐—ฝ๐—น๐—ผ๐˜†๐—ฒ๐—ฒ ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐˜„๐—ฒ๐—น๐—น๐—ฏ๐—ฒ๐—ถ๐—ป๐—ด ๐—ฏ๐—ฒ๐—ด๐—ถ๐—ป๐˜€ ๐˜„๐—ถ๐˜๐—ต ๐—™๐—ฎ๐˜€๐—ต๐—ถ๐—ผ๐—ป ๐—š๐—น๐—ผ๐—ฏ๐—ฒ ๐—š๐—ฟ๐—ผ๐˜‚๐—ฝ.

๐—”๐—š๐—”๐— , ๐—•๐—ฎ๐—ป๐—ด๐—น๐—ฎ๐—ฑ๐—ฒ๐˜€๐—ต'๐˜€ ๐—ผ๐—ป๐—น๐˜† ๐—ฟ๐—ฒ๐—ด๐˜‚๐—น๐—ฎ๐˜๐—ฒ๐—ฑ ๐—˜๐—ฎ๐—ฟ๐—ป๐—ฒ๐—ฑ ๐—ช๐—ฎ๐—ด๐—ฒ ๐—”๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€ (๐—˜๐—ช๐—”) provider, has partnered with ๐—™๐—ฎ๐˜€๐—ต๐—ถ๐—ผ๐—ป ๐—š๐—น๐—ผ๐—ฏ๐—ฒ ๐—š๐—ฟ๐—ผ๐˜‚๐—ฝ, in collaboration with ๐—ฃ๐—ฟ๐—ถ๐—บ๐—ฒ ๐—•๐—ฎ๐—ป๐—ธ ๐—ฃ๐—Ÿ๐—–, to bring greater financial flexibility to garment workers.

The partnership was formalized through an ๐— ๐—ผ๐—จ ๐˜€๐—ถ๐—ด๐—ป๐—ถ๐—ป๐—ด ๐—ฐ๐—ฒ๐—ฟ๐—ฒ๐—บ๐—ผ๐—ป๐˜† attended by ๐—”.๐—ฅ. ๐—ฅ๐—ฎ๐—ต๐—ฎ๐—บ๐—ฎ๐—ป, ๐—ฉ๐—ฃ, ๐—•๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€ ๐——๐—ฒ๐˜ƒ๐—ฒ๐—น๐—ผ๐—ฝ๐—บ๐—ฒ๐—ป๐˜ at AGAM, along with AGAM team representatives ๐—ฆ๐—ต๐—ฎ๐—ฏ๐—ป๐—ฎ๐—บ ๐—ช๐—ฎ๐˜‡๐—ฒ๐—ฑ, ๐—–๐—˜๐—ข ๐—ผ๐—ณ ๐—”๐—š๐—”๐— , and ๐—ก๐—ถ๐˜€๐—ต ๐—ž๐—ผ๐˜๐—ฒ๐—ฐ๐—ต๐—ฎ, ๐—–๐—ต๐—ฎ๐—ถ๐—ฟ๐—บ๐—ฎ๐—ป ๐—ผ๐—ณ ๐—”๐—š๐—”๐— . Representing Fashion Globe Group were ๐—ฅ๐—ถ๐˜‡๐˜ƒ๐—ฎ๐—ป ๐—ฅ๐—ถ๐—ฎ๐˜€๐—ฎ๐˜ ๐—”๐˜‚๐—ฟ๐—ธ๐—ผ, ๐——๐—ถ๐—ฟ๐—ฒ๐—ฐ๐˜๐—ผ๐—ฟ, and ๐— ๐—ฑ. ๐—ž๐—ฎ๐—ฏ๐—ถ๐—ฟ ๐—›๐—ผ๐˜€๐˜€๐—ฎ๐—ถ๐—ป, ๐—๐—ผ๐—ถ๐—ป๐˜ ๐——๐—ถ๐—ฟ๐—ฒ๐—ฐ๐˜๐—ผ๐—ฟ (Finance & Accounts).

Through the ๐—ฃ๐—ฟ๐—ถ๐—บ๐—ฒ๐—”๐—ด๐—ฟ๐—ถ๐—บ ๐—”๐—ฝ๐—ฝ, employees of ๐—™๐—ฎ๐˜€๐—ต๐—ถ๐—ผ๐—ป ๐—š๐—น๐—ผ๐—ฏ๐—ฒ ๐—š๐—ฟ๐—ผ๐˜‚๐—ฝ can now access a portion of their earned wages before paydayโ€”helping them manage everyday financial needs with greater confidence and peace of mind. By reducing financial stress and promoting healthier financial habits, this initiative supports a more engaged, productive, and financially resilient workforce.

This partnership reflects a shared commitment to empowering Bangladesh's RMG workforce through responsible financial innovation and building a stronger, future-ready industry.

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Jabbar Tower, Level 4, 42 Gulshan Avenue, Gulshan Circle-1, Dhaka 1212
Dhaka

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